Latest Home Loan Trends – State Bank of India and ICICI Bank cut home loan rates by a 0.10% on all schemes, other banks to follow the path. More details on Housing loan rates here
latest Update July 2019 – Due to cut in repo rate by RBI, all major banks cuts interest rates on deposits + home loans by .10% which are effective from 1 July 2019.
Home Loan applications received for rupees ₹ 419,027 crores till 16 July 2019
According to Sources, the top 10 states that have seen highest percentage of home loan seekers are Maharashtra, Karnataka, Haryana, Gujarat, Chhattisgarh, Tamilnadu, Telangana, Goa, West Bengal & Puducherry.
Top 8 cities for home loans are – Bharuch, Pimpri Chinchwad, Vapi, Ankleshwar, Jamnagar, Vadodara, Badlapur and Navi Mumbai.
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Home Loan Interest Rates for the month of July 2019
Home Loan Interest Table
|Financial Institution||Home Loan Rates|
|SBI (State Bank of India)||8.55% – 9.05%|
|HDFC Ltd||8.70% – 9.15%|
|ICICI Bank||9.05% – 9.25%|
|Axis Bank||8.80% – 9.05%|
|Bank of Baroda||8.70%|
|Union Bank||8.60% – 8.65%|
|Dena Bank||8.55% – 8.85%|
|PNB Home Loan||8.60% – 8.70%|