Personal Loan Delhi Interest Rates June 2019 – Instant online approval

Apply Personal Loan in Delhi Online. Compare special offers on interest rates 2019, Check EMI from all major providers in Delhi such as HDFC Bank, Axis bank, Fullerton India, Bajaj Finance, Capital First, IndusInd, Kotak, ICICI Bank & Standard Chartered.

Personal Loan Delhi details:

Interest Rates11.49% – 26.00%
Processing Fees0.99% – 3.00%
Pre payment ChargesNil – 5.00%
Repayment PeriodUpto 7 years
Cibil ScoreMin. 750
Lowest EMIRs. 2199.26 per lac

₹ 273,923 crores worth of Personal Loan Applications received! (last updated on 25 June 2019)

Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks. Check CIBIL score absolutely FREE.

Loan Amount

Employment Status


Being the National Capital, the cost of living in Delhi is exceptionally high. Despite decent salary hikes, it is sometimes tough for those belonging to upper middle class to maintain their standard of living or meet financial responsibilities.
In such a situation, you may meet your financial requirements by availing a personal loan.

Personal Loan Banks

At Deal4loans, you can check out for:
• Personal loans in Delhi
• Instant e-approval
• Special offers
• Interest rates and EMIs being offered by major banks and institutions including HDFC Bank, ICICI Bank, Axis Bank, Fullerton India, Bajaj Finance, Fullerton India, Tata Capital & Standard Chartered.
• Processing fee and other charges

Personal Loan Interest Rates in Delhi 2019

BanksInterest Rates
HDFC Bank10.99 – 20.75%
ICICI Bank10.99 – 16.50%
Bajaj Finserv11.99 – 16.00%
Fullerton India14.00 – 33.00%
Kotak Mahindra10.99 – 17.25%
IndusInd Bank12.99 – 17.00%
Standard Chartered12.00 – 17.00%

Processing Fees / Prepayment Charges on Personal Loans in Delhi

BanksProcessing FeePre Payment Charges
Bajaj FinservUpto 2.00%Upto 4% post 1st EMI clearance
ICICI Bank1999 to 2.50%Zero or 5.00%
Axis Bank2.00%Nil
Kotak1.5 – 2.00%5.00%
HDFC Bank0.8% – 2.00%4.00%
Fullerton India2.00%Upto 7.00%, 0% after 3 year
Standard Chartered
Up to 1%Upto 5.00% of loan amount

If you are one of those who have a penchant for latest gadgets, you need to have a considerable amount at your disposal. Even then you may not be able to keep pace with the changing trend as every other day a new product is launched in the market.
Similarly, a medical emergency demands huge funds and not everybody is prepared to meet such a situation. A lump sum is also required if a function such as marriage is on the cards in the family.

Moreover, you can also dispose of credit card loans by opting for personal loan.
In view of stagnation in real estate sector in north India, many builders are offering special schemes to attract buyers. They ask the customers to pay 20 per cent down payment amount initially and demand the remaining sum when the project gets completed. In this case, many customers do not avail home loan and go for personal loan.
Personal loans have a limit of up to Rs 30 lakh and come with repayment tenure of four to five years.
There are many who plan holidays to foreign shores and instead of putting in lump sum from their pocket, they prefer to take a loan and repay in easy instalments.

Personal Loan EMI Calculator Delhi

To calculate your personal loan emi in Delhi, you have follow simple 3 steps, which are as follows:

  1. Enter Personal Loan amount
  2. Interest Rate (bank offered to you)
  3. Repayment period
  4. Submit & EMI calculation’s on your screen

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

For customer’s satisfactions or help here’s some examples which helps you to know how much you have to pay for the personal loans for the respective yearly repayment period. Examples of personal loans amount in Delhi.

Pre-calculated emi for personal loans in Delhi with the help of personal loan emi calculator:

Loan AmountTenure In YearsInterest RateMonthly EMI
100000215.00%Rs. 4,849
120000216.00%Rs. 5,818
150000314.00%Rs. 3,418
200000313.00%Rs. 5,054
220000412.00%Rs. 5,267
300000412.50%Rs. 5,848
340000513.50%Rs. 6,903
400000514.50%Rs. 8,000
450000513.00%Rs. 9,101
500000512.00%Rs. 10,010

