SBI Advantage Platinum Card | Benefits | features | fees & Charges
SBI Advantage Platinum Card: Get details on Features, Benefits, fees & charges & Eligibility required for Platinum Advantage cards of State Bank of India.
Benefits:
True Lifestyle:
– 5X Cash Points on Dining, Departmental Store and International Spends
– Earn a whopping 10 Cash Points for every Rs.100 spent on Dining, Departmental Store & International Spends. Encash these Cash Points to pay your SBI Advantage Platinum Credit Card outstanding balance
– Access to over 200 Golf Courses across the world
True Travel:
– Get upgraded to Gold Tier Membership of King Club post 4 flights on Kingfisher First or 8 flights on Kingfisher Class within 6 months of receiving your Platinum Card.
– 3 upgrade vouchers along with Gold Tier Membership
– Spend Rs 100 on Kingfisher Website and earn 20 King Miles
For complete list of travel offers & benefits and terms & conditions of the King Club – Gold Tier visit http://www.flykingfisher.com/
True Lounge Access:
– Priority Pass Program: Complimentary membership to the Elite Priority Pass program. Get access to over 600 Super Luxury Airport Lounges across 300 cities worldwide.
– Visa Airport Lounge Access Program – Enjoy complimentary access to Airport Lounges in India & Abroad under the Visa Airport Lounge Access Program.
True Value:
– Get rewarded at every stage of your relationship with your SBI Advantage Platinum Credit Card.
– Welcome Gift: Choice of Base Fare Free Domestic Return Air Ticket Or apparel voucher worth upto Rs.3,000.
– Spend Rewards 1: Spend Rs.4 Lakhs in a year and earn a Full Fare Free One Way Domestic Air Ticket or Apparel Vouchers worth Rs.3,000.
– Spend Rewards 2: Spend Rs.5 Lakhs in a year and earn a Full Fare Free One Way Domestic Air Ticket or Apparel Vouchers worth Rs.3,000.
– Anniversary Gift: Choice of Base Fare Free Domestic Return Air Ticket Or apparel voucher worth upto Rs.3,000 on Renewal (annual spends>Rs.2 Lakh).
Our Travel Partners for the above offer are Kingfisher Airlines, Indigo Airlines & Yatra.com. Our Retail Partners for apparel vouchers are Louis Philippe, Raymond’s, Lifestyle & Shoppers Stop.
True Priority:
24X7 Priority Concierge Desk
– Simplify your life. From making various reservations to booking movie tickets, SBI offers a host of special offers & services exclusively for its Platinum card holders.
– Handled by our service partner International SOS, who are experts in this field of activity, these concierge services are available – 24 hours a day, 365 days a year, and are just a phone call away.
Flower & Gift Delivery
– Surprise that special person in your life with beautiful flowers or gifts or both- One phone call will have the same arranged and delivered.
Movie Tickets
– While in Delhi, Mumbai, Bangalore & Chennai simply call for the contact details of the best theatres to watch the latest movies.
Airline Ticket Reservation Assistance
– You no longer need to call different travel agents to find the best airline deals. Simply call our in house travel desk and we would be happy to book you on an airline of your choice for your domestic & international travel and at a time you desire.
Car Rental and Limousine Referral and Reservation Assistance
– This will take care of your transportation needs wherever you are in India.
Hotel Referral and Reservation Assistance
– Treat yourself to that favorite hotel, with a view you like or that restaurant that makes your taste buds tingle with pleasure. Leave it to us and we will take care of your hospitality requirements, by referring or reserving hotel rooms anywhere in India.
How can you avail these services?
You can reach our concierge service experts over a Toll Free Number from MTNL & BSNL lines 1800 114 445 from anywhere in India, or through a dedicated helpline 011- 41898877.
The above services are purely on referral/arrangement basis only. Cardholders are responsible for all 3rd party expenses i.e. cost of product/service & cost of delivery at actuals. International SOS shall not be responsible for the same.
