- Quick Apply Home loan @ 8.25% 2018
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Rate of Interest

8.35% - 8.90%

8.35% - 8.80% 8.40% - 9.35%

8.35% - 8.80%

8.35% - 9.25%

8.35% - 8.75%
8.60% - 8.85%
Processing Fee (0.35% of Loan amount or 10000) + Taxes Subject to minimum 2000+Service tax (0.50% - 1.00% of the loan amount or Rs. 1500/- (Rs. 2000/- for Mumbai, Delhi & Bangalore), whichever is higher + S. Tax & Surcharge) Upto 0.50% of the loan amount or Rs.2,000 whichever is higher, plus applicable taxes. Govt Employees : Rs 1000 + S Tax
Others : Rs 2500 + S Tax
0.50% Or 10,000 + GST , whichever is higher. 0.5% + ST or Rs 25,000 + ST (whichever is higher) Rs. 5000 (Application fee)
Loan Amount Loan amount upto 30lac: 90%
Loan amount above 30lac- upto 75Lac: 80%
Loan amount above 75Lac: 75%
Rs.8,00,000 - Maximum
80% of the Cost of the Property
(Subject to Income Eligibility)
Loan amount upto 75 lacs : 80% of the property cost
Loan amount above 75 lacs : 75% of the property cost
Loans upto 80% of the property value Loans upto 80% of the property value. Loan Amount upto 30Lac: 90% of Property
Loan Amount above 30Lac – 75Lac : 80% of property
Loan Amount Above 75Lac: 75% of property
Loan Amount upto 30Lac: 90% of Property
Loan Amount above 30Lac – 75Lac : 80% of property
Loan Amount Above 75Lac: 75% of property
Prepayment Charges No Prepayment or foreclosure Charges No prepayment charge on floating rate home loan For one year, two year and three year fixed rate loan the prepayment charge is 2% of the outstanding loan amount plus applicable service tax and surcharge till the time loan is under fixed rate No prepayment charges shall be payable for partial or full prepayments irrespective of the source NIL NIL NIL NIL
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  • Disclaimer: Information is sourced from respective Banks websites. We don't provide Loans on our own but ensures your information is sent to bank which you have opted for and we do not charge any fee from our customers. We don't do short term loans. Deal4loans has no sales team on its own and we just help you to compare loans. We do not provide any dsa of Banks. All loans are on discretion of the associated Banks. Read More