Education Loan Trivandrum, Kerala, 695001

Education loans in Trivandrum 2020: Get lowest and best Interest rates, Documents list & Eligibility Information in Trivandrum for Education loan (Study in India & Abroad) through SBI, HDFC, Credila, PNB, Indian bank, Bank of Baroda, Bank of India and Axis Bank etc.
Enjoy triple benefits when you take an Education Loan in Trivandrum:

  • Faster loan – Our loan sanction and disbursal is one of the quickest with easy documentation and doorstep service.
  • Competitive pricing – Our loan rates and charges are very attractive
  • Transparency – All charges are communicated up front in writing along with the loan quotation

Apply for Education Loan

Full Name

Country of Study

Course of Study

Co-borrower’s* Income

Email ID

Residence City

Course Name

Required Loan Amount

Mobile Number

Applicant’s Income Status

* Co-borrower : Relative with good income who can support your education loan application. Typically it can be your Father, Mother, Brother, Sister, Spouse, Cousin, Paternal Uncle (Chacha), Paternal Aunt (Chachi), Maternal Uncle (Mama), Maternal Aunt (Mami), Grandfather, Grandmother

For Interest Rates on Education Loans – Click Here

Loan Repayment: 15 years or Varies from Bank to Bank.

SBI Education Loan HDFC Education Loan Credila Education Loan UCO Bank Education Loan
Vijaya Bank Education Loan Bank of India Education Loan Union bank Education Loan

Eligibility Required for Education Loan in Trivandrum:

  • You need to be a Indian resident
  • You should be aged between 16 – 35 years.
  • If you are taking a loan of more than Rs. 7.5 Lakh, a collateral security will be required.
  • Co applicant: A co-applicant is required for all full time courses. Here are a few points to be noted about co-applicants:
    • Primary Co-Applicants: Parents, Spouse, Siblings
    • Secondary Co-Applicants: Father-In Law, Mother-In-Law, Brother-In-Law, Paternal / Maternal Uncle / Aunt

Benefits of Educational Loan in Trivandrum:

  • Avail tax benefits under section 80(E) of income tax Act 1961
  • Flexible repayment options
  • Option to avail insurance cover for your loan

Documentation Required for Education Loan in Trivandrum:

  • Completed Education Loan Application Form.
  • Mark sheets of last qualifying examination
  • Proof of admission scholarship, studentship etc
  • Schedule of expenses for the specified course
  • 2 passport size photographs
  • PAN Card of the student and the Parent/ Guardian
  • Borrower’s Bank account statement for the last six months
  • Income tax Returns/ IT assessment order, of last 2 yrs (If IT Payee)
  • Brief statement of assets and liabilities, of the Co-borrower
  • Proof of Income (i.e. Salary slips/ Form 16 etc. if applicable)

Banks list which Lend for Education Loan in Trivandrum:

  • Central Bank: Salem-Kanyakumari Hwy, Prem Nagar, Karamana, Thiruvananthapuram, Kerala 695002
  • Indian Bank: PARAPPADIYIL BUILDING, College Jn.,Anchal, Hill Hwy, Anchal, Kerala 691306
  • Union Bank of India: Vazhuthacaud Poojappura Rd, Cotton Hill, Vazhuthacaud, Thiruvananthapuram, Kerala 695014
  • HDFC: Maruthunkuzhi Kachani Rd, Thiruvananthapuram, Kerala 695013
  • HDFC Bank: Bob Plaza, Near Plamoodu Bridge, Pattom, Trivandrum,Kerala 695004 ‎
  • State Bank of Mysore: Power House Rd, Chalai Bazaar, Chalai, Thiruvananthapuram, Kerala 695036
  • State Bank of India: Ed Heights, opposite to Bishop House, Salem-Kanyakumari Hwy, Pattom, Thiruvananthapuram, Kerala 695004 ‎
  • State Bank of India: Marakkada Road Branch, Power House Rd, Chalai Bazaar, Chalai, Thiruvananthapuram, Kerala 695036