J & K Bank Personal Loan – Interest Rates 2020, EMI Eligibility

J & K Bank Personal Loans: Get Details on Jammu & kashmir Bank Personal loans online on Interest rates, EMI, Eligibility, Documents, Processing fees & Charges.

Personal Loans of J & K Bank 
Purpose – Loan is granted for purchase of durable consumer goods like

  • Desktop Computer ( P.C )/ Laptop
  • Motor Cycle / Scooter / Air Conditioner
  • Color TV / DVD Player/ VCR / Generator/ Washing Machine (automatic) / Cooking range.
  • Refrigerator / Dish Antenna/DTH Equipment/ Kerosene Room Heater/ Washing machine
  • Vacuum cleaner
  • Water Filter cum purifier / CD Players /Cassette Players / Geyser / Cooler, etc.

  • ₹ 273,923 crores worth of Personal Loan Applications received! (last updated on 20 January 2021)

    Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks. Check CIBIL score absolutely FREE.

    Loan Amount

    Employment Status

    City


    J & K Bank Personal Loan Interest Rates 2020

  • For Salaried State/ Central Govt Employees = 11.70%
  • For Others = 12.45%
  • JK Bank Laptop/PC Finance (fixed) = 10.70%
  • JK Bank Solar Lighting & Photo Voltaic Finance = 10.95%
  • Aan Posh Teliyeli wan posh/Finance for purchase of Domestic LPG Connections = 9.45%
  • Compare other banks personal loan rates online
  • Scale of Finance

  • 3000 to 40,000 per Article
  • Maximum Finance

  • 75000 subject to 12 times net monthly Salary. (More than one article/Durable)
  • Eligibility

  • Employees of Govt., Semi-Govt., Civic Bodies, Self employed (with assured income).
  • Security

  • Primary: Hypothecation of article financed .
  • Collateral: Third party Guarantee of one person.
  • Processing Charges

  • Nil
  • Repayment

  • 60 months
  • Margin

  • 25 %
  • For Customer Services:

    Contact Centre : 1800 1800 234
    Customer Care : 0194-2481999
    E-banking : 1800 1800 234
    ATM Helpdesk : +91-194-2713333
    Credit Card : 0194- 2486424, 2486427, 2486149, 2486151, 2482463
    Inbound International Voice Services: +91 194 2713434, +91 194 2713435 & +91 194 2481936

    Apply Here
    I authorize Deal4loans.com & its partnering banks to contact me to explain the product & I Agree to Privacy policy and Terms and Conditions.
    Top Personal Loan Banks in India
    ICICI Bank Personal loan 10.99 – 16.50%
    Kotak Mahindra Personal loan 10.50 - 17.25%
    Standard Chartered Personal loan 11.00 - 15.00%
    HDFC Personal loan 10.75 - 20.75%
    Bajaj Finserv Personal loan 11.99% onwards
    IndusInd Bank Personal loan 11.25% onwards
    SBI Personal loan 11.65% - 15.05%
    Citibank Personal loan 10.99%
    Tata Capital Personal loan 11.25% - 19%
    Fullerton Personal loan 11.99 - 26.00%