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Personal Loan Karnal

Get instant lowest quote on Personal loan in Karnal from top 10 Banks
Professional Details
Loan Amount:
Occupation:
City:
Annual Income:
Current Personal Loan Interest Rates in Karnal
Banks Rate of Interest Processing Fee Loan Amount Prepayment Charges Disbursal Time Part Payment Option
HDFC Bank 12.99% - 20% 2% (Acc holder), else 2.5% Rs.50,000 - Rs.15,00,000 Nil for Loan Amount >10 Lakhs with >Salary 75k else 4% 3 - 4 Days No
ICICI Bank 13.49% - 17.50% 0.50% for special companies else 1.50% - 2.25% Rs.50,000 - Rs.15,00,000 Nil (For Loan amount >10 lacs & 12 EMI paid), else 5% 3 - 4 working days No
Kotak Bank 13.60% - 18% 2% Rs.100,000 - Rs.15,00,000 5% 3 - 4 working days No
ING Vysya Bank 13.75% - 18.25% 0.5% - 2% Rs.1 Lac - Rs.15 Lacs Nil Foreclosure Charges Special Offer*. (Valid till December 2014) 2-4 working days Yes
IndusInd Bank 14% - 16.50% 1% - 2% Rs.1,00,000 - Rs.15,00,000 4% 4 working days No
Citibank 14% to 15.75% Upto 0.75% Rs.1,00,000 - Rs.30,00,000 Upto 1% 48 hours No
Bajaj Finance 15% - 17% Upto 2% Upto Rs.18 Lacs NIL Foreclosure Approval In 24 Hours Yes
HDB Financial Services 16% - 21% up to 2% Rs.100,000 to Rs.15,00,000 NIL for Select Corporates Employees (CAT A & B).
4% For Rest
2 days - 7 days No
Standard Chartered 16% - 22% 2% Rs.1,00,000 - Rs.30,00,000 2% - 5% 2-8 days No
Fullerton India 21% - 32% 2% Rs.50,000 - Rs.15,00,000 Zero after 3yrs (Otherwise 4%) 2-8 days No

Eligibility Criteria

Eligibility Criteria for Personal Loan in Karnal
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
close
Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m
Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

List of Personal Loans Banks

HDFC Bank
ICICI Bank
Bajaj Finserv
Yes Bank
Canara Bank
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HDFC Bank Bajaj Finserv ICICI Bank Axis Bank
Fullerton India ING Vysya Kotak Bank HDB Financial Services
Bank of India Union Bank of India United Bank of India Punjab National Bank
IndusInd Bank Dena Bank Andhra Bank Citibank
Indian Bank Vijaya Bank Corporation Bank RBS

Documents required
for Personal Loan

Documents required for Personal
Loan in Karnal
Identity Proof : Passport/ Driving License/PAN card/ Photo credit card (with embossed Signature and last two months
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Age Proof : PAN Card/ Passport/ Driving License / School leaving certificate/ Voter’s card/BirthCertificate/ LIC policy (only for age Proof). (Anyone of the above) Address Proof : Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements) (Anyone of the above)
Income Proof : Latest salary slip/current dated salary Certificate with latest form 16 (Anyone of the above)
Job Continuity Proof : Form 16/relieving letter/appointment Letter (for last two months) (Anyone of the above)
Banking History : Bank statements of latest 2 months/ 3 months bank passbook (Anyone of the above)

Eligibility Criteria

Eligibility Criteria for Personal Loan in Karnal
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
close
Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m
Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

Documents required for Personal Loan in Karnal:

The documentation process in personal loan is very fast as against secured loans. Following documents are required by financial institutions to process the loan application:

• Identity proof
• 3 to 6 months Bank statements
• Residence proof
• Salary slip
• Guarantors & their same set of documents
In case of self-employed banks require balance sheets, profit & loss account, partnership deed & other mandatory documents etc.

 
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