Personal Loan Mumbai – Interest Rates 2018, Instant E- approval

Apply for Personal Loan in Mumbai – Compare special offers on interest rates 2018, Check EMI from all major providers in Mumbai such as HDFC Bank, Axis bank, Fullerton India, Bajaj Finance,Capital First, IndusInd, Kotak, ICICI Bank & Standard Chartered.

मुंबई में व्यक्तिगत ऋण पर्सनल लोन के लिए आवेदन करें – 2018 ब्याज दरों (इंटरेस्ट रेट) पर विशेष ऑफ़र की तुलना करें, एचडीएफसी बैंक, एक्सिस बैंक, फुलर्टन इंडिया, बजाज फाइनेंस, कैपिटल फर्स्ट, इंडसइंड, कोटक, आईसीआईसीआई बैंक और स्टैंडर्ड चार्टर्ड जैसे मुंबई में सभी प्रमुख प्रदाताओं से ईएमआई देखें।

Personal loan in Mumbai Details:

मुंबई में व्यक्तिगत ऋण (पर्सनल लोन) विवरण:

Interest Rates 11.49% – 26.00%
Max. Loan Amount 30 Lakh
Processing Fees Zero – 3.00%
Prepayment Charges Nil, Upto 5.00%
Min. Income Rs.18500/- p.m
Loan Repayment upto 7 years
Lowest EMI per month Rs.2199
Minimum Loan Rs.50000

₹ 273,923 crores worth of Personal Loan Applications received! (last updated on 13 November 2018)

Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks. Check CIBIL score absolutely FREE.

Loan Amount

Employment Status

City

Personal Loan Interest Rates 2018

व्यक्तिगत ऋण ब्याज दरें 2018 मुंबई / मुंबईतील वैयक्तिक कर्ज व्याजदर 2018

Banks Interest Rates
HDFC Bank 10.99 – 20.75%
ICICI Bank 11.70 – 18.85%
Bajaj Finserv 11.99 – 16.00%
Fullerton India 14.00 – 33.00%
Kotak Mahindra 11.50 – 20.00%
IndusInd Bank 12.99 – 17.00%
Standard Chartered 11.50 – 14.50%

Processing Fees / Prepayment Charges on Personal Loans in Mumbai

Banks Processing Fee Pre Payment Charges
Bajaj Finserv Upto 2.00% Upto 4% post 1st EMI clearance
ICICI Bank 1999 to 2.50% Zero or 5.00%
Axis Bank 2.00% Nil
Kotak 1.5 – 2.00% 5.00%
HDFC Bank 0.8% – 2.00% 4.00%
Fullerton India 2.00% Upto 7.00%, 0% after 3 year
Standard Chartered
Up to 1% Upto 5.00% of loan amount

Mumbai Personal Loan Overview:

Mumbai – the commercial, financial and entertainment hub of India – is also one of the wealthiest cities in the country. It generates over 6 per cent of India’s GDP and is also among top commercial centres globally.
 
For Mumbaikars, consumer durables such as air-conditioners, refrigerators, built-in ovens and microwaves are not luxury but a necessity. Though the average salary is high, still people find that their earnings are less as compared to their expenditure. To meet the shortfall, banks and other financial institutions offer personal loans at competitive rates and flexible tenure.
 
Generally, people prefer personal loans to meet expenditures on renovation of home, medical emergency, marriage functions and festivals as they get a lump sum on credit without any hassles and get flexibility in repayment.
Many people plan vacation to foreign destinations which can be very expensive and may burn a deep hole in their pocket. In such a situation, they avail personal loans to meet the expenses and then repay the loan in easy EMIs.
 
At Deal4loans, you can check out for:
• Personal loans in Mumbai
• Instant e-approval
• Special offers
• Interest rates and EMIs being offered by major banks and institutions
• Processing fee and other charges
 

You may get a good discount on interest rates, Processing fees & prepayment charges on personal loans if you are working in the following top companies:
 
Tata Consultancy Services | Accenture | Capgemini | L&T Infotech | J.P. Morgan | Larsen & Toubro | iGATE | Reliance Industries | Deloitte | Fractal Analytics | eClerx | Reliance Communications | CRISIL | Syntel | Wipro | Mastek | Oracle | Tech Mahindra | Tata Motors

Personal Loan EMI Calculator Mumbai

पर्सनल लोन व्यक्तिगत ऋण ईएमआई कैलकुलेटर मुंबई

वैयक्तिक कर्ज ईएमआय कॅल्क्युलेटर मुंबई

To calculate your personal loan emi in Mumbai, you have follow simple 3 steps, which are as follows:

  1. Enter Personal Loan amount
  2. Interest Rate (bank offered to you)
  3. Repayment period
  4. Submit & EMI calculation’s on your screen

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

For customer’s satisfactions or help here’s some examples which helps you to know how much you have to pay for the personal loans for the respective yearly repayment period. Examples of personal loans amount in Mumbai.

