SBT Housing Loan | Interest Rates | Eligibility | Documents

State Bank of Travancore Home Loan – Compare online Interest Rates, Documents Required, Eligibility Criteria, Processing Fees and Apply online for SBT Home loans India.

Due to state bank owned, State bank of Travancore converts into SBI.

Home Loan applications received for rupees ₹ 419,027 crores till 18 August 2018

GET INSTANT HOME LOAN QUOTES ONLINE & your CIBIL score absolutely FREE.

Loan Amount
Occupation

Annual Income

City

54,02,013 loan quotes taken till now.
  • 54 lakh customers serviced to get best Loan deals with deal4loans. Deal4loans views Published @ yourstory.com
  • As RBI cuts rate, should you go for fixed home loan Deal4loans views Published @ Economic Times online.

SBT Home Loan Interest Rates 2018

Key Details of SBI Home Loan

Interest Rates upto 30 Lakh 8.45% - 8.75%
Interest Rate 30 Lakh - 75 Lakh 8.60% - 8.90%
Interest Rates above 75 Lakhs 8.70% - 9.00%
Processing Fee 0.35% of the loan amount & 0 on Balance transfer till 30.06.2018
Repayment 30 Years
Loan Amount Upto 80% of Property
Foreclosure Charges Nil
Monthly Income Rs.10000 minimum
Lowest EMI per 1 Lakh Rs.765

State Bank of Travancore offers housing loans to Salaried persons, Self-employed Businessmen, Professionals and Agriculturists, who have a regular monthly income and a minimum of three years standing / experience in their line of activity.

DOCUMENTS TO BE SUBMITTED FOR PURCHASE OF HOUSES/FLATS

  • A copy of the agreement for sale.
  • A copy of the Title deeds of the present owner.
  • A copy of the land tax receipt.
  • A copy of the building tax receipt.
  • Encumbrance certificate from the Sub Registrar for the last 15 years.
  • Title clear certificate from the banks approved advocate.
  • Valuation report of the property and building from the banks approved valuator.


Source: state bank of travancore official Website

Other Available Products of State Bank of Travancore

SBT Home Loan
SBT Housing Loan
SBT Car Loan
SBT Personal Loan
SBT Two Wheeler Loan
SBT Consumer Durable Loans
SBT NRI Car Loans

Leave a Reply

Your email address will not be published. Required fields are marked *