Updated on September 2019. Saraswat Bank FD Rates: Check Latest updated FD Interest Rates, RD Interest Rates, Single Term Deposit Rates for General, NRI & Senior Citizens Online.
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About Saraswat Bank:
The Bank has a network of 267 fully computerized branches as on 31st March, 2014 covering six states viz. Maharashtra, Gujarat, Madhya Pradesh, Karnataka, Goa and Delhi. The Bank is providing 24-hour service through ATMs at 205 locations. As on 31st March, 2014 the Bank’s business had surpassed Rs. 39000 Crores.The Bank has retained its coveted position as ZERO NET NPA Bank for the tenth successive year.
Deposit Scheme Interest Rates of Saraswat Bank
Rates for Domestic Term Deposits:
For Single Term Deposits up to Rs. 50 Lakhs.
| Tenor | ROI For General Public (% p.a) | ROI For Senior Citizens (% p.a) |
| 7 days to 14 days | 4.00 | 4.00 |
| 15 days to 30 days | 5.25 | 5.25 |
| 31 days to 90 days | 6.00 | 6.00 |
| 91 days to 179 days | 6.00 | 6.00 |
| 180 days up to 1 year | 6.50 | 6.50 |
| Above 1 year up to less than 15 months | 7.35 | 7.60 |
| 15 months only | 7.60 | 7.85 |
| Above 15 months up to 24 months | 7.35 | 7.60 |
| Above 24 months up to 36 months | 7.35 | 7.60 |
| Above 36 months up to 60 months | 7.15 | 7.40 |
| Above 60 months and upto 120 months | 7.00 | 7.25 |
For Single term deposit of Above Rs. 50 lakhs
| Tenor | ROI For General Public (% p.a) | ROI For Senior Citizens (% p.a) |
| 7 days to 14 days | 5.25 | 5.25 |
| 15 days to 30 days | 5.25 | 5.25 |
| 31 days to 90 days | 6.00 | 6.00 |
| 91 days to 179 days | 6.00 | 6.00 |
| 180 days up to 1 year | 6.50 | 6.50 |
| Above 1 year up to 13 months 9 days | 7.35 | 7.60 |
| 13 months 10 days | 7.35 | 7.60 |
| 13 months 11 days up to less than 15 months | 7.35 | 7.60 |
| 15 months only | 7.60 | 7.85 |
| 13 months 11 days up to 24 months | 7.35 | 7.60 |
| 24 months 1 day to 24 months 9 days | 7.35 | 7.60 |
| 24 months 10 days | 7.35 | 7.60 |
| 24 months 11 days up to 36 months | 7.35 | 7.60 |
| Above 36 months up to 60 months | 7.15 | 7.40 |
| Above 60 months up to 120 months | 7.00 | 7.25 |
Deposits under Kalpataru Deposits Scheme will be accepted for a period of Above 12 months upto 36 months only.
- Deposits under Recurring Deposits scheme will be accepted for period of Above 12 months upto 36 months only.
- Interest Rate on Madhukar Scheme will be at 6.40% p.a. payable quarterly.
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The Saraswat Cooperative Bank Ltd, Corporate Centre Ekanath Thakur Bhavan Plot no 953, Appasaheb Marathe Marg Prabhadevi, Mumbai -400 025 Telephone :022-66005555