Pre-calculated emi for personal loans in Mumbai with the help of personal loan emi calculator:

Loan Amount Tenure In Years Interest Rate Monthly EMI
100000 3 16.00% Rs. 3,516
125000 2 14.00% Rs. 6,002
175000 3 15.00% Rs. 6,066
200000 2 14.50% Rs. 9,650
230000 4 12.00% RS. 6,057
300000 3 12.75% Rs. 10,072
400000 5 13.50% Rs. 9,204
600000 5 14.60% Rs. 14,148
800000 5 13.20% Rs. 18,284
900000 5 12.00% Rs. 20,020

Best Banks for Personal Loan in Mumbai

मुंबईतील वैयक्तिक कर्जासाठी उत्तम बॅंक

SBI Personal Loan Bajaj Finance Personal Loan ICICI Bank Personal Loan
Standard Chartered Personal Loan HDFC Bank Personal Loan Kotak Bank Personal Loan
UBI Personal Loan Tata Capital Personal Loan IndusInd Personal Loan
HSBC Personal Loan IDBI Bank Fullerton Personal Loan
AXIS Bank Personal Loan Bank of Baroda Personal Loan BOM Personal Loan

List of documents required to apply for personal loan in Mumbai:

मुंबईतील वैयक्तिक कर्जासाठी अर्ज करण्यासाठी आवश्यक कागदपत्रांची यादी:

 
For salaried persons:
• Identity proof
• Address proof
• Bank statements of last 3-6 months
• Salary slip
• Guarantors and their set of documents
 
For self-employed customers:
• Balance sheets
• Profit and loss account
• Partnership deed and other documents

List of Bank branches for Personal loans in Mumbai

मुंबईतील वैयक्तिक कर्जासाठी बँकेच्या शाखांची यादी

Indian Bank – Sainara, No. 17, Cuffe Parade, Captain Prakash Pethe Marg, Cuffe Parade, Mumbai – 400005
State bank of Patiala – 447, The Bureau, Chembur Naka, Ramakrishna Chemburkar Marg, Jai Ambe Nagar, Chembur Gaothan, Kurla East, Mumbai, Maharashtra 400071
Indusind Bank – Mamta House, 231, Swami Vivekanand Rd, Bandra West, Mumbai, Maharashtra 400050
Axis Bank – Ground Floor, Jeevan Prakash Building, Sir P.M. Road, Fort, Mumbai, Maharashtra 400001
United Bank – Ground Flrth Floo, Shree Sanathan Dharam Sch, R C Marg, Chembur East, Mumbai – 400071
HDFC Bank – Netaji Subhash Chandra Bose Rd, Churchgate, Mumbai, Maharashtra 400020
HDFC Bank – CST Road, Vidya Nagari, Kalina, Santacruz East, Mumbai, Maharashtra 400098
Bajaj Finserv – 1, Western Express Hwy, Hanuman Tekdi, Goregaon, Mumbai, Maharashtra 400063
Bajaj Finance – B-10, 1 st Floor, Shree Ram Industrial Estate, Sharda Talkies Road, Opp Vadala Udyog Bhavan, Katrak Road, Mumbai, 400031
ICICI Bank – Yadav Patel Lane, Chandrakant Dhuru Wadi, Dadar West, Mumbai, Maharashtra 400028
ICICI bank – Pattathu House,, 45-C, Kalina Kurla Rd, Kalina, Santacruz East, Mumbai, Maharashtra 400029
Axis Bank – Sai Heritage, Tilak Road, Near Balaji Mandir, Ghatkopar East, Mumbai, Maharashtra 400077
Axis Bank ltd – Plot No. C/20, Sona Building, 1st Rd, Opp BMC Ward Office, Chembur, Mumbai, Maharashtra 400071
Standard chartered – B-21, Sanghvi Paritosh, V C Metha Road, Jvpd Scheme, Mumbai – 400049
Tata capital – VB Gandhi Marg, Kala Ghoda, Fort, Mumbai, Maharashtra 400001

Private Finance Companies available in Mumbai

मुंबईमध्ये खाजगी वित्त कंपन्या उपलब्ध आहेत

An unsecured personal loans is your way out for all your urgency even when the banks reject you. Private financier in Mumbai region is a convenient way to get personal loans if your application is rejected by the banks these private financier will be a helpful option for you.
In contempt of the fact that these private financier companies help you when you are in the utmost need of money but has its conditions, it comes with a higher interest rates than any regular banks.
(As your financial companion we do not endorse to employ loans from companies until and unless you are in an immense problem.)

Some of the private financier in Mumbai region are listed below:

Name of the company Address
Economic Bazar House no. 303, 3rd floor, Balaji Niwas Versova,Andheri West Mumbai-400061
Loan Harbor House no. 403, S.K. Colony, Dahisar West, Mumbai-400068
Capital Avenue Municipal Market , Ville Parle East, Mumbai-400002
Aphelion Finance Private Limited 4, Vaibhav Mulund, Zaver Cross Road, Behind Icici Bank, Mulund West, Mumbai, Maharashtra 400080
Shreeji Associates House no. 606, Orchid Plaza, Borivali West, Mumbai-400092
Go4Loan Mithi Manzil, J.P. Road, Andheri East, Mumbai-400053
Aarti Consultancy House no. 205/206,Crescent Business Park, Andheri Kurla Road, Safed pool, Saki Naka, Andheri East Mumbai-400069