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Loan Partners
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Maximum Home loan Bank Tie ups in online space |
| Banks | State Bank of India | ICICI Bank | HDFC Ltd | LIC Housing | PNB Housing Finance | Axis Bank | Citibank |
| Rate of Interest | 8.15% - 8.65% | 8.65% - 9.20% | 8.25% - 8.75% | 8.35% - 8.95% | 9.05% - 9.30% | 8.70% - 9.05% | 8.90% - 9.40% |
| Processing Fee | 0.35% + GST, Nil for Govt Employees | Rs 10,000+ AT or 0.25% + AT ( Which ever is lower) | Upto 0.50% of the loan amount or Rs.2,000 whichever is higher, plus applicable taxes. | Nil till 31.12.2019 | 0.50% Or 10,000 + GST , whichever is higher. | 0.5% + ST or Rs 25,000 + ST (whichever is higher) | Rs. 5000 (Application fee) |
| Loan Amount | Loan amount upto 30lac: 90% Loan amount above 30lac- upto 75Lac: 80% Loan amount above 75Lac: 75% |
Rs.8,00,000 - Maximum 80% of the Cost of the Property (Subject to Income Eligibility) |
Loan amount upto 75 lacs : 80% of the property cost Loan amount above 75 lacs : 75% of the property cost |
Loans upto 80% of the property value | Loans upto 80% of the property value. | Loan Amount upto 30Lac: 90% of Property Loan Amount above 30Lac – 75Lac : 80% of property Loan Amount Above 75Lac: 75% of property |
Loan Amount upto 30Lac: 90% of Property Loan Amount above 30Lac – 75Lac : 80% of property Loan Amount Above 75Lac: 75% of property |
| Prepayment Charges | No Prepayment or foreclosure Charges | No prepayment charge on floating rate home loan For one year, two year and three year fixed rate loan the prepayment charge is 2% of the outstanding loan amount plus applicable service tax and surcharge till the time loan is under fixed rate | No prepayment charges shall be payable for partial or full prepayments irrespective of the source | NIL | NIL | NIL | NIL |
