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Personal Loan Karnal

Get instant lowest quote on Personal loan in Karnal from top 10 Banks
Professional Details
Loan Amount:
Occupation:
City:
Annual Income:
Current Personal Loan Interest Rates in Karnal
Banks
Rate of Interest
Processing Fee
Loan Amount
Prepayment Charges
Disbursal Time
HDFC Bank
12.99% - 20%
2% (Acc holder), else 2.5%
Rs.50,000 - Rs.15,00,000
4%
3 - 4 Days
Bajaj Finance
15% - 17%
Upto 2%
Upto 18 Lacs
NIL Foreclosure
Approval In 24 Hours
ICICI Bank
13.49% - 17.50%
0.50% for special companies else 1.50% - 2.25%
Rs.50,000 - Rs.15,00,000
Nil (For Loan amount >10 lacs & 12 EMI paid), else 5%
3 - 4 working days
ING Vysya Bank
13.75% - 18.25%
Flat Processing Fees - 999/- offer for Special companies & Salary Above 75k
1 Lac - 15 Lacs
Nil Foreclosure Charges Special Offer*. Valid till (30th April'14
2-4 working days

Eligibility Criteria

Eligibility Criteria for Personal Loan in Karnal
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
close
Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m
Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

List of Personal Loans Banks

HDFC Bank
ICICI Bank
Bajaj Finserv
Yes Bank
Canara Bank
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HDFC Bank Bajaj Finserv ICICI Bank Axis Bank
Fullerton India ING Vysya Kotak Bank HDB Financial Services
Bank of India Union Bank of India United Bank of India Punjab National Bank
IndusInd Bank Dena Bank Andhra Bank Citibank
Indian Bank Vijaya Bank Corporation Bank RBS

Documents required
for Personal Loan

Documents required for Personal
Loan in Karnal
Identity Proof : Passport/ Driving License/PAN card/ Photo credit card (with embossed Signature and last two months
close
Age Proof : PAN Card/ Passport/ Driving License / School leaving certificate/ Voter’s card/BirthCertificate/ LIC policy (only for age Proof). (Anyone of the above) Address Proof : Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements) (Anyone of the above)
Income Proof : Latest salary slip/current dated salary Certificate with latest form 16 (Anyone of the above)
Job Continuity Proof : Form 16/relieving letter/appointment Letter (for last two months) (Anyone of the above)
Banking History : Bank statements of latest 2 months/ 3 months bank passbook (Anyone of the above)

Eligibility Criteria

Eligibility Criteria for Personal Loan in Karnal
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
close
Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m
Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

Documents required for Personal Loan in Karnal:

The documentation process in personal loan is very fast as against secured loans. Following documents are required by financial institutions to process the loan application:

• Identity proof
• 3 to 6 months Bank statements
• Residence proof
• Salary slip
• Guarantors & their same set of documents
In case of self-employed banks require balance sheets, profit & loss account, partnership deed & other mandatory documents etc.

 
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