ICICI Home loans Nagpur | Interest Rates | Eligibility | EMI

Find best interest rates on ICICI bank home loans in Nagpur. Get instant quotes on EMI, Documents, Eligibility, Processing charges & other charges online.

Building your own home is special. As one of the leading home loan providers, ICICI Bank Home Loans is here to help you lay the foundation for your dream home.

With the experience of sharing the dream of millions of our customers, we offer you the most convenient housing loan plans to suit your needs.

Home Loan applications received for rupees ₹ 419,027 crores till 25 June 2019

Compare & Get Instant Home Loan Quotes Online & your CIBIL score absolutely FREE.

Loan Amount
Occupation

Annual Income

City

54,02,013 loan quotes taken till now.
  • 54 lakh customers serviced to get best Loan deals with deal4loans. Deal4loans views Published @ yourstory.com
  • As RBI cuts rate, should you go for fixed home loan Deal4loans views Published @ Economic Times online.

ICICI Bank Home Loan Details

Interest Rate9.05% – 9.25%
Processing Fees0.5% of loan amount + applicable service tax
Loan Tenure3 year to 30 years
Partial pre-payment ChargesNil
Pre-closure ChargesNil
Guarantor RequirementNo Guarantor Required

ICICI Bank Home Loan

Home loans by ICICI come with higher eligibility and lower EMIs at attractive home loan interest rates. Apply now for an ICICI Bank home loan and fulfill the dream of owning your dream home.

ICICI Home Loan Eligibility Criteria

  • Applicants must be at least 21 years old when the loan is sanctioned.
  • The entire loan must be repaid at or before the age of 65 years.
  • Applicant must be self-employed or salaried with a regular income source.
  • The co-applicant’s age must be at least 18 years.

Pradhan Mantri Awas Yojana By ICICI Bank

Under the housing for all by 2022 scheme, interest subsidy can be availed by the customers belonging to MIG (Middle Income Group), LIG (Lower Income Group) and EWS (Economically Weaker Section) for improvement, extension, construction and purchase of houses.

Features of PMAY Schemes:

  • In case of MIG categories, the beneficiary family’s Aadhaar numbers are mandatory.
  • The interest subsidy benefit can be availed on the outstanding principal.
  • The subsidy can be availed for maximum tenure of 20 years or the tenure availed by the customer, whichever is lower.
  • No cap is there on the property’s cost or the amount of loan.
  • The NPV or Net Present Value of the subsidy is calculated at a discounted rate of 9%.
  • Any additional loan above the specified cap, will come with a non-subsidized rate.

Home Loan By Top Banks

  • SBI Home Loan
  • HDFC Ltd Home Loan
  • Axis Bank Home Loan
  • PNB Housing finance
  • LIC Housing Finance
  • PNB Home Loan
Advantages
Wide range of product to choose fromFlexible repayment options
Guidance throughout the process making home buying hassle freeWith a network of 2500 branches we are always close to you
Doorstep service at your comfortSimplified documentation
Over 246 Bank Branches pan India for servicing of your loansFree Personal Accident Insurance
Sanction approval without having selected a property.Insurance options for your home loan at attractive premium

Home Loan Amount:

The home loan amount depends on your repayment capability and is restricted to maximum of 80% (90% in certain scenarios) of the value of property as applicable for home loan upto Rs. 7.5 million and maximum of 75% of the value of property as applicable for home loan above Rs. 7.5 million.

Tenor/Repayment period:

Maximum tenure of your home loan can be 20 years. However, in case of salaried customers it is capped at retirement age.

Eligibility Required for Home Loan in Nagpur:

Every customer’s eligibility is different. Access your eligibility with our simple calculator. To know more click here.

Documents required for the Sanctioning of Home Loan – Nagpur:

Getting a home loan from ICICI Bank is easy and quick. Proof of your identity, address and income are some of the key documents that are required to be submitted for ICICI Bank home loan Nagpur.

DocumentsSalariedSelf Employed ProfessionalSelf Employed Non Professional
Application form with photograph duly signedYesYesYes
Identity, residence and age proofYesYesYes
Last 6 months bank statementsYesYesYes
Last 3 months Salary-slipsYes
Processing fee chequeYesYesYes
Form 16 / Income Tax ReturnsYes
Proof of business existenceYes
Business profileYes
Education qualification certificate and proof of business existenceYes
Last 3 years Income Tax Returns with computation of IncomeYesYes
Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss AccountYesYes

Branches of ICICI Bank In Nagpur:

BankBranchBranch CodeAddressContact
ICICI BankNAGPUR – CIVIL LINES000059VISHNU VAIBHAV, 222, PALM ROAD, CIVIL LINES, NAGPUR. 440001

City: NAGPUR
District: NAGPUR
State: MAHARASHTRA

PHONE – 022 – 67574314 / 4322
ICICI BankNAGPUR APMC – RMAG000231ICICI BANK LTD SHOP NO. 18, BLOCK NO. 2, DHANYA BAZAAR, PT. JAWAHARLAL NEHRU MARKET YARD, APMC, KALAMNA, NAGPUR – 440008 440008

City: NAGPUR
District: NAGPUR
State: MAHARASHTRA

PHONE – 022 – 67574314 / 4322
ICICI BankCHANDRAPUR000870ICICI BANK LTD., AKBAR VILLA, NEAR HOTEL SIDDHARTH, OPP. POLICE HEADQUARTERS, NAGPUR ROAD, CHANDRAPUR. 442404

City: CHANDRAPUR
District: CHANDRAPUR
State: MAHARASHTRA

NILESH KALAMKAR 07172-270848 9422876541
ICICI BankNAGPUR – RAMDASPETH006242AKARSHAN BUSIPLEX, 26, CENTRAL BAZAR ROAD, RAMDASPETH, NAGPUR, MAHARSHATRA. 440010

City: NAGPUR
District: NAGPUR
State: MAHARASHTRA

PHONE – 022 – 67574314 / 4322
ICICI BankUMRED, NAGPUR, MAHARASHTRA.001465ICICI BANK LTD., PLOT NO.31, MURALI – VATSALYA, WANKHEDE LAYOUT, GIRAD ROAD, UMRED – 441203, NAGPUR DIST., MAHARASHTRA.

City: UMRED
District: NAGPUR
State: MAHARASHTRA