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Loan Against Property Hdfc

HDFC Bank brings to you Loan Against Property (LAP). You can now take a loan against your residential or commercial property, to expand your business, plan a dream wedding, fund your child's education and much more.

You can depend on us to meet all your business requirements even to purchase a new shop or office for your business. Loan to purchase Commercial Property (LCP) is a specially designed product to help you expand your business without reducing the capital from your business.

Features and benefits of HDFC Loan Against Property:

  • Loans to expand your business or to meet any personal need
  • Residential & Commercial properties accepted
  • Maximum Loan to value*
  • Flexible product offerings - EMI based loan / Overdraft facility available.
  • High tenure loans for ease of repayment.
  • Attractive interest rates.
  • Specially designed products for Self Employed.

Details about HDFC LAP

Interest Rates 10.00 - 12.00%
Max. Loan Amount 60% of Market Value
Min. Income 12000 P.M
Repayment 15 Years
Pre Payment Charges Nil or 2.5%
Processing Fee 1.00%

 

Apply for Best Loan Against Property in Hdfc

Professional Details
Loan Amount:
Occupation:
City:
Annual Income:
Banks up to 30 lacs 30-75 lacs 75 & above Processing fees
HDFC
10.35% - 12.35% 10.35% - 12.35% 10.35% - 12.35% Up to 1.25% of the loan amount or Rs. 3,000 whichever is higher, plus applicable taxes.
SBI
10.65% - 11.65% 10.65% - 11.65% 10.65% - 11.65% 2.00% or Rs.50,000 Maximum
ICICI Bank
N.A N.A N.A 0.50% - 1.00% of the loan amount or Rs.2000 whichever is higher
Axis Bank
11.60% - 12.25% 11.60% - 12.25% 11.60% - 12.25% 1% + Service tax as applicable
Indiabulls
11.00% - 14.50% 11.00% - 14.50% 11.00% - 14.50% Up to 1.50% of the loan amount + S. Tax as Applicable
Fullerton
13% 13% 13% 1% of the loan amount

Documents Required for Loan Against Property HDFC:

Salaried Individuals

Self Employed

Proof of Residence - Any one of Ration Card / Telephone Bill / Electricity Bill / Voters Card.

Certified Financial Statement for the last 2 years.

Proof of Identity - Any one of Voters Card / Drivers License / Employers Card.

Proof of Residence - Any one of Ration Card / Telephone Bill / Electricity Bill / Voters Card.

Latest Bank Statement / Passbook (where salary / income is credited for past 6 months).

Proof of Identity - Any one of Voters Card / Drivers License / Employers Card.

Latest 3 Months Salary Slip with all deductions & last 2 years Form 16.

Latest Bank Statement / Passbook (where salary / income is credited for past 6 months).

Copies of all Property Documents.

Copies of all Property Documents.

Source: HDFC Official Website

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