YES Bank Credit Card: Features, Benefits, Eligibility, Offers 2021
YES Bank Credit Cards – Check eligibility criteria, documents required, how to apply online & get instant approval for YES Credit Cards @ Deal4loans.
| YES Bank Credit Card | Annual Fee (in Rs.) |
| YES Prosperity Edge | INR 1199 + GST |
| YES Prosperity Business |
INR 4999 + GST |
| YES Prosperity Rewards Plus | INR 499 + GST |
| YES FIRST Preferred Card | INR 2499 + GST |
| YES Premia Card | INR 1599 + GST |
| YES First Business | INR 4999 + GST |
YES First Preferred Credit Card
| First Preferred | |
| Joining Fee | Rs 2,499+GST |
| Spendbased Reversal of Joining Fee | NA |
| Welcome Gift | Get 10,000 Reward Points on your first transaction done within first 90 days of card set up datea |
| Annual Fee | Rs 2,499+GST |
| Spendbased Reversal of Annual Fee | Spend 4,00,000 in a year to get next year fee reversed |
| Renewal Reward Points | Enjoy Renewal Benefit of 7,500 Reward Points on each renewal |
| Accelerated Points | 16 Reward Points per INR 200 spent on Travel Agencies & Tour Operators, Domestic Airlines and Dining |
| Points on Other Categories | 8 Reward Points per INR 200 spent on all other categories |
| Bonus on Registering at YES PAYNOW | 1000 Reward Points on each YES PayNow registration |
| Validity of Points | Never expire |
| Value of Points | Rs.0.25/ Reward Points |
| Redeemption option 1 | Reward Points can be redeemed against gift catalogue |
| Redeemption option 2 | Reward Points can be redeemed at dedicated dedicated website for flights,hotels and movie tickets |
| Redeemption option 3 | Redemption of Reward Points against Air Miles (10 Reward Points = 1 InterMile / 1 Club Vistara Point) |
| Annual Milestone Bonus | Earn 20,000 Bonus Reward Points on achieving spends of INR 7.5 Lakhs or more in each anniversary year |
| Fuel Surcharge Waiver | Across all petrol pumps for transaction between Rs400 to Rs5000 |
| Rate of Interest | 3.5% pm |
| Forex Markup | 1.75% |
| Credit Shield Cover | Yes |
| Master Card Golf Programme | Enjoy 4 complimentary rounds of green fees per calendar year along with one complimentary Golf Lesson every calendar month at select golf courses in India |
| Priority Pass | Complimentary Priority Pass Membership and 4 Complimentary Visits outside India in a calendar year for Primary Cardmember only |
| Access to Domestic Lounge | Enjoy Domestic Lounge access (limited to 3 visits per quarter) for Primary Cardmembers across 25+ Lounges in India |
| Life Insurance Due to Air Accident | Life Insurance Cover of INR 1 Cr for death due to Flight Accident |
| Hospitalisation Abroad | Medical Insurance cover of INR 25 Lakhs for emergency hospitalization when travelling overseas |
| Book My Show Offer | 25% on movie tickets upto Rs 250/month |
| Concierge and Roadside Service | Dedicated Concierge and Road Side Assistance |
YES Premia Credit Card
| Premia | |
| Joining Fee | Rs 1,599+GST |
| Spendbased Reversal of Joining Fee | Spend 25,000 in first 90 days to get joining fee reversed |
| Annual Fee | Rs 1,599+GST |
| Spendbased Reversal of Annual Fee | Spend 1,50,000 in a year to get next year fee reversed |
| Accelerated Points | 8 Reward Points per INR 200 on Grocery Stores & Supermarkets, Department Stores and Dining spends |
| Points on Other Categories | 6 Reward Points per INR 200 on other categories |
| Bonus on Registering at YES PAYNOW | 750 Reward Points on each YES PayNow registration |
| Validity of Points | Never expire |
| Value of Points | Rs.0.25/ Reward Points |
| Redeemption option 1 | Reward Points can be redeemed against gift catalogue |
| Redemption option 2 | Reward Points can be redeemed at dedicated dedicated website for flights,hotels and movie tickets |
| Redemption option 3 | Redemption of Reward Points against Air Miles (10 Reward Points = 1 InterMile / 1 Club Vistara Point) |
| Annual Milestone Bonus | NA |
| Fuel Surcharge Waiver | Across all petrol pumps for transaction between Rs400 to Rs5000
Total waiver in a statement cycle is capped at INR 250. |
| Rate of Interest | Interest Rate of 3.5% per month (42% annually) on Revolving Credit, Cash Advances and Overdue Amount |
| Forex Markup | Preferential Foreign Currency Markup of 2.50% only |
| Credit Shield Cover | Credit Shield cover of INR 2.5 Lacs in case of accidental death of Primary Card membe |
| Master Card Golf Programme | Waiver of Green fee 4 times at select golf courses and 1 complimentary lesson/month |
| Priority Pass | Enjoy Priority Pass Membership and 2 complimentary visits outside India in a calendar year for Primary Card member only |
