HDFC Bank Platinum Plus Credit Card | Eligibility | Features and Benefits | Apply

HDFC Bank Platinum Plus Credit Card: India’s only Platinum Credit Card with exclusive travel and preferential benefits – recognition of those who have “arrived in life”. Enjoy a world of exclusive privileges on your HDFC Bank Platinum plus Credit Card

This Card is Discontinued and No More available for fresh Purchase or Apply Online!!!!!!

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HDFC Bank Platinum Plus Credit Card features:

  • 2 Reward Points on Rs. 150 spent.
  • 50% more Reward Points for incremental spends above Rs. 50,000 in a statement cycle.
  • Fuel Surcharge Waiver for transactions between Rs. 400 – Rs. 5,000 (ST applicable).
  • Up to 3 free Add-on cards.


  • Save Rs. 1,500 in a year on your fuel transactions
  • Earn 1,200 Reward Points or more in a year
  • Zero Lost Card liability post reporting card loss to bank.
  • Revolving credit facility at nominal interest rate.

Eligibility: You are eligible for a Platinum Plus Credit Card based on the following:

  • Salaried Employee – Minimum Age 21 years | Maximum Age 60 years
  • Self Employed – Minimum Age 21 years | Maximum Age 65 years

Fees and Charges of HDFC Bank Platinum Plus Credit Card:

Description of Charges

Platinum Plus Credit Card

Interest Free Period

Upto 50 days

Minimum Repayment Amount

5%, Minimum Rs 200

Cash Advance Limit

30% of credit limit

Annual Fee

Rs. 3999

Additional Card fee

Free for Life

Charges On revolving Credit

3.15% P.M., 37.8% Annually – from Transaction date

Cash Advance Charges

2.5% on amount withdrawn or Rs 300/- whichever is higher.

Late Payment Charges

Late Payment Charges – Nil for Credit card bills upto Rs.100, Rs.100 for credit card bills between Rs.100 and Rs.500, Rs.350 for credit card bills between Rs.501 and Rs.10000, Rs.500 for credit card bills between Rs.10001 and Rs.20000 and Rs.600 for credit card bills above Rs.20000.

Charges on overlimit account

2.5% of over limit amount subject to a minimum of Rs 500

Railway Ticket Purchase Fee

Rs 30 + 2.5% of transaction amount

Cash processing fee

Rs 50 per payment on cash deposits at HDFC Bank branches/ATMs.
Card accounts levied with Late Payment Charges in the latest generated statement will be exempted from the cash processing fee.

Balance Transfer / Balance Transfer on EMI Processing Charges

2.0% of BT / BT on EMI amount or Rs. 200,whichever is higher.( Max. Rs. 600/-)

Petrol Transaction Charge

Waived for transactions between Rs 400-5000

Service Tax

Applicable on all fees, interest and other charges

Reissue of Lost, Stolen or Damaged Card

Rs. 100

Outstation Cheque Processing Charge

Rs. 100

Retrieval Fees ( Chargeslip)

Rs. 125 per Chargeslip

Foreign Currency Transactions

Bank Charges Cross currency mark-up of 3.5%

Repayments Options:

Other Available Products of HDFC Bank :

  1. HDFC Bank Personal Loan
  2. HDFC Ltd Home Loan
  3. HDFC Bank Car Loan
  4. HDFC Bank Credit Card
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