Saving Bnak Ordinary Account is a Saving bank Account available at all teh branches of BOI. It is generally a normal saving account where an individual can save his /her hard-earned money under certain features as stated below.
|Eligibility||Individuals, Joint Account, Illiterate Person, Blind Person, Minors, Association, Clubs, Societies, Trusts & Institutions/Agencies etc.|
|Initial Deposit and Minimum Average Quarterly Balance||The intial balance and average quarterly balance is Rs 500 with chequebook facility and Rs 100 without chequebook facility.|
|Non-maintenance Charges||A penalty of Rs 54 + service tax is levied per quarter for all the centres for saving bank account with cheque book facility if the AQB is not maintained.
A penalty of Rs 40 + service tax is levied per quarter for all the centres for saving bank account without cheque book facility if the AQB is not maintained.
|Cheque book facility||Available and free 50 cheque leaves per annum.|
|ATM Transaction||You can enjoy unlimited ATM transaction|
|Bill Payment||Apy your utility bills like the electricity bill, telephone bill through the bill payment facility called Epay.|
|Benefits for BOI customers||BOI-National Swasthya Bima Policy floater mediclaim policy of NICL available at low premium.|
|Nomination Facility||Available, as per the norms of the bank.|
Get more Details about Saving Account Schemes