Personal Loan Shimoga – Compare Top 20 Banks, Instant Approval

Personal Loan In Shimoga – Get Lowest and Best Interest Rates on Personal loans in Shimoga. Compare Documents, Eligibility, Rates and Fees for Best Bank at deal4loans.

About Shimoga:

Shimoga, almost central on the Karnataka map is the rice bowl of the State. The rivers Tungabhadra, Sharavathi, Varada and Kumudavathi inundate the luxuriant greens of the region. Shimoga is more than just a tourist destination. Its rich tradition in education, fine arts and culture remain deeply etched in its people and place. The enchanting natural scenery of hills, hillocks and green dales, rivers and streams, dense forests, flora & fauna, forts, temples and historical places, sandalwood and spices, add to this mouth-watering cuisine and touching hospitality and you know you’ve got – HEAVEN ON EARTH.

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List of Major Bank Branch Address of Personal loans in Shimoga:

  • Corporation Bank – BH Rd, Gandhi Bazar, Shimoga, Karnataka 577201
  • Canara Bank – Nelli Soudha, 1st Cross Rd, Tilak Nagar, Shimoga, Karnataka 577201
  • ICICI Bank Branch & ATM. – Durgigudi, Gr. Floor, Sree Karthik Plaza, Opp.Mallikarjuna Talkies, Shimoga, Karnataka 577201
  • Union Bank Of India – State Highway 57, KR Puram, Shimoga, Karnataka 577202
  • Axis Bank Ltd – GR Prabhu Arcade, JPN Road, 1st Cross, Shimoga, Karnataka 577201
  • Syndicate Bank – BH Rd, Shimoga, Karnataka 577201
  • Karnataka Bank – First Floor, M G Palace, Gopi Circle, Nehru Rd, Shimoga, Karnataka 577201
  • HDFC Bank Branch / ATM – Sihmoga, Sharavathi Complex, Savarlane Road, Shimoga, Karnataka 577201
  • Bank Of Baroda – BH Rd, Shimoga, Karnataka 577201
  • Allahabad Bank – Nehru Rd, Shimoga, Karnataka 577201
  • Syndicate Bank – State Highway 57, KR Puram, Shimoga, Karnataka 577202
  • State Bank of Mysore – 1, 100 Feet Rd, Shimoga, Karnataka 577204
  • Vijaya Bank – Lal Bahadur Shastri Nagar, Shimoga, Karnataka 577204
  • Syndicate Bank – State Highway 57, KR Puram, Shimoga, Karnataka 577202
  • Federal Bank Ltd – SRI LAXMI COMPLEX, NEHRU ROAD, Karnataka

Compare Personal Loan Interest Rates in Shimoga

Banks Interest Rates
HDFC Bank 10.99% – 20.99%
ICICI Bank 11.59 – 17.50%
Bajaj Finserv 11.99% – 16.00%
SMFG India 14.00 – 33.00%
Kotak Mahindra 10.99 – 19.65%
IndusInd Bank 12.99 – 17.00%
Standard Chartered 11.50 – 14.50%

Processing Fees / Prepayment Charges

Banks Processing Fee Pre Payment Charges
Bajaj Finserv Upto 2.00% Upto 4% post 1st EMI clearance
ICICI Bank 1999 to 2.50% Zero or 5.00%
Axis Bank 2.00% Nil
Kotak 0.99% – 2.5% Nil – 5.00%
HDFC Bank Up to 2.5% Zero to 4.00%
SMFG India 2.00% Upto 7.00%, 0% after 3 year
Standard Chartered
Up to 1% Upto 5.00% of loan amount

Tips to Get Best Personal loan deals in Shimoga:

1) Compare exact EMI | Processing fee |Tenure| Documents checklist before choose the bank.

2) Never pay any fee to any person to get loan sanctioned. Processing fee is deducted from Loan amount.

3) Only give documents to one bank and check whether he is authorized Bank employee or vendor.

4) For getting more loan from bank – Pay regular bills or payments of credit cards, and Try to increase your income with the help of these steps you get more& more personal loan amount from bank.

What are the minimum and maximum loan amounts?

You can avail of loans ranging from Rs 50,000/- to Rs 25,00,000/- depending on your eligibility, income and repayment capacity.

What are the loan tenure options?

The loan can be repaid over a period of 12 to 60 months ( 1 Year to 5 Years).

Eligibility Or Loan Amount Depends on your Credit Score, Banks Policies, Company in which you are working, your Income or salary, Area in which you are live, Work experience etc. Or better to pay your credit cards or loan amounts on time to get more loan amount from banks at the time of apply new personal loans.

Documents required for Personal Loan in Shimoga:

The documentation process is very fast on Personal loans. Following documents are required by financial institutions to process the loan application :

In case of Salaried

  • Identity proof
  • 3 to 6 months Bank statements
  • Residence proof
  • Salary slip
  • Guarantors & their same set of documents

In case of Self Employed

  • Balance Sheets
  • Profit & Loss Account
  • Partnership Deed & other mandatory documents etc.

Best Banks Provide Personal Loans in Shimoga :

SBI Personal Loan Bajaj Finance Personal Loan ICICI Bank Personal Loan
Standard Chartered Personal Loan HDFC Bank Personal Loan Kotak Bank Personal Loan
UBI Personal Loan Tata Capital Personal Loan IndusInd Personal Loan
HSBC Personal Loan IDBI Bank SMFG Personal Loan
AXIS Bank Personal Loan Bank of Baroda Personal Loan BOM Personal Loan
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