Personal Loan Mumbai – Interest Rates 2019, Instant E- approval

Apply for Personal Loan in Mumbai – Compare special offers on interest rates 2019, Check EMI from all major providers in Mumbai such as HDFC Bank, Axis bank, Fullerton India, Bajaj Finance,Capital First, IndusInd, Kotak, ICICI Bank & Standard Chartered.

Personal loan in Mumbai Details:

मुंबई में व्यक्तिगत ऋण (पर्सनल लोन) विवरण:

Interest Rates11.49% – 26.00%
Max. Loan Amount30 Lakh
Processing FeesZero – 3.00%
Prepayment ChargesNil, Upto 5.00%
Min. IncomeRs.18500/- p.m
Loan Repaymentupto 7 years
Lowest EMI per monthRs.2199
Minimum LoanRs.50000

₹ 273,923 crores worth of Personal Loan Applications received! (last updated on 19 May 2019)

Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks. Check CIBIL score absolutely FREE.

Loan Amount

Employment Status

City


Personal Loan Interest Rates in Mumbai 2019

BanksInterest Rates
HDFC Bank10.99 – 20.75%
ICICI Bank10.99 – 16.50%
Bajaj Finserv11.99 – 16.00%
Fullerton India14.00 – 33.00%
Kotak Mahindra10.99 – 17.25%
IndusInd Bank12.99 – 17.00%
Standard Chartered12.00 – 17.00%

Processing Fees / Prepayment Charges on Personal Loans in Mumbai

BanksProcessing FeePre Payment Charges
Bajaj FinservUpto 2.00%Upto 4% post 1st EMI clearance
ICICI Bank1999 to 2.50%Zero or 5.00%
Axis Bank2.00%Nil
Kotak1.5 – 2.00%5.00%
HDFC Bank0.8% – 2.00%4.00%
Fullerton India2.00%Upto 7.00%, 0% after 3 year
Standard Chartered
Up to 1%Upto 5.00% of loan amount

Mumbai Personal Loan Overview:

Mumbai – the commercial, financial and entertainment hub of India – is also one of the wealthiest cities in the country. It generates over 6 per cent of India’s GDP and is also among top commercial centres globally.
 
For Mumbaikars, consumer durables such as air-conditioners, refrigerators, built-in ovens and microwaves are not luxury but a necessity. Though the average salary is high, still people find that their earnings are less as compared to their expenditure. To meet the shortfall, banks and other financial institutions offer personal loans at competitive rates and flexible tenure.
 
Generally, people prefer personal loans to meet expenditures on renovation of home, medical emergency, marriage functions and festivals as they get a lump sum on credit without any hassles and get flexibility in repayment.
Many people plan vacation to foreign destinations which can be very expensive and may burn a deep hole in their pocket. In such a situation, they avail personal loans to meet the expenses and then repay the loan in easy EMIs.
 
At Deal4loans, you can check out for:
• Personal loans in Mumbai
• Instant e-approval
• Special offers
• Interest rates and EMIs being offered by major banks and institutions
• Processing fee and other charges
 

You may get a good discount on interest rates, Processing fees & prepayment charges on personal loans if you are working in the following top companies:
 
Tata Consultancy Services | Accenture | Capgemini | L&T Infotech | J.P. Morgan | Larsen & Toubro | iGATE | Reliance Industries | Deloitte | Fractal Analytics | eClerx | Reliance Communications | CRISIL | Syntel | Wipro | Mastek | Oracle | Tech Mahindra | Tata Motors

Personal Loan EMI Calculator Mumbai

पर्सनल लोन व्यक्तिगत ऋण ईएमआई कैलकुलेटर मुंबई

वैयक्तिक कर्ज ईएमआय कॅल्क्युलेटर मुंबई

To calculate your personal loan emi in Mumbai, you have follow simple 3 steps, which are as follows:

  1. Enter Personal Loan amount
  2. Interest Rate (bank offered to you)
  3. Repayment period
  4. Submit & EMI calculation’s on your screen

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

For customer’s satisfactions or help here’s some examples which helps you to know how much you have to pay for the personal loans for the respective yearly repayment period. Examples of personal loans amount in Mumbai.

