Punjab & Sind Bank Home Loan | Interest Rates | Eligibility | Information

Saturday, October 29th, 2011

Punjab and Sind Bank Home Loan – Get details on latest interest Rates, Eligibility, EMI and documents of PSB bank in India. Calculate EMI for loan with calculator online.


  • Individuals, Group of individuals, and individual members of housing societies are eligible under the scheme
  • 18 years to 65 years, subject to age for repayment

Get instant Quotes on Home Loan Rates, EMI & Eligibility by Top 10 Banks

Loan Amount


Annual income

location icon

54 ,02 , 013 Loan quotes taken till now

• 54 lakh customers serviced to get best Loan deals with deal4loans. Deal4loans views Published @ yourstory .com
• As RBI cuts rate, should you go for fixed home loan Deal4loans views Published @ Economic Times online

Interest Rates of Punjab & Sind Bank on Home Loans 2014:

Loan Amount

Rate of Interest (p.a.)

Upto Rs.30.00 lacs


Above Rs.30.00  lacs & upto Rs.75.00 lacs


Above Rs.75.00 lacs


Festival Bonanza Scheme: (Upto 31.03.2014) – For Fresh Loans & takeover cases

Quantum of Finance

  1. For construction of house or purchase of house/ flat/ Plot: Need based finance, with no Maximum limit
  2. For repairs / renovation / additions / alterations: Maximum Rs. 20.00 lac.

Processing fee you have to pay on Housing Loan:

Loans upto Rs. 25 Lac                       :  0.15% on the loan amount, subject to minimum of Rs. 1000/- and  maximum of Rs. 3000/-
Loans > Rs. 25 Lac < Rs. 50 lac        : 0.25% subject to maximum of Rs. 10000/-
Loans > Rs. 50 Lac < Rs. 75 lac        : 0.25% subject to maximum of Rs. 15000/-
Loans = Rs. 75 Lac & above             : 0.25%


A.    Maximum upto 30 years  

  • Purchase of built up house
  • In case of construction of house
  • In case of members of Co-operative Housing Societies/ Builders flat/ apartment

B.      Maximum upto 15 years

  • In case of Loan for Extension/ Repairs/ Renovation of House
  • In case of purchase / acquisition of plot

Prepayment Charges: NIL


  1. In case of Co-borrower: Third Party Guarantee may be waived.
  2. In all other cases: guarantee of spouse or Major son may be obtained, if available
  3. In cases, where sale deed/ lease deed/conveyance deed is to be registered after a considerable gap like in cases of Installment/construction linked plan e.g. Authority/ Society/ Builder’s flats/plots: Guarantee of earning spouse/ major son or suitable third party guarantee must be obtained.

You might find these relevant:

  • WRS Info India Pvt.Ltd.
    Address: E-32, Ground Floor, Sector - 8,
    Noida, Uttar Pradesh, India - 201301
    Email: contactus@deal4loans.com
  • Facebook linkedin Twitter Google plus

    © Copyright 2015, Deal4loans, India
  • Disclaimer: Information is sourced from respective Banks websites. We don't provide Loans on our own but ensures your information is sent to bank/agent which you have opted for. We don't do short term loans. Deal4loans has no sales team on its own and we just help you to compare loans .All loans are on discretion of the associated Banks/Agents. Read More