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Personal Loan
A wedding in the family. May be your house needs renovation or your daughter has obtained admission to a medical college. Gift your wife a beautiful gold pendant, pay for your children's higher education or send your parents on a much-needed holiday. We offer various kinds of Personal Loans to fulfill your dreams in India. Personal loan Banks Offerings > HSBC Bank Personal Loan
Personal Loan from HSBC BANK
Salaried Individuals
| Eligibility Criteria | Loan Amount | Documents Required |
 individual and should be a resident Indian |
50,000 – 6 lacs ( upto 8 lacs in Delhi and Mumbai) |
Proof of applicant's identity Proof of residence Proof of age |
| 21 years-58 years | Latest salary slip showing statutory deductions Or Form 16 |
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| continuous employment / business should be 1 year | Latest acknowledged IT return | |
| minimum net annual income should be Rs.75,000 p.a. | Bank statements for the last 3 months Proof of Residence (any one) Ration Card / Utility bill / LIC Policy Receipt | |
| minimum stay at current residence should be 1 year |
Self Employed Individuals
| Eligibility Criteria | Loan Amount | Documents Required |
Individual and should be a resident Indian |
50,000 - 6 lacs (upto 8 lacs in Delhi & Mumbai) |
Proof of applicant's identity Proof of residence Proof of age |
| Professional self-employed individuals: Doctors, Chartered Accountants, Cost Accountants, Company Secretaries, Architects, Engineers and Management Graduates. | Bank statements for the last 6 months | |
| 21 years-58 years | Computation of income for the last 2 years certified by a C.A. | |
| Continuous employment / business should be 2 years | P&L and balance sheet for the last 2 years certified by a C.A | |
| minimum net annual income should be Rs.75,000 p.a. | Copies of acknowledged IT returns for the last 2 years | |
| minimum stay at current residence should be 1 year |
Fees & Charges for HSBC Bank Personal Loan
| Description of Charges | Personal Loans |
| Processing Charges | 2% of loan amount upon disbursal |
| Duplicate Statements | Rs 250 per statement |
| Charge for unsuccessful execution of Standing Instruction for payment/Cheque bounce charge | Rs 250 |
| Pre-payment charge | a. 4% of the prepaid amount b. Pre-payment is allowed only after 6 months from the date of loan disbursal |
HSBC Ltd.
Head office:
52/60, M.G. Road,
Fort,
Mumbai-400001
INDIA
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