Lakshmi Vilas Bank Home Loan | Interest Rates | Eligibility

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Lakshmi Vilas Bank Home Loan Details

Interest Rates 9.30% – 9.55%
Loan amount Rs.10000 above
Processing Fees N.A
Repayment 20 Years maximum
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About Laxmi Vilas Bank:

Lakshmi Vilas bank was founded in 1926.  Bank obtained its banking license from RBI on 19,June 1958, and on 11, August 1958 it became a ‘scheduled commercial bank’ signifying capability to operate as a full-fledged commercial bank. Currently operations are spread over a network of 512 branches and 983+ ATMs.  The Bank’s lending as on June 30, 2017 was to the tune of Rs 23,236 crores, with total income of Rs 265 crores. We maintained deposits around Rs 29,475 crores . The operating profit for the quarter was to the extent of Rs. 199 crores; and net profit of Rs 66 crores with a growth rate of 9 % during the year.

Eligibility Required for Lakshmi Vilas Bank:

Individuals and HUFs (operating through Kartas) with sufficient income and who can produce satisfactory proof of such income by way of salary certificates, Income Tax certificates etc.can avail loans under the scheme.

Type of Facility or purpose of Home Loan

  • Construction of new house / flat
  • Purchase of a new house / flat constructed  by a reputed Promoter / Contractor
  • Additional construction or alterations carried out by the owners of the house
  • Repairs on House
  • Purchase of old houses
  • Purchase of approved residential plots