Latest Personal Loan Trends February 2019

Check out latest trends or whats going in Personal finance market in India. Most of the banks offers special loan schemes or interest to its customers. currently Personal loan rates starts from Just 10.99% rate of interest.

February 2019 updates – Amazing deals coming for the borrowers of personal loans from various banks – Nil processing fees, zero foreclosure charges, minimum interest rates due to slowdown in market because of Income tax returns week.

₹ 273,923 crores worth of Personal Loan Applications received! (last updated on 17 February 2019)

Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks. Check CIBIL score absolutely FREE.

Loan Amount

Employment Status


In regarding of high demand all major private & govt. banks comes with offers in which nil processing fees, nil pre payment charges, lowest rates for bank employees & account holders. If you are in the same dilemma of getting personal loan so its a great time to get one.

Read – Latest Home Loan Trends Info

Top Banks for Personal Loan as per Rates February 2019

Bank Rate of Interest Processing Fees Pre-Payment Charges Part Payment
HDFC Bank 11.49%-19.5% Rs 999/- for Special companies Else 1% – 2.5% Zero (For LA-10 Lakhs & Above with Salary 75k) else- 4% No
ICICI Bank 13.49% – 17.50% 0.50% for special companies else 1.50% – 2.25% 5% No
Bajaj Finserv 15.00% – 17.00% Upto 2% Nil Yes
Kotak Bank 13.60% – 18.00% 2% 4% No
Standard Chartered Bank 16.00% – 22.00% 2% 2% – 5% No
SBI Personal Loan 18.50% 2% 2% – 5% No


Looking for Personal loan or compare banks Rates – Apply Through Deal4loans Personal Loans

If you Want Additional Information on Pre Payment Charges, Processing Fees & Which is the best bank for Personal loan So – Click Here and Get best Information