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Home > Deutsche Bank Home Loan

Deutsche Bank Home Loan

Features:
• Minimum Age : 23 years
• Minimum Gross Annual Income (Rs): 65 years or retirement, whichever is earlier
• Minimum stay at current residence: 1 year
• Total work or business experience
For Salaried:
• 2 years (for loans up to Rs 1 crore)
• 4 years (for loans greater than Rs 1 crore)
For Self Employed
• 2 years (for loans up to Rs 1 crore)
• 5 years (for loans greater than Rs 1 crore)
• Telephone: Mandatory for both residence and office

Loan Amount
The home loan amount depends on your repayment capability and is restricted to a maximum of 85% of the cost of the property or the cost of construction as applicable.

Documentation Salaried Self-employed
Financials Salary slip of last one month or latest salary certificate showing all deductions and loans outstanding Income Tax returns for the last 2 years
Form 16 Profit & Loss Account along with computation of Income and Balance Sheet for last 2 years, duly certified by a CA
HR certification showing all allowances and reimbursements (if any) Proof of business continuity for last 3 years
Copy of bank statement (main account) for last 6 months Copy of bank statement (main account) for last 6 months
  Short note on the nature of business, form of organisation, clients and suppliers, etc.
Photo Identity (any one) Passport / Photo PAN Card/ Passport / Photo PAN Card/
  Defence/ Govt ID Card / Voter's ID Card / Driving License Voter's ID Card / Driving Licence
Proof of Signature (any one) Passport/ Banker's Certificate/ Driving Licence /PAN Card - Passport / Telephone Bill (landline)/ Electricity Bill/ Voter's ID Card/ Driving Licence
Proof of Residence (any one) Passport/ Telephone Bill (landline)/ Electricity Bill/ Voter's ID Card/ Driving Licence - Passport / Telephone Bill (landline)/ Electricity Bill/ Voter's ID Card/ Driving Licence
Proof of Age (any one) Passport/ Voter's ID Card/ PAN Card/ Birth Certificate/ Life Insurance Policy or premium receipt clearly stating age/DoB Passport/ Voter's ID Card/ PAN Card/ Birth Certificate/ Life Insurance Policy or premium receipt clearly stating age/DoB

Know More and Apply For Other Products:
Deutsche Bank Personal Loan
Deutsche Bank Home Loan


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