| Banks |
Citibank |
PNB Housing Finance |
AXIS Bank |
LIC Housing |
HDFC Ltd |
State Bank Of India (SBI) |
ICICI Bank |
| Rate of Interest |
8.50% |
8.50% - 10.35% |
8.60% - 9.05% |
8.65% - 10.25% |
8.65% - 9.35% |
8.85% - 9.65% |
9.00% - 9.70% |
| Processing Fee |
0.5% + ST or Rs 25,000 + ST (whichever is higher) |
Rs.10000 + GST |
Up to 1% of the Loan amount subject to minimum of Rs.10,000/- |
Below 1 Cr: Upto Rs.10000 + AT
Above 1 Cr: Rs.20000 + AT |
3000 + Tax (Salaried), 5000 + Tax (S. Employed) |
Nil till 31.03.2023 |
2999+GST for CIBIL Score above 710, .50% + GST for Score below 710.50% + GST for Score below 700 |
| Loan Amount |
Loan Amount upto 30Lac: 90% of Property Loan Amount above 30Lac - 75Lac : 80% of property Loan Amount Above 75Lac: 75% of property |
Loan Amount upto 30Lac: 90% of Property Loan Amount above 30Lac - 75Lac : 80% of property Loan Amount Above 75Lac: 75% of property |
Loans upto 80% of the property value |
Loan amount upto 75 lacs : 80% of the property cost Loan amount above 75 lacs : 75% of the property cost |
Rs.8,00,000 - Maximum 80% of the Cost of the Property (Subject to Income Eligibility) |
Loan amount upto 30lac: 90% Loan amount above 30lac- upto 75Lac: 80% Loan amount above 75Lac: 75% |
upto 90% of market value |
| Prepayment Charges |
NIL |
NIL |
Up to 1% of the Loan amount subject to minimum of Rs.10,000/- |
Below 1 Cr: Upto Rs.10000 + AT
Above 1 Cr: Rs.20000 + AT |
3000 + Tax (Salaried), 5000 + Tax (S. Employed) |
No Prepayment or foreclosure Charges |
3000 + Tax |
