ICICI Bank Home Loan ICICI Bank Home Loan

ICICI Home Loans: Apply online for ICICI housing loan at lowest rates. Get Quotes on Eligibility, Per month EMI, Documents, Procedure through Deal4loans.com for 5,7,8,9,10,15,20,25 lakh of loan amount.

1% Cashback on Home Loan: 1% cashback on every home loan emi. Cashback benefit for upto 30 years*. Balance Transfer facility available.

ICICI Home Loan Details:

Interest Rates for Women 8.35% - 8.80%
Interest Rates for Others 8.40% - 8.85%
Processing Fees 0.50% - 1.00% of the loan amount or Rs. 1500/- (Rs. 2000/- for Mumbai, Delhi & Bangalore) + GST
Pre payment Charges Nil
Loan Amount upto 90% of market value
Lowest EMI Rs.758/lakh - Rs.762/lakh
Min. Income Rs.12000/- p.m
Loan Repayment 1 to 30 years

ICICI Bank Home Loan - Apply Online & your CIBIL score absolutely FREE.

Loan Amount
Occupation
Annual Income
City
54,02,013 loan quotes taken till now.
  • 54 lakh customers serviced to get best Loan deals with deal4loans. Deal4loans views Published @ yourstory.com
  • As RBI cuts rate, should you go for fixed home loan Deal4loans views Published @ Economic Times online.

ICICI Bank Home Loan offers you Home Loan for following purposes:-
1. Home Loan- If you want to purchase a new home then you can apply individually or jointly.
2. Home Improvement Loan- For your home improvement you can take the Home Improvement Loan from ICICI Bank.
3. EMI Under Construction- EMI Under Construction helps you to make payments in EMI, in a partly sanctioned loan for an under construction project.
4. Balance Transfer-ICICI Bank Home Loan gives you facility to transfer your running loan from an other Bank
5. Top-Up Loan- ICICI Bank Home Loan facilitates the Top-Up Loan, an additional funding against the security of your property.

About ICICI Bank:

ICICI Bank Express Home loan offers online sanction of loan within 8 hours. ICICI Bank offers 9.40% interest rates for women borrowers. Maximum tenure period of 30 years. Borrowers can switch to ICICI bank with Top Up facility. ICICI Bank well known for its high eligibility & lower interest rates & sanction time.

Borrowers can also check the approved projects list of ICICI Bank for Agra, Ahmedabad, Amritsar, Bengaluru, Biwadi, Bhopal, Chandigarh, Chennai, Coimbatore, Dehradun, Faridabad, Gandhi Nagar, Ghaziabad, Goa, Greater Noida, Gurgaon, Hyderabad, Indore, Jaipur, Kochi, Kolkata, Lucknow, Ludhiana, Mangalore, Mohali, Mumbai, Mysore, Nagpur, Nashik, Navi Mumbai, New Delhi, Noida, Panipat, Pune, Raipur, Sonepat, Thane, Trivandrum, Vadodara, Visakhapatnam.


ICICI Bank Home Loan Application Status: Moreover, application processing through our TABLET and Smart phone applications ensures faster approval of your home loan.

ICICI Bank Pradhan Mantri Awas Yojana

ICICI Bank is pleased to offer "Credit Linked Subsidy Scheme" for EWS and LIG categories under Pradhan Mantri Awas Yojana. The scheme was announced by our honourable Prime Minister Narendra Modi and envisages the vision of housing for all by the year 2022


ICICI Bank Home Loan Interest Rates October 2017 (Updated on 03 Oct 2017)

Floating Interest Rates for Women

8.35% - 8.80%

Fixed Rates for Women (5 & 10 Year)

8.70% - 8.90%

Fixed Interest Rates for women upto 30 Years

9.70% - 10.05%

Interest Rates for Weaker Section

8.35% (Floating)

Floating Interest Rates for Others (Salaried & Self Emp)

8.40% - 8.85%

Fixed Rates for Others (2, 3 & 10 Year)

8.70%, 8.75% - 8.95%

Fixed Interest Rates for others upto 30 Years

9.75% - 10.10%

 

Features & Benefits of ICICI Bank Home Loan

  • Attractive Home Loan Rates
  • No charges on part pre-payment of your Home Loan
  • Top Up & Home Improvement Loan facility available on existing Home Loan
  • Home loan amounts suited to your needs
  • Home Loan tenure upto 25 years
  • Simplified Documentation
  • Doorstep Delivery of home loan papers
  • Sanction approval without having selected a property.
  • Free Personal Accident Insurance policies
  • Insurance options for your home loan at attractive premium


Trends of last 5 Years ICICI Home loans vs RBI Repo rate

Date Change by RBI in Rate Cut New Repo Rate Date New Base Rate ICICI Bank
29 Sep 2015 0.50% - 6.75% 01-Oct-15 9.35%
4-Mar-150.25%-7.50% 10-Apr-15 9.75%
15-Jan-150.25%-7.75%
28-Jan-140.25% +8.00%
29-Oct-130.25% +7.75% 23-Aug-13 10.00%
20-Sep-130.25% +7.50%  
3-May-130.25% -7.25%
19-Mar-130.25% -7.50% 
29-Jan-130.25% -7.75%  
17-Apr-120.50% -8.00% 23-Apr-12 9.75%
25-Oct-110.25% +8.50%13-Aug-1110.00%
16-Sep-110.25% +8.25% 
26-Jul-111.25% +8.00% 4-Jul-11 9.50%
25-Jan-116.50% 7-May-11 9.25%

Documentation required for ICICI Bank Home Loan


  Salaried Self employed
Age 21years to 65years 21years to 65years
Income Rs.1,44,000 (p.a) Rs.1,50,000 (p.a)
Loan Amount Offered 2,00,000 - 1,00,00000 2,00,000 - 2,00,00000
Tenure 5years-20years 5years-20years
Current Experience 1years 3years
Processing Fee 0.5% of loan amount as Administrative Fee or Rs. 2,000, whichever is higher 0.5% of loan amount as Administrative Fee or Rs. 2,000, whichever is higher
Documentation 1) Application form with photograph
2) Identity & residence proof
3) Latest salary slip
4) Form 16
5) Last 6 months bank statements
6) Processing fee cheque
1) Application form with photograph
2) Identity & residence proof
3) Proof of business existence
4) Profile of the Business
5) Last 3years ITR
6) Last 6 months bank statements
7) Processing fee cheque

Available Products of ICICI Bank are:
ICICI Personal Loan
ICICI Home Loan
ICICI Car Loan
ICICI Credit Card


Disclaimer : Please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated. Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.

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