| Banks Name |
Rate of Interest |
Processing Fee |
Loan Amount |
Prepayment Charges |
Disbursal Time |
Part Payment Option |
| Bajaj Finance |
10% - 18% |
1.50% - 3.99% |
Rs.1,00,000 - Rs.35,00,000 |
4.72% inclusive of taxes |
Within 24 Hours |
Yes |
| IndusInd Bank |
10.25% - 26% |
3.5% |
Rs.30,000 - Rs.25,00,000 |
4% + GST (after 12 EMIs) |
2-4 Days |
No |
| ICICI Bank |
10.60% - 16.50% |
Up to 2% |
As per Eligibility |
3% + GST (Nil after 12 EMIs) |
24-72 Hours |
Yes |
| Yes Bank |
10.85% - 21% |
2.50% |
Rs.25,000 - Rs.40,00,000 |
2% Part Prepayment + taxes; Foreclosure: 4%(13-24m), 3%(25-36m), 2%(37-48m), Nil(>48m) |
Few Hours - 5 Days |
Yes |
| Tata Capital |
10.99% - 17.99% |
3.5% + GST |
Up to Rs.35,00,000 |
0% up to 25%; 6.5%(within 12m) / 4.5%(after 12m) on excess |
3-4 Days |
Yes |
| SMFG India Credit |
10.99% - 24% |
Up to 5% + GST |
Up to Rs.30,00,000 |
0% - 7%; Lock-in 6-12 months |
30 Min - 48 Hours |
No |
| Kotak Bank |
10.99% - 24% |
2.50% - 5% |
Rs.50,000 - Rs.35,00,000 |
Floating: Nil; Fixed: 4%(up to 3yr), 2%(after 3yr) |
Few Hours - 2 Days |
Yes |
| KreditBee |
12% - 29.95% |
Up to 5.1% + GST |
Up to Rs.10,00,000 |
4% of Principal + GST |
15 Min - 3 Working Days |
Yes |
| Unity Small Finance Bank |
15.50% - 30% |
3.25% + e-franking |
Up to Rs.5,00,000 |
4% after 6-month lock-in |
15 Min - 2 Hours |
Yes |
| Navi Finserv |
9.90% - 36% |
zero |
Up to Rs.20,00,000 |
Nil (Zero Prepayment Penalty) |
5-20 Minutes |
Yes |
| Poonawalla Fincorp |
9.99% - 18% |
0% - 3% + GST |
Rs.1,00,000 - Rs.50,00,000 |
Nil after 6 EMIs, else 4% |
Instant (1-2 Days) |
Yes |
| IDFC First Bank |
9.99% - 18% |
1.5% - 2% + GST |
Rs.1,00,000 - Rs.1,00,00,000 |
Up to 5%; Zero for FIRSTmoney |
30 Min - 7 Days |
Yes |
| HDFC Bank |
9.99% - 24% |
Up to 2.50% (Max Rs.25,000) |
Rs.25,000 - Rs.40,00,000 |
4%(0-24 EMIs), 3%(24-36 EMIs), 2%(after 36 EMIs) |
At Bank's Discretion |
Yes |
| Ram Fincorp |
Up to 35% p.a. |
Up to 5% |
Rs.5,000 - Rs.2,00,000 |
Zero |
~30 Minutes |
Yes |
|
