27-01-2016

Should you guarantee a loan?

When seeking a loan, it is not unusual for a bank to sometimes ask for a guarantor or someone to cosign on the loan agreement. However, if someone asks you to be a guarantor for his or her loan, should you do it? For you to decide, it is very important to understand when and why a bank wants a guarantor and its implications. ..read more..

14-01-2016

Six helpful financial tips for 2016

A new year brings with it new resolutions, but what must you do in 2016 to make it financially worthwhile? Six things that I think can prove to be helpful: Create a budget: In 2016 do not go about doing things in an ad-hoc manner. If it's a family vacation you plan to indulge or a car you want to buy this year ..read more..

15-12-2015

Essential terms to look at when taking a loan

When taking a loan, borrowers often fail to read the loan agreement. Often long and technical in nature, the loan agreement, however, is the most important document for any loan and should be treated with utmost seriousness. The key points to pick up in the loan agreement would be:..read more..