SBI Home Loan Moga – Interest Rates 2024, Documents, Branch
Apply for SBI Home Loans in Moga ✔ Low EMI ✔ Interest Rates ✔ Instant apply ✔ Eligibility for loan amount. Check and Compare Home Loan Eligibility for sbi home loan interest rates in Moga.
Important Details about SBI Home Loan Moga
| Interest Rates | 8.50% – 10.15% |
| Processing Fee | sbi home loan fees |
| Repayment | Upto 30 Years |
| Loan Amount | Upto 80% of Property |
| Foreclosure Charges | Nil |
| Monthly Income | Rs.12000 minimum |
| Lowest EMI per 1 Lakh | Rs.769 |
अधिक जानकारी – एसबीआई होम लोन की ब्याज दरें & SBI Home Loan.
Calculate Your Monthly EMI with – Home Loan EMI Calculator
State Bank of India Housing Loan Branches in Moga
- Branch Name: TALAWANDI MALLIAN – Address: DIST MOGA, PUNJAB 142041 | IFSC Code: SBIN0002495
- Branch Name: KHOSA PANDO – Address: DIST MOGA, PUNJAB 142048 | IFSC Code: SBIN0007175
- Branch Name: MOGA – Address: MAJESTIC RD, MOGA | IFSC Code: SBIN0000681
- Branch Name: ADB MOGA : Address: NEAR BUS STAND, G.T. ROAD, MOGA, PUNJAB, PIN 142001 | IFSC Code: SBIN0003989
Why to Choose or Go with SBI Home loan in Moga:
- Package of exclusive benefits
- Low interest rates. Further, we charge interest on a daily reducing balance!!
- Low processing charges.
- No hidden costs or administrative charges.
- No prepayment penalties. Reduce your interest burden and optimally utilize your surplus funds by prepaying the loan.
Eligibility required for State Bank Housing loan in Moga
- Minimum age: 18 years as on the date of sanction
- Maximum age: 70 years. i.e. the age by which the home loan should be fully repaid, subject to availability of sufficient, regular and continuous source of income for servicing the loan repayment.
- Eligibility Calculator: You can calculate your eligibility for home loan by using Calculator
Eligibility Loan Amount and factors
Actual loan amount will be determined taking into consideration such factors as applicant’s income and repaying capacity, age, assets and liabilities, cost of the proposed house/flat etc. To enhance loan eligibility you have option to add:
- Income of your spouse/ your son/ daughter living with you, provided they have a steady income and his/ her salary account is maintained with SBI.
- Expected rent accruals (less taxes, cess, etc.) if the house/ flat being purchased is proposed to be rented out.
- Depreciation, subject to some conditions.
- Regular income from all sources.
Documents Required for SBI Home loans in Moga
| Salaried | Self Employed | |
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Documentation |
1) Application form with photograph 2) Identity & residence proof 3) Last 3 months salary slip 4) Form 16 5) Last 6 months bank salaried credit statements 6) Processing fee cheque |
1) Application form with photograph 2) Identity & residence proof 3) Education qualifications certificate & proof of business existence 4) Business profile, 5) Last 3 years profit/loss & balance sheet 6) Last 6 months bank statements 7) Processing fee cheque |
