|Interest Rates||6.95% - 8.05%|
|Processing Fees||0.50% of loan amount plus applicable taxes|
|Pre payment Charges||Nil|
|Loan Amount||upto 90% of market value|
|Lowest EMI||Rs.662 per lakh|
|Min. Income||Rs.18000/- p.m|
|Loan Repayment||1 to 30 years|
|Special Rates - Home Loan & Balance Transfer|
|Upto 35 Lakh||6.90%|
|> 35 Lakh||7.00%|
|Upto 35 Lakh||7.05%|
|> 35 Lakh <=75 Lakh||7.10%|
|Flat Pricing for special categories (all loan amount) : All bureau score|
|Category||ROI (For all bureau Scores)|
|Defense Employee, Top 60 Corporates. Top 30 Developer, Infosys Group, TATA Group, ICICI Group, Doctor (MD, MS)||6.90%|
|Product||Standard fee structure||Pre Approved Fees|
|HL/Land Loan||Rs 10,000+ AT or 0.25% + AT ( Which ever is lower)||3100 /- ( Inclusive Taxes)|
|BT HL||Rs 10,000+ AT or 0.25% + AT ( Which ever is lower)||3100 /- ( Inclusive Taxes)|
|TOP Up with BT||1.00%+AT*||0.5% of Loan Amount + Tax|
|LAP (Resi & Comm),HL Top up, HIL, NRP, LRD, LAP Top UP, BT LAP||1.00% + AT*||0.5% of Loan Amount + Tax|
|Administrative charges||₹ 5,000 +AT* (or) 0.25%+AT* whichever is lower||₹ 5,000 +AT* (or) 0.25%+AT* whichever is lower|
|Special applicable fee for Home Loans/Land Loans||PF|
|Super work site||Rs. 2,500 + AT*|
|ICICI Bank||Salaried & Professional||Non Salaried & Non Professional|
|Up to ₹ 35 lacs||6.95% to 7.60%||7.20% to 7.85%|
|Above₹ 35 lacs to ₹ 75 lacs||7.20% to 7.75%||7.35% to 7.95%|
|Above ₹ 75 lacs||7.30% to 7.95%||7.45% to 8.05%|
|Segment||Floating Interest Rates|
|Salaried (Any Loan Amount)||7.10% - 7.35%|
|Self Employed (Any Loan Amount)||7.25% - 7.50%|
Now more peace of mind to your imagination and get your dream home with ICICI Bank 30 - year Home Loans. With a longer repayment tenure, you can avail higher loan amount and still keep your EMIs small.
30 year Home loans are available for women borrower and for applicants working for select group of companies.
ICICI Bank offers housing loan schemes under various names such as:
ICICI Bank Extraa Home Loans - allow you to enhance your loan amount by up to 20% and also provide you an option to extend the repayment period up to 67 years of age. This facility provides the dual advantage of improved affordability and a longer repayment period.
ICICI Bank Pragati Home Loans - Witness your dream of owning a house turn into reality with ICICI Bank Pragati Home Loans. Home Loans offered to affordable housing segment.
Pradhan Mantri Awas Yojana - ICICI Bank is pleased to offer "Credit Linked Subsidy Scheme" for EWS and LIG categories under Pradhan Mantri Awas Yojana. The scheme was announced by our honourable Prime Minister Narendra Modi and envisages the vision of housing for all by the year 2022.
Balance Transfer Home Loan - Lower your EMI burden by transferring your existing home loan to ICICI Bank!
You can transfer your existing Home Loan from other Banks and Non Banking Financial Companies (NBFCs) to ICICI Bank and enjoy long term savings.
Top Up Loan linked to Home Loan - availed by home loans customers against their property and can be used to fulfil their immediate needs. Further, since the tenure of the loan is the same as the existing home loan tenure, payment of EMIs becomes easy.
Home Improvement Loans - offered to facilitate improvement of a self-owned dwelling unit to existing or new customers. Thus, you can add or improve facilities in your dwelling unit through a loan at lower rate of interest.
Land Loan - provide you an opportunity to purchase a residential plot of land for self-construction. You can choose to invest in a residential plot of land today and plan for a self-construction in future. However, the construction of property has to be completed within two years from the date of first disbursement of the loan.
Office Premises Loan ( Non Residential Property) - A self-employed businessman or professional needs a permanent address to set up his business. ICICI Bank's Non-Residential Premises Loans makes it easy and convenient to do that. The loan covers purchase, construction, extension and improvement of your customer's office premises. The loan may also be packaged to include the estimated renovation expenses.
ICICI Bank Express Home loan offers online sanction of loan within 8 hours. ICICI Bank offers 8.10% interest rates for women borrowers. Maximum tenure period of 30 years. Borrowers can switch to ICICI bank with Top Up facility. ICICI Bank well known for its high eligibility & lower interest rates & sanction time.
Borrowers can also check the approved projects list of ICICI Bank for Agra, Ahmedabad, Amritsar, Bengaluru, Biwadi, Bhopal, Chandigarh, Chennai, Coimbatore, Dehradun, Faridabad, Gandhi Nagar, Ghaziabad, Goa, Greater Noida, Gurgaon, Hyderabad, Indore, Jaipur, Kochi, Kolkata, Lucknow, Ludhiana, Mangalore, Mohali, Mumbai, Mysore, Nagpur, Nashik, Navi Mumbai, New Delhi, Noida, Panipat, Pune, Raipur, Sonepat, Thane, Trivandrum, Vadodara, Visakhapatnam.
Calculate ICICI Bank Home Loan EMI with Calculator
Moreover, application processing through our TABLET and Smart phone applications ensures faster approval of your home loan.
Enter Your Reference Number or Form Number To check the status of your loan application, please enter your Reference Number or Form Number and click on the 'Submit' button. (Here)
|Age||21years to 65years||21years to 65years|
|Income||Rs.2,16,000 (p.a)||Rs.2,16,000 (p.a)|
|Loan Amount Offered||8,00,000 - 1,00,00000||8,00,000 - 2,00,00000|
|Processing Fee||Rs 10,000+ AT or 0.25% + AT ( Which ever is lower)||Rs 10,000+ AT or 0.25% + AT ( Which ever is lower)|
|Documentation||1) Application form with photograph 2) Identity & residence proof 3) Latest salary slip 4) Form 16 5) Last 6 months bank statements 6) Processing fee cheque||1) Application form with photograph 2) Identity & residence proof 3) Proof of business existence 4) Profile of the Business 5) Last 3years ITR 6) Last 6 months bank statements 7) Processing fee cheque|
Close your ICICI Bank home loan? What are the charges for prepaying loan?
The prepayment charges are as under:
**Home Equity Loan/Home Equity Enhancement Loan, Office Premises Loan and Lease Rental Discounting Loan.
Available Products of ICICI Bank are: