ING Vysya Galaxia Credit Card | Eligibility | Offers

ING Bank Galaxia Credit Card – Check details on Rewards, Eligibility, Offers, EMI on purchases, support & payment options details.

  • Reward Programs: All spends earn 4 rewards points for every Rs.100/- spends. Accelerated program gives you the power to select categories which will give you 6 reward points for every Rs 100 spent. Reward points can be  redeemed  against an array of merchant categories such as Flight, Hotel, Mobile Recharge, DTH Recharge, Movie, Merchandise, Bus.
  • Fuel Surcharge Waiver: Get fuel charge waiver at all fuel stations in India . Fuel Surcharge of  2.50%  or Rs. 10
  • EMI on Purchases: Never stop shopping for want of cash. Convert all your purchases above Rs 5000/- into easy EMI’s. Choose a repayment period of  3, 6, 9  or 12 Months. The customer will have to bear a fee of 1.5% for processing & interest charges of 1.5% monthly.
  • MasterCard Offers: Get privileged access or special rates at select golf courses in India and south Asia.
  • Lounge Access: Relax in style between your flights .The ING Galaxia Credit Card gets you complimentary access to airport lounges in select domestic and international terminals in India.

CIBIL Score

Eligibility Required for Apply Galaxia Credit Card:

Age – Min: 21, Max: 72
Must be employed – Salaried Or Self Employed
The following customer details must be updated with the bank

a.  Address
i. Permanent
ii. Office
iii. Residence
b. Mobile Number
c. Email ID

ING Credit Card is available only in the following locations: (AHMEDABAD,BANGALORE,CHANDIGARH,CHENNAI,FARIDABAD,GURGAON,HYDERABAD,
INDORE,JAIPUR,KOLKATA,LUDHIANA,MUMBAI,NAGPUR, NEW DELHI,NOIDA,PUNE,RAJKOT,SURAT,  VIJAYAWADA,VISAKHAPATNAM.)

Maximum 1 Cheque bounce in the ING saving or current Account in the last 12 months

If Self Employed

a. Minimum relationship value in the last 3 months : Rs. 100,000
b. Minimum relationship period with the Bank: 6 Months

 If Salaried & Salary Credit in ING Salary Account

a. Minimum Net Salary Credit: Rs. 20,000
b. No of Salary Credits: 3
c. Minimum relationship period with the Bank: 3 Months

If Salaried & Salary Credit in Non ING Salary Account

a. Minimum relationship value : Rs. 50,000
b. Minimum relationship period with the Bank: 6 Months

The Card Holder can contact ING Vysya Bank Credit Cards for making any enquiries through:

  • 1800 425 18888 (Toll Free)
  • +91 22 4042 6024
  • Rewards Helpline: 1800 419 6888
Check Free Cibil Score
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