Pradhan Mantri Awas Yojana 2023 – Apply Application Forms Details

PMAY Housing Scheme 2023 – 100 Smart city, AMRUT & Housing for all. Application details for EWS, LIG Groups, Weaker sections, Subsidy for poor people in Hindi, English, Tamil, Telugu & PDF. Results & Places where these housing schemes will be start in coming years. Prime Minister Narendra Modi launched ambitious housing loan scheme. The schemes, aimed at developing cities and towns as “new engines for growth”, will entail an investment of over Rs. 3 lakh crore in the next five years. Under the Pradhan Mantri Awas Yojana, those belonging to the poor, lower middle and middle classes in cities will be eligible to 4 cent discount on housing loans upto Rs 9 lakh. Loans of upto Rs 12 lakh will receive interest subvention of 3 per cent.

PMAY Housing Scheme Details

Subsidy Upto 6.50%
Repayment Time 15 Years
Subsidy under CLSS-MIG(I) 2.35 lakh
Subsidy under CLSS-MIG(II) 2.30 lakh
No. Of Houses 2 Crore
Repayment Period 20 yrs
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Know more about – DDA Housing Scheme 2023

Here are the key highlights of PMAY scheme:

Important Information PMAY Home Loan Scheme Eligibility – Click to Read Here

  • The service will be available through about 60,000 Common Service Centres (CSCs) located in urban areas.
  • Application form will be available at a nominal cost Rs 25 each.
  • Applicants filling the forms at the CSCs will be provided with an acknowledgement receipt.
  • The receipt will carry a photograph of the applicant and will also help him/her know the status of the application.
  • Aadhar Card is mandatory to apply for the scheme. Those without Aadhar Card can apply only after the procedure of verification is completed.

Pradhan Mantri Awas Yojana Scheme Interest Rates, Eligibility

As per Market Rates, Currently Home loan rates are running on 7.90% for women. According to this applicant have to pay Rs.950 per month for per lakh loan amount for 15 years repayment period. For an example if you taken a loan of 7 Lakh from Bank for PMAY Yojana than you have to pay 6,649 per month as an EMI. But Government provides a Subsidy of 3.00% on Loan. So the Final Interest rates on which a applicant taken a loan is come down to 4.90% (7.90% – 3.00%(Subsidy)). So after subsidy the loan emi per month reduced to Rs. 5,499. It means an applicant should save around 1150 Rupees per EMI.

Other Features of PMAY Yojana 2023

Central Grant of Rs 1 Lakh (Average) should be provided to the applicant
Subsidy on Interest rates will be provided to EWS & LIG Applicants via Credit Linked Subsidy Scheme (CLSS)

List of Cities which are comes under PMAY or Selected under PMAY 2023


INTEREST RATES: The interest rates are as applicable for Home Loans in all Banks.

Criteria Existing Instructions(CLSS – EWS +LIG) Revised Instructions (CLSS – EWS +LIG) CLSS (MIG-I) CLSS (MIG-II)
Household/ Annual Income (Rs) Upto Rs. 6 lakhs Upto Rs. 6 lakhs Rs. 6.01-12.00 lakhs Rs. 12.01-18.00 lakhs
Property Area (Carpet Area ## ) 30/60 sqm* 30/60 sqm* 160sqm 200sqm
Location 17778 towns 17778 towns Urban -2011* Urban -2011*
Woman Ownership Yes (except for construction) Yes (except for construction) NA NA
Max Loan Amt for Subsidy Upto 6 lakhs Upto 6 lakhs Upto 9 lakhs Upto 12 lakhs
Subsidy % 6.50% 6.50% 4% 3%
Subsidy Amount Rs. 2.20 lakhs Rs. 2.67 lakhs Rs. 2.35 lakhs Rs. 2.30 lakhs
NPV 9% 9% 9% 9%
Max term of loan (on which subsidy will be calculated) 15 yrs 20 yrs 20 yrs 20 yrs
Property should be Family’s 1st home** 1st home** 1st home** 1st home**
Validity 2023 2023 31/03/2023 31/03/2023
Applicability Loans approved on/after 17/06/2015 Loans approved on/after 01/01/2017 Loans approved on/after 01/01/2017 Loans approved on/after 01/01/2017
  • *Applicable in case of Repair and Renovation

Cities Selected (2288 Cities (412 Class I cities) of 25 States)

Name of State No. of Cities
Andhra Pradesh 60
Chattisgarh 36
Gujarat 171
Haryana 9
Himachal Pradesh 13
Jammu & Kashmir 25
Jharkhand 38
Kerala 14
Madhya Pradesh 74
Manipur 28
Nagaland 23
Odisha 103
Rajasthan 183
Telangana 68
West bengal 125
Arunachal Pradesh 29
Bihar 134
Maharashtra 51
Meghalaya 10
Mizoram 23
Punjab 163
Sikkim 8
Tamilnadu 191
Uttar pradesh 628
Uttrakhand 81

The project launched by PM Modi is named as the

Atal Mission for Rejuvenation and Urban Transformation (AMRUT)

Logo of the Schemes also launched by Shri Narendra Modi Ji at the announcement.

Smart City Housing Scheme will draw Rs.48,000 Crore in central grants over five Years.
AMRUT project will draw Rs.50000 crore from central grants in five years.

Housing-for-All by 2023 will see the government spend about Rs 3 lakh crore in the next seven years.

At the slum decadal growth rate of 34%, the slum households are projected to go upto 18 million. 2 million non-slum urban poor households are proposed to be covered under the Mission. Hence, total housing shortage envisaged to be addressed through the new mission is 20 million.

How to Apply for PMAY?

The scheme was launched by PM of India (Narendra Modi). As per Ministry of Housing, In this scheme some housing plans launched by State Govt & Some by Ministry or Developers. Once, the state governments will launch the schemes, the application forms will be made available to the desired applicants through Banks & govt. offices.

For further information on Pradhan Mantri Awas Yojana (PMAY), please log onto:

Pradhan mantri awas yojana last date 2023

Last Date for pradhan mantri awas yojana is 31.03.2023, but in MIG Scheme its last date is 31.03.2023. Last date is eligible for all locations – Mumbai, Karnataka, West Bengal, Maharashtra, Gujarat, Punjab, Kerala, Delhi, Telangana, Mumbai, Lucknow etc.

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Find or Get Details in all languages about Pradhan Mantri Awas Yojana in Marathi, Hindi, English, Punjabi, Gujarati, Kannada, Oriya, Bengali, Assamese, bhojpuri and others.