HSBC Personal Loans

HSBC Personal Loan - the only Personal Loan that lets you choose how to repay. Just as only a friend lets you repay the way you want. HSBC Personal Loan gives you 4 easy repayment options, so you can select one that suits you best.

HSBC personal loan India also offers
• Flexible personal loan tenor of up to 5 years
• Personal Loans available from Rs.50,000 up to Rs.15,00,000
• Easy monthly repayment through Equated Monthly Installments (EMI) with post-dated cheques or direct debit to your bank account.
• Transfer of an existing personal loan from another bank to HSBC India, at attractive interest rates.
• No collateral/guarantor required.
• Easy documentation, quick processing and disbursal.
• Low Personal Loan Interest Rates.
• Up to Rs. 15,00,000 for Bombay and Delhi.

Salaried Individuals

Eligibility Criteria	Loan Amount	Documents Required
individual and should be a resident Indian	50,000 – 6 lacs ( upto 8 lacs in Delhi and Mumbai)	Proof of applicant's identity Proof of residence Proof of age
21 years-58 years		Latest salary slip showing statutory deductions Or Form 16
continuous employment / business should be 1 year		Latest acknowledged IT return
minimum net annual income should be Rs.75,000 p.a.		Bank statements for the last 3 months Proof of Residence (any one) Ration Card / Utility bill / LIC Policy Receipt
minimum stay at current residence should be 1 year

Eligibility Criteria	Loan Amount	Documents Required
Individual and should be a resident Indian	50,000 - 6 lacs (upto 8 lacs in Delhi & Mumbai)	Proof of applicant's identity Proof of residence Proof of age
Professional self-employed individuals: Doctors, Chartered Accountants, Cost Accountants, Company Secretaries, Architects, Engineers and Management Graduates.		Bank statements for the last 6 months
21 years-58 years		Computation of income for the last 2 years certified by a C.A.
Continuous employment / business should be 2 years		P&L and balance sheet for the last 2 years certified by a C.A
minimum net annual income should be Rs.75,000 p.a.		Copies of acknowledged IT returns for the last 2 years
minimum stay at current residence should be 1 year

HSBC bank also offers Home Loans, Loan Against Property and Credit Cards.

HSBC Ltd.
Head office:
52/60, M.G. Road,
Fort,
Mumbai-400001
INDIA

Disclaimer : Please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.

Know the Rate of interest charged by major banks for Personal Loan

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