| Access to Domestic Lounge | Enjoy Domestic Lounge access (limited to 2 visits per quarter) for Primary Cardmembers across 25+ Lounges in India under the Mastercard Lounge Program. |
| Book My Show Offer | 25% on movie tickets upto Rs 250/month at BookMyShow.com |
YES Prosperity Edge Card
| Prosperity edge | |
| Joining Fee | Rs 1,199+GST |
| Spendbased Reversal of Joining Fee | Spend 15,000 in first 90 days to get joining fee reversed |
| Welcome Gift | NA |
| Annual Fee | Rs 1,199+GST |
| Spendbased Reversal of Annual Fee | Spend 75000 in a year to get next year fee reversed |
| Renewal Reward Points | NA |
| Accelerated Points | 8 Reward Points per INR 200 on Grocery Stores & Supermarkets, Department Stores and Dining spends |
| Points on Other Categories | 4 Reward Points per INR 200 on other categories |
| Bonus on Registering at YES PAYNOW | 500 Reward Points on each YES PayNow registration |
| Validity of Points | Never expire |
| Value of Points | Rs.0.25/ Reward Points |
| Redeemption option 1 | Reward Points can be redeemed against gift catalogue |
| Redeemption option 2 | Reward Points can be redeemed at dedicated dedicated website for flights,hotels and movie tickets |
| Redeemption option 3 | Redemption of Reward Points against Air Miles (10 Reward Points = 1 InterMile / 1 Club Vistara Point) |
| Annual Milestone Bonus | Earn 15,000 Bonus Reward Points on achieving spends of INR 6 Lakhs or more in each anniversary year |
| Fuel Surcharge Waiver | Across all petrol pumps for transaction between Rs400 to Rs5000
Total waiver in a statement cycle is capped at INR 250. |
| Rate of Interest | Interest Rate of 3.5% per month (42% annually) on Revolving Credit, Cash Advances and Overdue Amount |
| Forex Markup | Preferential Foreign Currency Markup of 3.00% only |
| Credit Shield Cover | Credit Shield cover in case of accidental death of Primary Cardmember |
| Master Card Golf Programme | Enjoy 4 complimentary rounds of green fees per calendar year at select Golf courses in India along with one complimentary Golf Lesson every calendar month at select golf courses in India |
| Priority Pass | Complimentary Priority Pass Membership for Primary Cardmember only |
| Access to Domestic Lounge | Enjoy Domestic Lounge access (limited to 2 visits per quarter) for Primary Cardmembers across 30+ Lounges in India |
| Life Insurance Due to Air Accident | Life Insurance Cover of INR 50 Lakhs for death due to air accident |
| Hospitalisation Abroad | Medical Insurance cover of INR 15 Lakhs for emergency hospitalization when travelling overseas |
YES Prosperity Rewards Plus Credit Card
| Prosperity Rewards Plus | |
| Joining Fee | Rs 499+GST |
| Spendbased Reversal of Joining Fee | Spend Rs 10,000 in first 90 days to get joining fee reversed |
| Welcome Gift | NA |
| Annual Fee | Rs 499+GST |
| Spendbased Reversal of Annual Fee | Spend 50,000 in a year to get next year fee reversed |
| Renewal Reward Points | NA |
| Accelerated Points | 6 Reward Points per INR 200 on Grocery Stores & Supermarkets |
| Points on Other Categories | 4 Reward Points per INR 200 on other categories |
| Bonus on Registering at YES PAYNOW | 500 Reward Points on each YES PayNow registration |
| Validity of Points | Never expire |
| Value of Points | Rs.0.25/ Reward Points |
| Redeemption option 1 | Reward Points can be redeemed against gift catalogue |
| Redeemption option 2 | Redemption of Reward Points against Air Miles (10 Reward Points = 1 InterMile / 1 Club Vistara Point) |
| Redeemption option 3 | NA |
| Annual Milestone Bonus | Earn 12,000 Bonus Reward Points on achieving spends of INR 3.6 Lakhs or more in each anniversary year |
| Fuel Surcharge Waiver | Across all petrol pumps for transaction between Rs400 to Rs5000
Total waiver in a statement cycle is capped at INR 125. |
| Rate of Interest | Interest Rate of 3.5% per month (42% annually) on Revolving Credit, Cash Advances and Overdue Amount |
| Forex Markup | Preferential Foreign Currency Markup of 3.40% only |
| Credit Shield Cover | Credit Shield cover in case of accidental death of Primary Cardmember |
YES Prosperity Business Credit Card
| Prosperity Business Credit Card | |
| Joining Fee | Rs. 2,499+GST |
| Welcome Gift | 10,000 Reward Points on first transaction within 30 days of card set up date |
| Annual Fee | Rs. 2,499+GST |
| Renewal Reward Points | Earn Renewal benefit of 7,500 Reward Points on each renewal |
| Accelerated Points | 8 Reward Points per INR 200 spent on Travel Agencies & Tour Operators, Domestic Airlines and Dining |
| Points on Other Categories | 4 Reward Points per INR 200 spent on all other categories |
| Bonus on Registering at YES PAYNOW | 500 Reward Points on each YES PayNow registration |
