Indusind Bank Personal Loan: Interest Rates 2018, Eligibility, Documents

Indusind Bank Personal Loan Find IndusInd bank Personal loan interest rates 2018. Check & compare ✓ Documents ✓ EMI ✓ Eligibility ✓ Charges ✓ Interest rates ✓ loan amount ✓ Application Status at deal4loans.com

Features & Benefits

✓Obtain a loan easily with Simple Documentation, Quick Processing and Speedy Disbursal.
✓ Repayment options available from 1 to 5 years.
✓ Doorstep Service for easy process
✓ lowest rates available for borrowers

₹ 273,923 crores worth of Personal Loan Applications received! (last updated on 21 June 2018)

Apply Online for IndusInd Bank Personal loan with Lowest Interest Rates & your CIBIL score absolutely FREE.

Loan Amount

Employment Status

City

Indusind Bank Personal Loan Interest Rates 2018

Cat A

Cat B

Others

Salary <50k (Rate- 14.5% -15.25%) Salary <50k (Rate- 16% -16.5%) Salary <50k (Rate- 19% -20%)
Salary 50k – 1 Lakh (13.75% – 14.25%) Salary 50k – 1 Lakh (15% – 15.5%) Salary 50k – 1 Lakh (18% – 19%)
Salary >1 Lakh (12.99% – 13.5%) Salary >1 Lakh (14% – 14.5%) Salary >1 Lakh (17.5% – 18.5%)

Indusind Bank Personal Loan Details:

Eligibility Criteria Salaried Self Employed
Net Monthly Income 25,000 (Listed & Non Listed both) Min. Annual Net Income post tax should be Rs 4.80 Lakhs
Age of Applicant Min. 21 years Max. 60 Years / retirement age whichever is lower at the time of loan maturity Min. 25 years Max. 65 Years at the time of loan maturity
Current Experience Min. 1 yr & above Min. 5yrs of Post qualification
Total Job Experience Min. 2Yr & above Min. 5yrs of Post qualification
Min. Loan Amount 1 Lakhs 1 Lakhs
Max. Loan Amount 15 Lakhs (Listed Companies) 7Lakhs (Non- Listed Companies) 10 Lakhs & above
Min. Tenure 12 Months 12 Months
Max. Tenure 60 months(Listed Companies), 48 months (Non- Listed Companies) 48 months
Processing Fee 0.5%- 2% 0.5%- 2%
Prepayment Charges 4% post 12 EMI clearance 4% post 6 EMI clearence
Turn Around Time 3-4 working Days 3-4 working days

Documentation for Salaried Employee

✓ Proof of Identity: Passport / Driving License / Voters ID / PAN Card / card issued by UIDAI containing the details of name, photograph, address and Aadhaar number.
✓ Proof of Residence: Leave and License Agreement / Ration Card / Utility Bill (not more than 3 months old) / Valid ✓ Passport – provided the passport address is present address mentioned in application form.
✓ Proof of Income: Latest 3 months salary slip / salary certificate and latest Form 16
✓ Bank Statements: Latest 3 months bank statement (where salary is credited).

Documentation for Self-employed Individual

✓ Proof of Identity: Passport / Driving License / Voters ID / PAN Card / card issued by UIDAI containing the details of name, photograph, address and Aadhaar number.
✓ Proof of Residence: Leave and License Agreement / Ration Card / Utility Bill (not more than 3 months old) / Trade License / Establishment / Sales tax certificate/ Valid Passport – provided the passport address is present address mentioned in application form.
✓ Business (Current Account) Bank Statements (latest 6 months Bank Statement / Passbook)
✓ Latest 2 years ITR along with computation of income, B/S, P&L a/c with all schedules certified by a CA.
✓ Business continuity Proof: Trade license / Establishment / Sales Tax Certificate)
✓ Additional Mandatory Documents: Sole Proprietorship Declaration / Certified copy of Partnership Deed / Certified copy of MOA, AOA & Board resolution. In case of income derived from a partnership firm, latest 2 years partnership firm’s B/S, P&L a/c with all schedules certified by a CA.

IndusInd Bank offers personal loans in these cities only – Chandigarh / Panchkula, Ahmedabad, Bangalore, Delhi / New Delhi, Mumbai, Chennai, Faridabad, Navi Mumbai, Hyderabad / Secunderabad, Ghaziabad, Pune, Coimbatore, Gurgaon, Thane, Vishakhapatnam, Jaipur, Nagpur, Kochi, Kolkata, Surat, Noida, Baroda, Amritsar, Indore, Bhubaneswar, Cuttack, Jodhpur, Kanpur, Lucknow, Ludhiana.

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Average rating:  
 14 reviews
by Yasin basir shaikh on Indusind Bank Personal Loan
Thank you deal4lone my problum solusoin thank you so much

Thank you deal4loans thank you so much

good service

good service

by abhishek jain on Indusind Bank Personal Loan
good service

i am happy with services.....

by Dr. shivam singh on Indusind Bank Personal Loan
really good

this bank is very good easily achive loan from here thanks so much good communication of bank employee.

Good Service

awesome service i appreciate

Good services

Thanks from my heart and salute for cooperation us to built a smooth life.

Best Service

i have applied for personal and i got a amount thanx for deal4loans team

Good

IndusInd & SCB both bank gave me a good deal and fulfill my requirement of 15 lacs at a same time which was looking really difficult due to my salary.

OOOOsm service

Very helpful and check cibil also ...

by Balbir Singh on Indusind Bank Personal Loan
Got Funds In Just 3 Days

I was very tensed while applying for the Personal Loan as i was requiring funds urgently. Deal4Loans helped me in getting the funds in just 3 days at very competitive rate through IndusInd Bank. Best financial website !!

best service

Thanks deal4loans for providing me best comparison..through out all banks

good service

I have applied for Personal Loan on the Deal4Loans website . Now I got best deal through bank.

by Arjun Singh on Indusind Bank Personal Loan
Personal Loan

I have applied for Personal Loan on the D4L website . Now I got best deal through IndusInd bank.

Hassle Free Service

I appreciate the team who help to get best deal & guided precisely.