Best Banks for Personal Loan in Delhi

SBI Personal LoanBajaj Finance Personal LoanICICI Bank Personal Loan
Standard Chartered Personal LoanHDFC Bank Personal LoanKotak Bank Personal Loan
UBI Personal LoanTata Capital Personal LoanIndusInd Personal Loan
HSBC Personal LoanIDBI BankFullerton Personal Loan
AXIS Bank Personal LoanBank of Baroda Personal LoanBOM Personal Loan

Documents requirement for Personal Loans Delhi:

Following documents are required by financial institutions to process the loan application :

in case of Salaried

  • Identity proof
  • 3 to 6 months Bank statements
  • Residence proof
  • Salary slip
  • Guarantors & their same set of documents

In case of Self Employed

  • Balance Sheets
  • Profit & Loss Account
  • Partnership Deed & other mandatory documents etc.

About Delhi:

There has been a tremendous growth in the population of Delhi in the past one decade. According to Census 2011, Delhi has a population of 1.68 crores. This figure was 1.39 crores as per 2001 Census. The figure is likely to rise by 40% by 2020. There has also been a sea change in facilities such as transport system, education and healthcare facilities being offered in the city. The facilities and opportunities that Delhi provides also attract people from all parts of the country.

List of Bank Branches for apply personal loans in New Delhi

Axis BankGround and First Floor Ravissance House 1, Ring Road, Lajpat Nagar – IV, New Delhi110024
Bajaj Finserv3rd Floor, C – 111, Lagpat Nagar – I, Opp. Defence Colony Market, New Delhi110024
HDFC BankE 6 Masjid Moth Greater Kailash Ii New Delhi110048
ICICI BankNo 82, Janpath Delhi, New Delhi, Delhi110001
Indusind BankM-56, Greater Kailash II Main Market, New Delhi110048
Kotak79, Old Rajinder Nagar Market, New Delhi110060
Tata CapitalShop No. 2, L-13, Kalkaji, New Delhi110019
Fullerton1st & 2nd Floor, No. 14, C Block, Community Centre, Janakpuri, New Delhi110058
HDFC BankR – 2, Inderpuri – – New Delhi110012
HDFC BankPlot No. – 9, Service Center Rohini North Delhi New Delhi110085
Tata CapitalGround Floor, Shop 22, PP Tower Netaji Subash Place, Pitampura, New Delhi110034
Indusind BankPlot No 2, State Bank Nagar, Pashchim Vihar, New Delhi110063
Bajaj FinservOffice No 1052, 10 Floor, Aggarwal Metro Heights, Plot – E5, Netaji Subhash Place,Pitampura, New Delhi110034
Fullerton2nd floor, Flat No. 203, Sanchi Building, Nehru Place, New Delhi110019
KotakGround Floor, Shop No. 37, Satya Niketan, Opposite Venketesh College,, New Delhi110021

Private Finance Companies available in Delhi/NCR

Private financier are available in Delhi/NCR region that does not bother about the previous credit history or your CIBIL score, you had with a particular bank. They provide you with instant loan within a short period of time.

In contempt of the fact that these private financier companies help you when you are in the utmost need of money but has its conditions, it comes with a higher interest rates than any regular banks.

(As your financial companion we do not endorse to employ loans from companies until and unless you are in an immense problem.)

Some of the private companies are listed below:

Name of the companyAddress
V.S. Global Consultancy ServicesHouse no. 8/329 Chetna Sadan, Ground Floor, Lalita Park, Laxmi Nagar, Delhi-110092
Sai Credit and InvestmentDLF, Ankur Vihar, Gokulpuri, Delhi-110094
Crown MarketingHouse no. 401, Plot no. 953-956, 4th floor, Gali no. 4, A.J. Chamber, Naiwala, Karol Bagh – Delhi-110005
C.L.C. ServicesHouse no. 16/13, 1st floor, Joshi Road, Rothak Road, Karol Bagh, Delhi-110005
Kuber Financial Co.Cabin no. 2, Basement 23/4, Chatta Bhawan, Shakti Nagar, Delhi- 110007
Aadhishakti Global Services Pvt. Ltd.House no. 409-410, 4th floor, D.C. Chowk, S.G. Shopping Mall, Rohini Sector 9, Delhi-110086
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 2 reviews
by Sanjeev on Personal Loan Delhi
Excellent service

Got loan approved within 8 working hours.

by Anmol Kumar on Personal Loan Delhi
personal loan

I got better Rate through D4L. And very convenient way to apply and got the better deal through all banks and i chose SCB which gave me least ROI.

kudos team!!