Apply for Best Education loans in Cochin 2024

Education loans in Cochin: Get lowest Interest rates, Documents list & Eligibility Information in Cochin for Education loan (Study in India & Abroad) through SBI, HDFC, Credila, PNB, Indian bank, Bank of Baroda, Bank of India and Axis Bank etc.

Enjoy triple benefits when you take an Education Loan in Cochin:

  • Faster loan – Our loan sanction and disbursal is one of the quickest with easy documentation and doorstep service.
  • Competitive pricing – Our loan rates and charges are very attractive
  • Transparency – All charges are communicated up front in writing along with the loan quotation

For Interest Rates on Education Loans – Click Here

Loan Repayment: 15 years or Varies from Bank to Bank.

SBI Education Loan HDFC Education Loan Credila Education Loan UCO Bank Education Loan
Vijaya Bank Education Loan Bank of India Education Loan Union bank Education Loan

Eligibility Required for Education Loan in Cochin:

  • You need to be a Indian resident
  • You should be aged between 16 – 35 years.
  • If you are taking a loan of more than Rs. 7.5 Lakh, a collateral security will be required.
  • Co applicant: A co-applicant is required for all full time courses. Here are a few points to be noted about co-applicants:
    • Primary Co-Applicants: Parents, Spouse, Siblings
    • Secondary Co-Applicants: Father-In Law, Mother-In-Law, Brother-In-Law, Paternal / Maternal Uncle / Aunt

Benefits of Educational Loan in Cochin:

  • Avail tax benefits under section 80(E) of income tax Act 1961
  • Flexible repayment options
  • Option to avail insurance cover for your loan

Documentation Required for Education Loan in Cochin:

  • Completed Education Loan Application Form.
  • Mark sheets of last qualifying examination
  • Proof of admission scholarship, studentship etc
  • Schedule of expenses for the specified course
  • 2 passport size photographs
  • PAN Card of the student and the Parent/ Guardian
  • Borrower’s Bank account statement for the last six months
  • Income tax Returns/ IT assessment order, of last 2 yrs (If IT Payee)
  • Brief statement of assets and liabilities, of the Co-borrower
  • Proof of Income (i.e. Salary slips/ Form 16 etc. if applicable)

Banks list which Lend for Education Loan in Cochin:

  • HDFC Bank: Thopumpady, Kochi, Kerala 682005
  • Darragh Smail Centre, 5Th Cross Road, Willingdon Island, Kochi, KL 682003
  • Thoppumpady, Catholic Centre, St. Joseph College Building, Kochi, Kerala 682005
  • Union Bank of India: Bazaar Rd, Mattancherry, Kochi, Kerala 682002 ‎
  • United Bank of India: Edappally Pukkattupady Rd, Edappally Toll, Edappally, Ernakulam, Kerala 682024 ‎
  • Axis Bank: Meridian Fort Centre, Market Junction, East Fort Gate, Hill Palace Road, Thrippunithura, 682301
  • Allahabad Bank: M G Road, Ernakulam College, Kochi, Kerala 682035
  • State Bank Of Hyderabad: Chackos Tower,Jews Street, Pullayapadi, Ernakulam,Kerala,682035
  • State Bank of Travancore: Aroor-Thoppumpady Rd, Valummel, Kochi, Kerala 682005 ‎
  • State Bank of India: Bridge Rd, Mattancherry, Kochi, Kerala 682002
  • State Bank of India: P T Jacob Rd, Thopumpady, Kochi, Kerala 682005
  • State Bank of India: Mons. Mathew Kothakathu Rd, Chullickal, Kochi, Kerala 682002