HDBFS Loan against Gold | Eligibility | Documents | Rates | Apply

HDBFS Loan against Gold: Gold in any form, be it jewellery or bars, is a prized possession and this prized possession can yield you great returns without having to liquidate it. So, avail of our Loan Against Gold and reap huge benefits.

Features & Benefits

  • Simple and hassle-free loans
  • Loan up to Rs. 1 Crore
  • Loan up to 85% the value of gold
  • No hidden charges
  • Flexible repayment options
  • Attractive interest rates
  • Safety and security of your gold jewellery
Eligibility & Documentation

Whether you are a salaried individual, professional or a businessman, we have loan designed to suit your requirement.

Eligibility Criteria

  • Minimum age of applicant: 22 years
  • Maximum age of applicant at loan application should not be more than 65 years at loan maturity
  • Gold Jewellery should be owned by the applicant or any of the family member

Documents required:

  • Proof of Identity (Passport / Voter’s ID / Driving Licence/PAN Card)
  • Address Proof (Ration card /Driving Licence/ Voter’s ID / Utility Bill (any one within last 3months) / Registered Rental Agreement. / Credit Card Statement / Passport )
  • Date of Birth Proof ( Driving Licence / PAN Card / Passport / Birth Certificate / 10th / 12th marksheet bearing date of birth)
  • Signature Proof (Passport /Driving Licence/Banker’s verification)
  • 2 passport size photographs