Yes Bank Loan Against Property Interest Rates 2019

Get details on Yes Bank property loans on Eligibility. Details on Documents, Interest Rates, Eligibility, Loan amount, loan emi & other various process at deal4loans.com

Loan Processing Fees = Upto 2.00%

Loan Foreclosure charges = 4.00% for fixed rates, Nil for Floating rate options.

Get Free Instant Quotes on Rates, EMI & Eligibility on Loan Against Property

Professional Details

Get Free Instant Quotes on Rates, EMI & Eligibility on Loan Against Property

Loan Amount

Occupation

Net Salary/Income (Yearly/ITR):

City

Features & why to choose yes bank over other:

  • Loan upto Rs. 5 crores
  • Flexiable repayment options
  • Attractive & lowest interest rates
  • Faster process
  • Minimum documentations
Eligibility*

• Salaried

  • – Min Age : 25 years
  • – Max Age : 58 years (As on the date of maturity of loan)
  • – Min Net Income : INR 3.00 Lacs per annum
  • – No. of Years in Employment : Min 3 years in employment with minimum 1 year in current organisation

• Self Employed Professionals

  • – Min Age : 25 years
  • – Max Age : 65 years (As on the date of maturity of loan)
  • – Min Cash Profit : INR 4.00 Lacs per annum for the last 2 fiscal years
  • – No. of Years in Profession : Min 4 years for Doctors and CAs / Min 5 years for others

• Self Employed Businessmen / Retail SME Enterprises

  • – Min Age : 25 years
  • – Max Age : 65 years (As on the date of maturity of loan)
  • -Min Cash Profit : INR 4.00 Lacs per annum for the last 2 fiscal years
  • – No. of Years in Business : Min 5 years in same line of business

* Terms and Conditions apply. Credit at the sole discretion of YES BANK Ltd

Documents Required for Loan Against Property – Yes Bank:

Documentation Checklist*
  • Proof of Identity and Signature
  • Proof of Address (Office & Residence)
  • Income Documents:
    • – Salaried: Latest 2 salary slips and last 2 years IT Returns / Form 16
    • – Self Employed Professionals: Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns
    • – Self Employed Businessmen / Retail SME Enterprises: Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns
  • Last 6 months bank statement of salary / main operating bank account
  • Details of all existing loans
  • Additional Documents in case of Partnership Firms: Partnership Deed
  • Additional Documents in case of Private / Public Limited Company:Memorandum & Article of Association and List of Directors & Shareholders
  • Copies of all property documents*The check list is only indicative and not exhaustive. Depending upon the local requirements at different places addition could be made as per necessity