SBI Home Loan Delhi – Interest Rates 2024, Eligibility, Apply Online
Apply for SBI Home Loans in Delhi: ✔ Low EMI ✔ Interest Rates ✔ Eligibility, Documents, Loan amount. Check and Compare Home Loan Eligibility for sbi home loan interest rates in Delhi.
Highlight’s on SBI Home Loan Delhi
| Interest Rates | 8.50% – 10.15% |
| Processing Fee | sbi home loan fees |
| Repayment | Upto 30 Years |
| Loan Amount | Upto 80% of Property |
| Foreclosure Charges | Nil |
| Monthly Income | Rs.12000 minimum |
| Lowest EMI per 1 Lakh | Rs.769 |
अधिक जानकारी – एसबीआई होम लोन की ब्याज दरें & SBI Home Loan.
Major Home Loan Tools available in Delhi
Eligibility required for State bank housing loan in Delhi
✓ Minimum age: 18 years as on the date of sanction
✓ Maximum age: 70 years. i.e. the age by which the housing loan should be fully repaid, subject to availability of sufficient, regular and continuous source of income for servicing the loan repayment.
✓ Minimum Income Should be Rs.10000 Per Month.
Loan Amount & factors:
Actual loan amount will be determined taking into consideration such factors as applicant’s income and repaying capacity, age, assets and liabilities, cost of the proposed house/flat etc. To enhance loan eligibility you have option to add:
✓ Income of your spouse/ your son/ daughter living with you, provided they have a steady income and his/ her salary account is maintained with SBI.
✓ Expected rent accruals (less taxes, cess, etc.) if the house/ flat being purchased is proposed to be rented out.
✓ Depreciation, subject to some conditions.
✓ Regular income from all sources.
How Much Loan amount you can get from the bank against the total value of Property:
| Individual Home Loan Amount | Margin (Min) | LTV Ratio (%) |
| Upto Rs. 20 Lacs | 10% | 90% |
| Above Rs. 20 Lacs. and upto Rs. 75 lacs | 20% | 80% |
| Above Rs. 75 lacs | 25% | 75% |
Repayment period: Maximum 30 years (or) Up to the age of 70 years (the age by which the loan should be fully repaid) of the borrower, whichever is early.
Moratorium period (Repayment holiday): The moratorium period is included within the maximum repayment period.
State Bank of India Home Loan Branches in New Delhi:
| SBI – DARYA GANJ, DELHI | Branch Address: 4770 BY 23, BHARAT RAM ROAD DARYAGANJ NEW DELHI, DELHI 110002 City:DELHI State: DELHI Phone Number:011-23268922 23274322 23267585 IP – 300536 |
| SBI – HOTEL MAURYA SHERATON, NEW DELHI | Branch Address: SARDAR PATEL ROAD NEW DELHI ,S P MARG, DELHI , PIN – 110021 City:DELHI State: DELHI Phone Number:011-23023000 FAX: 23023008 IP: 301601 |
| SBI – SOUTH CAMPUS, UNIVERSITY OF DELHI | Branch Address: BENITO JUAREY ROADDHAULA KUAN, NEW DELHI DELHI , PIN – 110021 City:DELHI State: TRIPURA Phone Number:011-26876921, 24109586 IP:301576 |
