Check best interest rates on ICICI bank home loans in Goa. Get instant quotes on EMI, Documents, Eligibility, Processing charges & other charges online.
Building your own home is special. As one of the leading home loan providers, ICICI Bank Home Loans is here to help you lay the foundation for your dream home.
With the experience of sharing the dream of millions of customers, ICICI Bank offer you the most convenient housing loan plans to suit your needs.
Home Loan applications received for rupees ₹ 419,027 crores till 04 December 2020
ICICI Bank Home Loan Details Goa
|Interest Rate||8.25% – 8.70%|
|Processing Fees||0.5% of loan amount + applicable service tax|
|Loan Tenure||3 year to 30 years|
|Partial pre-payment Charges||Nil|
|Guarantor Requirement||No Guarantor Required|
ICICI Bank Home Loan Goa
Home loans by ICICI come with higher eligibility and lower EMIs at attractive home loan interest rates. Apply now for an ICICI Bank home loan and fulfill the dream of owning your dream home.
ICICI Home Loan Eligibility Criteria
- Applicants must be at least 21 years old when the loan is sanctioned.
- The entire loan must be repaid at or before the age of 65 years.
- Applicant must be self-employed or salaried with a regular income source.
- The co-applicant’s age must be at least 18 years.
Pradhan Mantri Awas Yojana By ICICI Bank in Goa
Under the housing for all by 2022 scheme (Pradhan Mantri Awas Yojana), interest subsidy can be availed by the customers belonging to MIG (Middle Income Group), LIG (Lower Income Group) and EWS (Economically Weaker Section) for improvement, extension, construction and purchase of houses.
Features of PMAY Schemes Goa
- In case of MIG categories, the beneficiary family’s Aadhaar numbers are mandatory.
- The interest subsidy benefit can be availed on the outstanding principal.
- The subsidy can be availed for maximum tenure of 20 years or the tenure availed by the customer, whichever is lower.
- No cap is there on the property’s cost or the amount of loan.
- The NPV or Net Present Value of the subsidy is calculated at a discounted rate of 9%.
- Any additional loan above the specified cap, will come with a non-subsidized rate.
Home Loan By Top Banks in Goa
- SBI Home Loan
- HDFC Ltd Home Loan
- Axis Bank Home Loan
- PNB Housing finance
- LIC Housing Finance
- PNB Home Loan
Advantages of ICICI Bank Home Loan in Goa
|Wide range of product to choose from||Flexible repayment options|
|Guidance throughout the process making home buying hassle free||With a network of 2500 branches we are always close to you|
|Doorstep service at your comfort||Simplified documentation|
|Over 246 Bank Branches pan India for servicing of your loans||Free Personal Accident Insurance|
|Sanction approval without having selected a property.||Insurance options for your home loan at attractive premium|
Maximum tenure of your home loan can be 30 years. However, in case of salaried customers it is capped at retirement age.
Eligibility Required for Home Loan in Goa
Every customer’s eligibility is different. Access your eligibility with our simple calculator. To know more Home Loan Eligibility.
Documents required for the Sanctioning of Home Loan – Goa
Getting a home loan from ICICI Bank is easy and quick. Proof of your identity, address and income are some of the key documents that are required to be submitted for ICICI Bank home loan Goa. Complete List of Home Loan Documents in Goa Here
Branches of ICICI Bank In Goa:
1. Panaji – Patto Plaza
Address: ICICI Bank Ltd. , Shops No.2 & 3, Gr.Flr., Sesa Ghor, Patto Plaza, Panaji, Goa- 403001
2. FOREX Available Branch : Panaji
Address: ICICI Bank Ltd. , 65, Sindur Business Centre, Swami Vivekanand Road, Goa – 403001
Address: ICICI Bank Ltd , , Daulat Building,Ground floor,Near St.Inez circle,18th June Road,Panjim
Address: ICICI Bank Ltd. , Shree, plot No.121, PDA Colony, Opp. Tarun Bharat, Printing Press, NH 17, Pilerne, Porvari, Goa- 403521
5. Panaji – Caranzlem
Address: ICICI Bank Ltd , , Shop no.5,Dourado House,Donapaula Road,Caranzalem,Tiswadi,Panaji-Goa403002
6. FOREX Available Branch : Calungate
Address: ICICI Bank Ltd , GF, Litangini House, H.No.261A-7, Opp.Royal Foods, Near Nilamde Grand Hotel, Calangute – 403516, Goa
7. FOREX Available Branch : Mapusa
Address: ICICI Bank Ltd. , 12/13/14, Garden Centre, Phase II, Opposite Mapusa Police Station, Mapusa.
8. FOREX Available Branch : Vasco
Address: ICICI Bank Ltd. , Raj Tara Bldg, FL Gomes Road , Near Tilak Maidan, Vasco Da Gama, Goa
Address: ICICI Bank Ltd , , HOUSE NO 327 DEULWADA MARCELA PONDA 403106
10. Mapusa – Bicholim
Address: ICICI Bank Ltd , , SHOP NO.10 & 11, TRINITY APARTMENTS NEAR BANK OF INDIA BICHOLIM MARKET BICHOLIM GOA
Address: ICICI Bank Ltd. , Shop No.6,7 & 8, D’Costa Palms, Porta Vaddo, Siolim-Bardez, Goa- 403517
12. FOREX Available Branch : Ponda
Address: ICICI Bank Ltd. , G2 & G3, Padmakar Complex, Ponda Madgaon Road, Nr. Ponda Police Station
Address: ICICI Bank Ltd. , Shop no G-3 and G-4, Souza Fernandes Enclave Co-op Hsg Society, Piquen Vanelim, Near Green House,Colva Salcete- Goa-403708
14. Margao – Arlem
Address: ICICI Bank Ltd , Shop No 25 & 26, Cross Road Avenue, Next to Goa Bottling Factory, Eastern Express Bypass,?Arlem,?Margao – 403601, Goa
15. FOREX Available Branch : Margao
Address: ICICI Bank Ltd. , Panandikar Chambers, Nr. New Fatima Convent, Miguel Loyola Furtado Road, Margao.
Address: ICICI Bank Ltd , Shop No. 3 & 4, Gracias CHS, Navelim – 403707, Goa, Maharashtra
17. Address: ICICI Bank Ltd , Shop No. 3 & 4, Gracias CHS, Navelim – 403707, Goa, Maharashtra