PMAY Housing Scheme 2020 – 100 Smart city, AMRUT & Housing for all. Application details for EWS, LIG Groups, Weaker sections, Subsidy for poor people in Hindi, English & PDF. Results & Places where these housing schemes will be start in coming years. Prime Minister Narendra Modi launched ambitious housing loan scheme. The schemes, aimed at developing cities and towns as “new engines for growth”, will entail an investment of over Rs. 3 lakh crore in the next five years. Under the Pradhan Mantri Awaas Yojana, those belonging to the poor, lower middle and middle classes in cities will be eligible to 4 cent discount on housing loans upto Rs 9 lakh. Loans of upto Rs 12 lakh will receive interest subvention of 3 per cent.
PMAY Housing Scheme Details:
|Repayment Time||15 Years|
|No. Of Houses||2 Crore|
Here are the key highlights of the scheme:
- The service will be available through about 60,000 Common Service Centres (CSCs) located in urban areas.
- Application form will be available at a nominal cost Rs 25 each.
- Applicants filling the forms at the CSCs will be provided with an acknowledgement receipt.
- The receipt will carry a photograph of the applicant and will also help him/her know the status of the application.
- Aadhar Card is mandatory to apply for the scheme. Those without Aadhar Card can apply only after the procedure of verification is completed.
Pradhan Mantri Awas Yojana Scheme Interest Rates, Eligibility
As per Market Rates, Currently Home loan rates are running on 9.10% for women. According to this applicant have to pay Rs.1044.22 per month for per lakh loan amount. For an example if you taken a loan of 7 Lakh from Bank for PMAY Yojana than you have to pay 7309.57 per month as an EMI. But Government provides a Subsidy of 3.00% on Loan. So the Final Interest rates on which a applicant taken a loan is come down to 6.50% (9.10% – 3.00%(Subsidy)). So after subsidy the loan emi per month reduced to 6097.75. It means an applicant should save around 1211.82 Rupees per EMI.
Other Features of PMAY Yojana 2020
Central Grant of Rs 1 Lakh (Average) should be provided to the applicant
Subsidy on Interest rates will be provided to EWS & LIG Applicants via Credit Linked Subsidy Scheme (CLSS)
Cities Selected (2288 Cities (412 Class I cities) of 25 States)
|Name of State||No. of Cities|
|Jammu & Kashmir||25|
The project launched by PM Modi is named as the
Atal Mission for Rejuvenation and Urban Transformation (AMRUT)
Logo of the Schemes also launched by Shri Narendra Modi Ji at the announcement.
Smart City Housing Scheme will draw Rs.48,000 Crore in central grants over five Years.
AMRUT project will draw Rs.50000 crore from central grants in five years.
Housing-for-All by 2022 will see the government spend about Rs 3 lakh crore in the next seven years.
At the slum decadal growth rate of 34%, the slum households are projected to go upto 18 million. 2 million non-slum urban poor households are proposed to be covered under the Mission. Hence, total housing shortage envisaged to be addressed through the new mission is 20 million.
How to Apply for PMAY?
The scheme was launched by PM of India (Narendra Modi). As per Ministry of Housing, In this scheme some housing plans launched by State Govt & Some by Ministry or Developers. Once, the state governments will launch the schemes, the application forms will be made available to the desired applicants through Banks & govt. offices.
For further information on Pradhan Mantri Awas Yojana (PMAY), please log onto: www.mhupa.gov.in
Pradhan mantri awas yojana last date 2020
Last Date for pradhan mantri awas yojana is 31.03.2022, but in MIG Scheme its last date is 31.03.2020. Last date is eligible for all locations – Mumbai, Karnataka, West Bengal, Maharashtra, Gujarat, Punjab, Kerala, Delhi, Telangana, Mumbai, Lucknow etc.
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