In the table given below, you can go through the free lifetime credit cards available – you will not have to pay any annual or renewal fee on these credit cards.
| Credit Cards |
Reward Point Benefits |
| IDFC First Millennia Credit Card |
-
- Enjoy 10X Reward Points on all the transactions if they are above ₹20000.
-
- Get 3X Reward Points on all the offline spends.
-
- Earn 6X Reward Points on all the online transactions.
-
- Earn 10X Reward Points on your birthday.
|
| IDFC First Select Credit Card |
-
- Enjoy 10X Reward Points on all the transactions that are more than ₹20000.
-
- Multiply your reward point 3 times on all the offline transactions.
-
- Get 6X Reward Points on all online transactions.
-
- Enjoy 10X reward points on your birthday.
|
| Amazon Pay ICICI Credit Card |
-
- There is no reward point offer available on this credit card.
|
| IDFC First Wealth Credit Card |
-
- Spend ₹20000 and above and earn 10X Reward Points on all the transactions.
-
- Earn 3X Reward Points on offline transactions.
-
- The online transactions will earn 6X Reward Points.
-
- Spend on your birthday and earn 10X Reward Points.
|
| IDFC First Classic Credit Card |
-
- Get 10X reward points on all the transactions that are above ₹20000.
-
- Have 3 times Reward Points on all the offline transactions.
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- Get 6X Reward Points on all the online spending.
-
- Have 10X reward points on your birthday.
|
| Axis Bank Select Credit Card (Burgundy Variant) |
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- Enjoy 5000 Axis eDGE reward points on the first transaction.
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- Enjoy 10 Axis EDGE Reward Points on spending ₹200.
-
- Get 2X Reward points per ₹200 on retail spends.
|
| ICICI Bank Instant Platinum Credit Card |
-
- Enjoy 2 PAYBACK points on every retail Spend worth ₹100.
|
| HSBC Visa Platinum Credit Card |
-
- Enjoy 5X rewards on purchases made after spending ₹400000 with a maximum of 15000 accelerated reward points in a year.
|
Documents Required for these Credit Cards
You will have to submit below mentioned details or Documents of your income proof, address proof, and identity proof applying for a Credit Card. So, you can check the documents that will be valid as an address, income, and identity proof.
Identity Proof
- Pan Card / Passport / Aadhaar Card
Income Proof
- Salary Slips
- Certificate for the last 3 months
- Latest Bank Statement indicating salary credited for a minimum of 3 months.
- Income Tax Return Statement
Address Proof
- Passport / Ration Card / Electricity Bill / Aadhaar Card
