Kotak Mahindra Personal loans in Kolkata | Interest Rates | Documents Apply Online

Kotak Mahindra Personal Loans Kolkata: Get Details on Documents, Eligibility, EMI, Fees & Charges and Other Charges Charged By Kotak Bank on Personal Loans in Kolkata.

No matter what your financial needs are – unexpected expenses, school fees, wedding in the family, home improvement or that long awaited vacation. Whatever the occasion, our range of Personal Loans can help.

The procedure is simple, documentation is minimal and approval is quick.

Key Features

  • Avail loans from Rs.50,000-50 lakh*
  • Quick Approval & hassle-free processing
  • Minimal paperwork
  • Flexible repayment options
  • Repay with easy EMIs
  • Convenience of service at your doorstep
  • Interest Rates – Click Here
  • Calculate Loan EMI – Emi Calculator

Features & Benefits of Kotak Personal Loans Kolkata

  • Avail loans from Rs.50,000 – 50 lakh*: You can avail of a loan from Rs.50,000 – 50 lakh* for any purpose based on your income and repayment capacity and fulfill all your financial needs.
  • Quick approval: With a Kotak Mahindra Bank Personal Loan, you are not far away from making your dreams come true. In as less as 72 hours you can turn your dreams into reality.
  • Minimal paperwork & hassle free processing: Our minimal document requirements leave you tension and hassle free. Additionally, worries are kept at bay, as no security or collateral is required.
  • Flexible repayment options: Our flexible loan tenors range from 12 – 60 months for salaried customers and from 12- 36 months for businessmen / professionals, which don’t overburden you with a worry to pay heavy EMIs.
  • Convenience of service at your doorstep: Our Loans are just a phone call away; you can fix an appointment with any of our representatives and they could assist you in all your loan formalities.

Eligibility & Documentation Required for Kotak Loans in Kolkata

Things to know before you apply

Eligibility

Criteria Salaried individuals Professionals Businessmen
Profile Must be working for a Public Ltd co./ MNC/ large Pvt Ltd co. Must be a Doctor (MS, MD, MBBS, BDS) , C.A., Architect, Consultant, Interior Designer Must have clean payment track record of more than 1 year of a previous loan.
Age 23 – 58 years resident Indian 23 – 58 years resident Indian 23 – 58 years resident Indian
Income Net monthly salary of Rs. 20,000/- with no loans outstanding. Filed IT returns of Rs.75,000/- or more for the last 2 years. Filed IT returns of Rs.75,000/- or more for the last 2 years
Minimum education Graduate Professional degree Graduate
Residence telephone Required Required Required
Years in city Min 1 year Min 1 year Min 1 year
Total work experience Min 1 year Min 5 years Min 5 years

Documentation Required for Personal Loans from Kotak Bank Kolkata

To avail a Personal Loan, you will need to provide the following documents

Document Salaried individuals Professionals Businessmen
Application form Yes Yes Yes
1 photograph Yes Yes Yes
Identity details Yes Yes Yes
Residence details Yes Yes Yes
Signature verification from bank Yes Yes Yes
Degree certificate & Certificate of practice No Yes No
Payment track record No* No* Yes
Income details Latest payslip & Form 16 (Form 16 required only when applying under holiday finance) IT Returns & Balance Sheet & P/L Account statement for the last 2 years IT Returns & Balance Sheet & P/L Account statement for the last 2 years
Bank account statements For the last 3 months For the last 6 months For the last 6 months

ABout Kolkata:

Kolkata, or Calcutta, is the capital of the Indian state of West Bengal. Located on the east bank of the Hooghly River, it is the principal commercial, cultural, and educational centre of East India. while the Port of Kolkata is India’s oldest operating port as well as its sole major riverine port. As of 2011, the city had 4.5 million residents; the urban agglomeration, which comprises the city and its suburbs, was home to approximately 14.1 million, making it the third-most populous metropolitan area in India.
Population: 6,820,145 (2011)
Points of Interest: Howrah Bridge, Victoria memorial, Sundarbans, Eden Garden Cricket Stadium, Maidan

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