SBI Home Loan Pune – Interest Rates 2021, Eligibility, Apply Online

Apply for SBI Home Loans in Pune: ✔ Low EMI ✔ Interest Rates ✔ Eligibility, Documents, Loan amount. Check and Compare Home Loan Eligibility for sbi home loan interest rates in Pune.

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Highlight’s on SBI Home Loan Pune

upto 30 Lakh 6.70%
30 Lakh – 75 Lakh 6.70%
Above 75 Lakhs 6.75%
Processing Fee NIL
Repayment 30 Years
Loan Amount Upto 80% of Property
Foreclosure Charges Nil
Monthly Income Rs.10000 minimum
Lowest EMI per 1 Lakh Rs.646

Major Home Loan Tools available in Pune

  • Home Loan Interest Rates in Pune
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  • अधिक जानकारी – एसबीआई होम लोन की ब्याज दरें & SBI Home Loan.

    प्रधानमंत्री आवास योजना

    Eligibility required for State bank housing loan in Pune

    ✓ Minimum age: 18 years as on the date of sanction
    ✓ Maximum age: 70 years. i.e. the age by which the housing loan should be fully repaid, subject to availability of sufficient, regular and continuous source of income for servicing the loan repayment.
    ✓ Minimum Income Should be Rs.10000 Per Month.

    Loan Amount & factors:
    Actual loan amount will be determined taking into consideration such factors as applicant’s income and repaying capacity, age, assets and liabilities, cost of the proposed house/flat etc. To enhance loan eligibility you have option to add:

    1. Income of your spouse/ your son/ daughter living with you, provided they have a steady income and his/ her salary account is maintained with SBI.
    2. Expected rent accruals (less taxes, cess, etc.) if the house/ flat being purchased is proposed to be rented out.
    3. Depreciation, subject to some conditions.
    4. Regular income from all sources.

    Margin/ LTV Ratio:

    Individual Home Loan Amount Margin (Min) LTV Ratio (%)
    Upto Rs. 20 Lacs 10% 90%
    Above Rs. 20 Lacs. and upto Rs. 75 lacs 20% 80%
    Above Rs. 75 lacs 25% 75%

    Repayment period: Maximum 30 years (or) Up to the age of 70 years (the age by which the loan should be fully repaid) of the borrower, whichever is early.
    Moratorium period (Repayment holiday): The moratorium period is included within the maximum repayment period.

    Documents Required for SBI Home loans in Pune:

    Salaried Self Employed

    Documentation

    1) Application form with photograph
    2) Identity & residence proof
    3) Last 3 months salary slip
    4) Form 16
    5) Last 6 months bank salaried credit statements
    6) Processing fee cheque
    1) Application form with photograph
    2) Identity & residence proof
    3) Education qualifications certificate & proof of business existence
    4) Business profile,
    5) Last 3 years profit/loss & balance sheet
    6) Last 6 months bank statements
    7) Processing fee cheque

    For more information Toll Free: 1800112211 (Tollfree from BSNL/MTNL)

    State Bank of India Home Loan Branches in Pune:

    Branch Branch Code Address Contact
    ZONAL INSPECTION OFFICE, PUNE 008760 3RD FLOOR, TARA CHAMBER

    City: PUNE
    District: Pune
    State: MAHARASHTRA

    IP-105992 105993 PH-020-25823612, 13, 14;
    INS SHIVAJI LONAVALA 007162 DIST PUNE, MAHARASHTRA 410402

    City: LONAVALA
    District: PUNE
    State: MAHARASHTRA

    105752 02114-284181
    JEJURI 011518 DIST PUNESTATE MAHARASHTRA

    City: PUNE
    District: PUNE
    State: MAHARASHTRA

    0253-2578860, 2578861
    CHANDKHEDA 007737 MAVALTALUK,

    City: CHANDKHED
    District: PUNE
    State: MAHARASHTRA

    2114-252202
    NARAYANGAON 011130 650 BY 2 B, SHRIKRISHNA PLAZA NEAR S T STAND, NARAYANGAON TALUKJUNNAR 410504

    City: NARAYANGAON
    District: PUNE
    State: MAHARASHTRA

    105140
    MANCHAR 004929 NEAR ST STAND OPP ABMC, TAL AMBEGAON, DT PUNE, MAHARASHTRA 410503

    City: MANCHAR
    District: PUNE
    State: MAHARASHTRA

    02133- 223315
    ADB JUNNAR 006443 OPP NEW S T STAND DIST: PUNE MAHARASHTRA 410502

    City: JUNNAR
    District: PUNE
    State: MAHARASHTRA

    IP-121408, 02132-224829
    SERVICE BRANCH, PUNE 009016 B.S.BHAVAN, PMT BLDG., 5TH FLOOR, DECCAN GYMKHANA, PUNE – 411004

    City: PUNE
    District: PUNE
    State: MAHARASHTRA

    020-25520415, 25536403, IP: 105391
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