Oriental Bank of Commerce home loan Interest Rates 2022, Eligibility, EMI

Oriental Bank of Commerce home loan ✔ Get instant quotes on Interest Rates ✔ Eligibility ✔ Documents ✔ Processing Fees of OBC Housing loans in India for Free ✔ Calculate emi ✔ Eligibility with Calculator online.

The Oriental Bank of Commerce offers financial assistance for/to:
✔ Purchase of land and construction of a house thereon.
✔ Construction of house, where in the plot/land already owned by the applicant.
✔ To buy built up (new or second hand) / semi built up house or flat
✔ To Extend/improve/repair, the existing house or flat.
✔ To buy a flat under construction or proposed to be constructed
✔ For Home furnishing, furniture / fixtures embedded to structure or otherwise
✔ To take over of housing loan from other Banks/other financial institutes

Home Loan applications received for rupees ₹ 419,027 crores till 12 August 2022

Apply for Home Loan & Check your CIBIL score absolutely FREE.

Loan Amount

Annual Income


120,17,256 loan quotes taken till now.
Home loan Interest rates starts from 6.90% for women, 6.95% for Others.

Oriental Bank of Commerce Home Loan Interest Rates 2022

Upto ₹ 30 lakh

8.00% – 8.30%

Above ₹ 30 lakh and upto ₹ 75 lakh

8.00% – 8.30%

Above ₹ 75 lakh

8.35% – 8.55%

Eligibility of Oriental Bank of Commerce home loan

Individuals or group of specified individuals (co-borrowers) including HUF having an assured source of regular income viz. salaried / self-employed persons, professionals, businessmen, farmers etc.


1) The staff members of the Bank are also eligible subject to compliance of terms & conditions of Staff Housing Loan Scheme.

2) The NRI may also avail a housing loan in India subject to compliance of specific terms at par with those applicable to a person resident in India.

List of Documents/ Information to be provided by the applicant along with Loan Application Form.

(These documents are indicative, relevant documents be obtained on case to case basis)

Loan application Form-cum-process note LF-2/Passport size photograph of applicant and co-applicant, ID Proof i.e. copy of valid passport / driving license / pan card/ voter ID card /Copy of bank account statement for last 6 months, Saving account.. In case of bank take over, copy of home loan account statement for the entire period shall be obtained/Also a certificate from the lending institution giving pre-closure amount./Affidavit as per Format. Title clearance report from advocate and valuation report from architect on Bank’s panel along with all required Documents/papers relating to title deeds of property be submitted


Loans Upto Rs.20.00 lac 15%
Loans Above Rs.20.00 lac 25%

OBC Home Loan EMI Calculator

You can calculate home loan emi on the basis of loan amount, Interest rate & Loan Repayment period.

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Other Available Products of OBC Bank in India

Oriental Bank Home Loan

Oriental Bank Personal Loan

Oriental Bank Car Loan

Oriental Bank Education Loan

Source:Oriental Bank of Commerce Website

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