LIC Titanium Credit Card: Features | Eligibility | Information
LIC Titanium Credit Card: – that gives you access to special features and avail the best benefits as rewards, fuel surcharge & insurance cover.
Tagline of Card: “A Card that is perfect for rewarding journeys”
Presenting, the LIC Titanium Credit Card, a card packed with exciting travel benefits to make your journey even more rewarding.
Get more when you travel, as you also get fuel surcharge refund and a powerful rewards programme.
Special Features available on Titanium Card of LIC:
Powerful Reward Programme: Get exciting PlusPoints Rewards programme designed to reward spends as follows:
- 2 Reward Points for Rs. 100 spent on foreign currency and LIC premium payments
- 1 Reward Point for every Rs. 100 spent on all other categories
Insurance Cover: Complimentary lost card liability insurance cover of Rs. 1 Lakh
Fuel Surcharge Waiver: 2.5% fuel surcharge waiver at all fuel pumps across India (for transactions between Rs. 400 and Rs. 4000)
Eligibility:
- Net income – Rs. 3 Lakh p.a. and above
- Sourcing surrogate – income surrogate – LIC premium payment (Rs.30,000 annual premium)
- Sourcing locations – 28 cities
| Eligibility Criteria | Rs. 3,00,000 |
| Interest-free Credit Period | Up to 50 days |
| Photo or Signature Card | No |
| PlusPoints – Accrual | 1 PlusPoint for every Rs. 200 spent |
| Multiple Reward Points | Double Reward Points on international spends and LIC premium payment |
| PlusPoints – Redemption | As per applicable conversion rates in Axis Bank PlusPoint Catalogue |
| Complimentary Insurance Cover | Lost Card Insurance Cover of up to Rs. 100,000/- |
| Usage Offers | Usage offers on Reliance Trend, Reliance Digital, Clipper Lounge, etc. |
| Fuel Surcharge Waiver | Yes |
| Add-on Cards | Up to 3 |
| Cash Withdrawal Facility | Yes |
Documentation & Eligibility
| Card Type | Income Criteria |
|---|---|
| Signature Credit Card | Net Salary Requirement – Rs. 15 Lakh per annum.
Salary Slip of Rs.1.25 Lakh gross salary |
| Platinum Credit Card | Net Salary Requirement – Rs. 5 Lakh per annum.
Salary Slip of Rs.42,000 gross salary |
| Titanium Credit Card | Net Salary Requirement – Rs. 3Lakh per annum.
Salary Slip of Rs.25,000 gross salary |
| Gold Credit Card | Net Salary Requirement – Rs. 1.8 Lakh per annum.
Salary Slip of Rs.15,000 gross salary |
