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Rate of Interest

8.65% - 8.85%

8.65% - 8.75%

8.50% - 8.70%

8.90% - 9.10%

8.85%
8.80%
Processing Fee (0.50% - 1.00% of the loan amount or Rs. 1500/- (Rs. 2000/- for Mumbai, Delhi & Bangalore), whichever is higher + S. Tax & Surcharge) Upto 0.50% of the loan amount or Rs.2,000 whichever is higher, plus applicable taxes. Govt Employees : Rs 1000 + S Tax
Others : Rs 2500 + S Tax
0.25% - 0.5% 0.5% + ST or Rs 25,000 + ST (whichever is higher) Rs. 5000 (Application fee)
Loan Amount Rs.8,00,000 - Maximum
80% of the Cost of the Property
(Subject to Income Eligibility)
Loan amount upto 75 lacs : 80% of the property cost
Loan amount above 75 lacs : 75% of the property cost
Loans upto 80% of the property value Loans upto 80% of the property value. Rs.1,00,000 - Rs.2,00,00,000 Rs.5,00,000 - Rs.10,00,00,000
Prepayment Charges No prepayment charge on floating rate home loan For one year, two year and three year fixed rate loan the prepayment charge is 2% of the outstanding loan amount plus applicable service tax and surcharge till the time loan is under fixed rate No prepayment charges shall be payable for partial or full prepayments irrespective of the source NIL NIL NIL NIL
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