Self employed (Professionals) include self - employed Doctors, Chartered Accountants, Architects, Company Secretaries.
Eligibility Criteria
• Minimum age of Applicant: 22 years.
• Maximum age of Applicant at loan maturity: 65 years .
• Years in business : Minimum 4 years with atleast 2 years in the same Business.
• Minimum Annual Income: Rs. 100000/- p.a. for Metro Locations & Rs. 75,000/- p.a. for non-metro locations.
Documents required:
• Proof of Identity (Passport Copy/ Voters ID card/ Driving Licence/Pan Card)
• Address Proof (Ration card /Driving License/ Voter Id Card/ Utility Bill (any one within last 3months) / Registered Rental Agreement. / Credit Card Statement / Passport copy / Trade licence /Est./Sales Tax certificate).
• Date of Birth Proof ( Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th marksheet bearing date of birth)
• Bank Statements (latest 6 months bank statement / passbook)
• Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
Self Employed (Individuals) include self-employed - Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services.
Eligibility Criteria
• Minimum age of Applicant: 22 years.
• Maximum age of Applicant at loan maturity: 65 years .
• Years in business: Minimum 4 years with atleast 2 years in the same Business
• Minimum Annual Income: Rs. 100000/- p.a. for Metro Locations & Rs. 75,000/- p.a. for non-metro locations.
Documents required:
• Proof of Identity (Passport Copy/ Voters ID card/ Driving Licence/Pan Card)
• Address Proof (Ration card /Driving License/ Voter Id Card/ Utility Bill (any one within last 3months) / Registered Rental Agreement. / Credit Card Statement / Passport copy / Trade licence /Est./Sales Tax certificate).
• Date of Birth Proof ( Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th marksheet bearing date of birth)
• Bank Statements(latest 6 months bank statement /passbook)
• Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
• Proof of continuation (Trade licence /Establishment /Sales Tax certificate)
• Other Mandatory Documents(Sole Prop. Decl. Or Cert. Copy of Partnership Deed,Cert. Copy of MOA, AOA & Board resolution.)
Self Employed (Pvt Cos and Partnership Firms) include Private Companies and Partnership firms in the Business of Manufacturing, Trading or Services
Eligibility Criteria
• Years in business: Minimum 4 years seasoning from commencement of business.
• Business must be profit making for the last 2 years.
• Minimum Annual Income: Rs. 100000/- p.a. for Metro Locations & Rs. 75,000/- p.a. for non-metro locations
Documents required:
1) Address Proof (Utility Bill (any one within last 3months) / Registered Rental Agreement. / Credit Card Statement / Trade licence /Est./Sales Tax certificate).
2) Bank Statements(latest 6 months bank statement /passbook)
3) Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
4) Proof of continuation (Trade licence /Establishment /Sales Tax certificate/ SSI Registration)
5) Other Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association (certified by Director) & Board resolution (Original).)
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the Rate of interest charged by major banks for Personal Loan