True Transparency:
– A maximum of 40,000 Cash Points can be earned in 5X in a year
– The Gold Tier Membership is Valid for First Year Only, subsequent year membership will be determined by the tier qualifying criteria of the King Club program.
– For a complete list of travel offers & benefits and terms and conditions of the King Club-Gold Tier visit www.flykingfisher.com
– The standard membership of the priority pass program is complimentary every year, whenever you visit a Priority Pass member lounge, a usage fee of up to $27 will be charged to your SBI Platinum Card
– For a complete list of member lounges visit www.prioritypass.com
– The Kingfisher tickets being offered are Base Fare free only, Taxes and surcharge will have to be borne by the cardholder.
Apply Now! To know more about the SBI Advantage Platinum Card, please contact your nearest SBI Branch
Fees
| Joining Fee (One time) | Rs. 2,999 |
| Annual Fee (p.a.) + | Rs. 2,999 |
| Add-on Fee (p.a.) | Nil |
Extended Credit
| Interest Free Credit Period | 20-50 days (applicable only on retail purchases and if previous months outstanding balance is paid in full) |
| Finance charges | Upto 2.25% p.m. (27% p.a.) from the transaction date |
| Minimum Amount Due | 5% of Total Outstanding (Min Rs. 200) + Govt. Service Tax |
Cash Advance
| Cash Advance limit | Upto 100% of Credit Limit ( Max. 12K / day & 15K / day for Gold & Platinum Cards ) |
| Free Credit Period | Nil |
| Finance charges | Upto 2.25% p.m. (27% p.a.) from the date of withdrawl |
Cash Advance fee
| SBI ATMs/Other Domestic ATMs | 2.5% of withdrawal amount or 300/- (WIH) per transaction |
| International ATMs | 3% of withdrawal amount or 300/- (WIH) per transaction |
Other Charges & Fees
| Protection Plus Insurance Scheme* | Personal Accident (Insurer RSA) – Rs. 24 p.m. Suraksha Plus (Insurer SBI Life) – 0.1% of Total Outstanding Admin Fee – Rs. 20 p.m. |
| Cheque Pickup | Rs 90/- |
| Cheque Bounce/ Invalid Cheque | 2% of Cheque dishonor amount (Min Rs. 350, Max Rs. 500). |
| Statement Retrieval | Rs. 100 per Statement (> 2 months old) |
| Chargeslip Retrieval | Rs. 225 per Chargeslip |
| Late Payment | NIL for Total Amount due upto Rs.200; Rs.100 for Total Amount due from Rs.201-Rs.500; Rs.200 for Total Amount due from Rs.501-Rs.1000; Rs.350 for Total Amount due from Rs.1001-Rs.5000; Rs.550 for Total Amount due from Rs.5001-Rs.10,000; Rs.750 for Total Amount due above Rs.10,001; |
| Overlimit | 2.5% of Overlimit Amount (Min. Rs. 500) |
| Card Replacement | Rs. 100 |
| Emergency Card Replacement (When Abroad) | Nil |
| Foreign Currency Transaction | Conversion mark up: 3.5% |
| Card Upgrade Fee | Upto Rs. 500 |
| Rewards Redemption Fee | Upto Rs.99 |
Surcharge
| Railway Tickets – Railway Counters | Rs. 30 + 2.5% of transaction amount |
| Railway Tickets – www.irctc.co.in | 1.8% of transaction amount + service charge, as applicable |
| Petrol & all products/services sold at petrol pumps | 0% surcharge for single transaction spend between Rs 500 & Rs 4000. Maximum surcharge waiver of Rs 250 pm per credit card account. 2.5% of the transaction amount (Min Rs 10) for Platinum card for transaction amounts <Rs 500 & > Rs 4000 |
Order of Payment Settlement
| Minimum Amount Due ( which is inclusive of GST + EMI on Loan plans + 5%of Total Outstanding ) , followed by Fees and other charges, Interest Charges, Balance Transfer Outstanding, Retail Outstanding and Cash Advance. |