India Shelter Finance Loan Against Property – Interest Rates, EMI Calculator
India Shelter Finance Loan against property Interest Rates: Find Quotes on EMI, Documents, Eligibility, Loan Amount in Madhya Pradesh, Gujarat, Rajasthan, Maharashtra and Orissa at Deal4loans.
Professional Details
| Loan Amount | Upto Rs. 10 Lakhs |
| Tenure | 10 -12 Years |
| Processing Fees | 2%-3% (including GST) |
| Interest Rates | 20% p.a. and above |
| Prepayment Charges | 4.50% |
| Geographical Limit | Bhayander (Western), Badlapur & Titwala (Central) and Belapur (Harbour) |
| Age | 23 to 58 or Retirement Age (whichever is lower – Tenure of Loan) |
Eligibility Criteria
Below is the list of who all can apply for the LAP scheme of India Shelter Finance Corporation Ltd:
- Salaried individuals
- Pensioners
- Professionals
- Self-employed
- Family members and co-owners of the property
Documents Checklist for Property Loan Application
The documents that a person has to have to take LAP are:
- Application form with photograph duly signed by all applicants
- Identity proof – Voter ID, PAN, Driving License, Bank Passbook, etc.
- Age proof – Voter Id, PAN, Driving Licence, Passport, Birth certificate, pass certificate of 10th or 12th
- Property documents
- Colored passport size photograph
Additional documents that you need to submit at the time of loan are:
- Last 3 months salary slips
- Income Tax Returns of the last 2 years or Business Records
- LIC Policy
- Fixed Deposit or Recurring Deposit
- Details of any other loan account that you are replaying currently
- Any other savings or investment details