| Validity of Points | Never expire |
| Value of Points | Rs.0.25/ Reward Points |
| Redeemption option 1 | Reward Points can be redeemed against gift catalogue |
| Redeemption option 2 | Reward Points can be redeemed at dedicated website for flights,hotels and office supplies |
| Redeemption option 3 | Redemption of Reward Points against Air Miles (8 Reward Points = 1 InterMile / 1 Club Vistara Point) |
| Annual Milestone Bonus | 10000 Reward Points on spending 6 lakhs in year |
| Fuel Surcharge Waiver | Across all petrol pumps for transaction between Rs400 to Rs5000. Total waiver in a statement cycle is capped at INR 500. |
| Rate of Interest | Interest Rate of 3.5% per month (42% annually) on Revolving Credit, Cash Advances and Overdue Amount |
| Forex Markup | Preferential Foreign Currency Markup of 2.50% only |
| Credit Shield Cover | INR 2.5 Lakhs credit shield cover on accidental death of Primary Cardmember |
| Master Card Golf Programme | Waiver of Green fee at select golf courses and 1 complimentary lesson/month |
| Priority Pass | Complimentary Priority Pass membership with 3 complimentary International lounge access for Primary Cardmembers in a calendar year |
| Access to Domestic Lounge | 2 complimentary access per calendar quarter to MasterCard affiliated lounges across Indian airports for the Primary Cardmember |
| Life Insurance Due to Air Accident | INR 50 Lakhs Air accidental cover in case of death due to a flight accident |
| Hospitalisation Abroad | INR 15 Lakhs cover on medical emergencies, while travelling overseas |
YES First Business Credit Card
| First Business | |
| Joining Fee | Rs. 4,999+GST |
| Spendbased Reversal of Joining Fee | NA |
| Welcome Gift | Earn 20,000 Reward Points on your first transaction done within 30 days of the Card set-up date |
| Annual Fee | Rs. 4,999+GST |
| Spendbased Reversal of Annual Fee | NA |
| Renewal Reward Points | Earn Renewal benefit of 15,000 Reward Points on each renewal |
| Accelerated Points | 16 Reward Points per INR 200 spent on Travel Agencies & Tour Operators, Domestic Airlines and Dining |
| Points on Other Categories | 8 Reward Points per INR 200 spent on all other categories |
| Bonus on Registering at YES PAYNOW | 1000 Reward Points on each YES PayNow registration |
| Validity of Points | Never expire |
| Value of Points | Rs.0.25/ Reward Points |
| Redeemption option 1 | Reward Points can be redeemed against gift catalogue |
| Redeemption option 2 | Reward Points can be redeemed at dedicated website for flights,hotels and office supplies |
| Redeemption option 3 | Redemption of Reward Points against Air Miles (8 Reward Points = 1 InterMile / 1 Club Vistara Point) |
| Annual Milestone Bonus | Earn 20,000 Reward Points on achieving annual spends of INR 12 Lakhs or more in each anniversary year |
| Fuel Surcharge Waiver | Across all petrol pumps for transaction between Rs400 to Rs5000. Total waiver in a statement cycle is capped at INR 1000. |
| Rate of Interest | Interest Rate of 3.5% per month (42% annually) on Revolving Credit, Cash Advances and Overdue Amount |
| Forex Markup | Preferential Foreign Currency Markup of 1.75% only |
| Credit Shield Cover | INR 5 Lakhs credit shield cover on accidental death of Primary Cardmember |
| Master Card Golf Programme | Waiver of Green fee at select golf courses and 1 complimentary lesson/month |
| Priority Pass | Complimentary Priority Pass membership with 6 complimentary International lounge access for Primary Cardmembers in a calendar year |
| Access to Domestic Lounge | 3 complimentary access per calendar quarter to MasterCard affiliated lounges across Indian airports for Primary Cardmember |
| Life Insurance Due to Air Accident | INR 1 Crore air accidental cover in case of death due to a flight accident |
| Hospitalisation Abroad | INR 25 Lakhs cover on medical emergencies, while travelling overseas |
| Book My Show Offer | NA |
| Concierge and Roadside Service | Dedicated Concierge and Road Side Assistance |
Yes bank Credit Card Eligibility & Documentation
Yes Bank Credit Card Eligibility Criteria:
- 18 years to 70 years Aged people are eligible for Cards
- Minimum 750 Credit / Cibil Score required for apply
- Must be Indian Nationality
Documents required for getting Yes Bank Credit Card:
- Pan Card Photocopy OR Form 60
- Latest Salary Slip, Form 16, Income Tax return copy as income proof
- Passport, driving license, ration card, etc. for residence proof.
Yes Bank Credit Card Application Status / Track
To track your Application status, click here or please call our 24*7 YES TOUCH Customer Care Number 1800-103-6000 quoting the 13 digit unique application reference number sent to your mobile number.