Pre-calculated emi for personal loans in Mumbai with the help of personal loan emi calculator:

Loan AmountTenure In YearsInterest RateMonthly EMI
100000316.00%Rs. 3,516
125000214.00%Rs. 6,002
175000315.00%Rs. 6,066
200000214.50%Rs. 9,650
230000412.00%RS. 6,057
300000312.75%Rs. 10,072
400000513.50%Rs. 9,204
600000514.60%Rs. 14,148
800000513.20%Rs. 18,284
900000512.00%Rs. 20,020

Best Banks for Personal Loan in Mumbai

मुंबईतील वैयक्तिक कर्जासाठी उत्तम बॅंक

SBI Personal LoanBajaj Finance Personal LoanICICI Bank Personal Loan
Standard Chartered Personal LoanHDFC Bank Personal LoanKotak Bank Personal Loan
UBI Personal LoanTata Capital Personal LoanIndusInd Personal Loan
HSBC Personal LoanIDBI BankFullerton Personal Loan
AXIS Bank Personal LoanBank of Baroda Personal LoanBOM Personal Loan

List of documents required to apply for personal loan in Mumbai:

मुंबईतील वैयक्तिक कर्जासाठी अर्ज करण्यासाठी आवश्यक कागदपत्रांची यादी:

 
For salaried persons:
• Identity proof
• Address proof
• Bank statements of last 3-6 months
• Salary slip
• Guarantors and their set of documents
 
For self-employed customers:
• Balance sheets
• Profit and loss account
• Partnership deed and other documents

List of Bank branches for Personal loans in Mumbai

मुंबईतील वैयक्तिक कर्जासाठी बँकेच्या शाखांची यादी

Indian Bank – Sainara, No. 17, Cuffe Parade, Captain Prakash Pethe Marg, Cuffe Parade, Mumbai – 400005
State bank of Patiala – 447, The Bureau, Chembur Naka, Ramakrishna Chemburkar Marg, Jai Ambe Nagar, Chembur Gaothan, Kurla East, Mumbai, Maharashtra 400071
Indusind Bank – Mamta House, 231, Swami Vivekanand Rd, Bandra West, Mumbai, Maharashtra 400050
Axis Bank – Ground Floor, Jeevan Prakash Building, Sir P.M. Road, Fort, Mumbai, Maharashtra 400001
United Bank – Ground Flrth Floo, Shree Sanathan Dharam Sch, R C Marg, Chembur East, Mumbai – 400071
HDFC Bank – Netaji Subhash Chandra Bose Rd, Churchgate, Mumbai, Maharashtra 400020
HDFC Bank – CST Road, Vidya Nagari, Kalina, Santacruz East, Mumbai, Maharashtra 400098
Bajaj Finserv – 1, Western Express Hwy, Hanuman Tekdi, Goregaon, Mumbai, Maharashtra 400063
Bajaj Finance – B-10, 1 st Floor, Shree Ram Industrial Estate, Sharda Talkies Road, Opp Vadala Udyog Bhavan, Katrak Road, Mumbai, 400031
ICICI Bank – Yadav Patel Lane, Chandrakant Dhuru Wadi, Dadar West, Mumbai, Maharashtra 400028
ICICI bank – Pattathu House,, 45-C, Kalina Kurla Rd, Kalina, Santacruz East, Mumbai, Maharashtra 400029
Axis Bank – Sai Heritage, Tilak Road, Near Balaji Mandir, Ghatkopar East, Mumbai, Maharashtra 400077
Axis Bank ltd – Plot No. C/20, Sona Building, 1st Rd, Opp BMC Ward Office, Chembur, Mumbai, Maharashtra 400071
Standard chartered – B-21, Sanghvi Paritosh, V C Metha Road, Jvpd Scheme, Mumbai – 400049
Tata capital – VB Gandhi Marg, Kala Ghoda, Fort, Mumbai, Maharashtra 400001

Private Finance Companies available in Mumbai

मुंबईमध्ये खाजगी वित्त कंपन्या उपलब्ध आहेत

An unsecured personal loans is your way out for all your urgency even when the banks reject you. Private financier in Mumbai region is a convenient way to get personal loans if your application is rejected by the banks these private financier will be a helpful option for you.
In contempt of the fact that these private financier companies help you when you are in the utmost need of money but has its conditions, it comes with a higher interest rates than any regular banks.
(As your financial companion we do not endorse to employ loans from companies until and unless you are in an immense problem.)

Some of the private financier in Mumbai region are listed below:

Name of the companyAddress
Economic BazarHouse no. 303, 3rd floor, Balaji Niwas Versova,Andheri West Mumbai-400061
Loan HarborHouse no. 403, S.K. Colony, Dahisar West, Mumbai-400068
Capital AvenueMunicipal Market , Ville Parle East, Mumbai-400002
Aphelion Finance Private Limited4, Vaibhav Mulund, Zaver Cross Road, Behind Icici Bank, Mulund West, Mumbai, Maharashtra 400080
Shreeji AssociatesHouse no. 606, Orchid Plaza, Borivali West, Mumbai-400092
Go4LoanMithi Manzil, J.P. Road, Andheri East, Mumbai-400053
Aarti ConsultancyHouse no. 205/206,Crescent Business Park, Andheri Kurla Road, Safed pool, Saki Naka, Andheri East Mumbai-400069