Latest Personal Loan Trends December 2020

Check out latest trends or whats going in Personal finance market in India. Most of the banks offers special loan schemes or interest to its customers. currently Personal loan rates starts from Just 10.99% rate of interest.

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In regarding of high demand all major private & govt. banks comes with offers in which nil processing fees, nil pre payment charges, lowest rates for bank employees & account holders. If you are in the same dilemma of getting personal loan so its a great time to get one.

Read – Latest Home Loan Trends Info

Top Banks for Personal Loan as per Rates December 2020

Bank Rate of Interest Processing Fees Pre-Payment Charges Part Payment
HDFC Bank 10.75 – 13.45% Rs 999/- for Special companies Else 1% – 2.5% Zero (For LA-10 Lakhs & Above with Salary 75k) else- 4% No
ICICI Bank 13.49% – 17.50% 0.50% for special companies else 1.50% – 2.25% 5% No
Bajaj Finserv 15.00% – 17.00% Upto 2% Nil Yes
Kotak Bank 13.60% – 18.00% 2% 4% No
Standard Chartered Bank 11.50% – 18.00% 1% 2% – 5% No
SBI Personal Loan 18.50% 2% 2% – 5% No

Note*:

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Top Personal Loan Banks in India
ICICI Bank Personal loan 10.99 – 16.50%
Kotak Mahindra Personal loan 10.50 - 17.25%
Standard Chartered Personal loan 11.00 - 15.00%
HDFC Personal loan 10.75 - 20.75%
Bajaj Finserv Personal loan 11.99% onwards
IndusInd Bank Personal loan 11.25% onwards
SBI Personal loan 11.65% - 15.05%
Citibank Personal loan 10.99%
Tata Capital Personal loan 11.25% - 19%
Fullerton Personal loan 11.99 - 26.00%