Standard Chartered Personal Loan – Interest Rates 2018, Eligibility

Standard Chartered personal loan: Personal Loan from Standard Chartered, Interest Rates, Eligibility, Documents and Apply online for Personal loan. Standard chartered bank offers interest rates of 11.50% offers. (स्टैंडर्ड चार्टर्ड व्यक्तिगत ऋण). Standard Chartered offers a comprehensive range of personal loans,… Top up your existing personal loan to meet your immediate personal needs for marriage, wedding, travel, consumer durable, foreign trips and higher education.

Standard Chartered Personal Loan Details

Interest Rates 11.50% – 14.50%
Loan Amount upto Rs 30 Lakh
Tenure 5 years
Part Payment Available
Processing Fees 0 to 1%
Min. EMI Rs.2609/ lakh for 4 years
Pre Payment charges Upto 5%
Disbursal Time 3-4 Working Days

*Part Pre payment option available for Salary above INR 50,000, subject to max 25% in one calendar year
* No pre closure allowed till 12 MOB

₹ 273,923 crores worth of Personal Loan Applications received! (last updated on 15 October 2018)

Compare Interest Rates, Eligibility and Apply online instantly. Check CIBIL score absolutely FREE.

Loan Amount

Employment Status

City

Features of Standard Chartered personal loan are:-

  • A variety of loans available to Salaried and Self Employed Individuals
  • Loan Amount available
  • Partial Payments Option Available – Upto 25% once in an Year
  • Upto Rs 30 Lacs for salaried
  • Upto Rs 10 Lacs for Self Employed
  • Competitive Interest Rates
  • No Securities, Collaterals or Guarantors required
  • Repayment Options varying from ECS, PDCs or Account Debits
  • Easy documentation and quick processing
  • If you have a Personal Loan with Standard Chartered Bank, top it up with ease

Standard Chartered Personal Loan Interest Rates

Salary Rate PF PC
< 50,000 - Cat A,B,C,D,Unlisted 14.50 1% Upto 5%
50,000 – 75,000 – Cat A,B,C,D,Unlisted 13.50 1% Upto 5%
> 75,000 – Cat A,B,C,D,Unlisted 12.50 0% Upto 5%
> 125,000 – 200000 12.00 0% Upto 5%
>200,000 11.50 0% Upto 5%

Other Offers are :-

* Part Payment option available for Clients with Salary >= 50,000.
* Maximum Part Payment allowed is 25% of the outstanding in a calender Year
* Part payment is allowed after completion of 12 months of the loan
* Part payment is with applicable fees
* Offers like Cash back / Last EMI waiver not applicable for Online Cases
* This is applicable only for New to Bank Clients.
* The offer is valid for Q2 18

Documents Required for Standard Chartered Personal Loan

Identity Proof

Passport, Photo Pan card, Driving License, Votes ID Card, Photo Ration Card
Address Proof
Passport, Telephone Bill, Ration Card, Electricity Bill, Driving License, Life/Medical Insurance policy, Rental Agreement, Apartment Allotment Letter

Standard Chartered Personal Loan EMI Calculator

You Can Calculate Personal Loan EMI with this Calculator by Just Enter your Loan Amount, Interest Rates and Loan Period/Tenure

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

 

Standard Chartered Personal Loan EMI Calculation

If you take loan of Rs. 3.00 lakh at interest rate of 12.25% p.a. for 5 years of repayment period then monthly emi would be Rs. 6711.30/-.

Loan Amount Tenure In Years Interest Rate Monthly EMI
300000 1 12.25% ₹26,689.73
300000 2 12.25% ₹14,157.09
300000 3 12.25% ₹10,000.15
300000 4 12.25% ₹7,937.03
300000 5 12.25% ₹6,711.30

If you take loan amount of Rs. 1.00 lakh at 12.25% for 5 years of tenure emi will be Rs. 2237/-, if loan amount is Rs. 2.00 emi would be Rs. 4474/-, if loan amount is Rs. 4.00 lakh emi will be Rs. 8648/- and if loan of Rs. 5.00 lakh emi would be Rs. 11,185/-.
What is EMI?
EMI stands for Equated Monthly Installments. This installment comprises both principal and interest components. Please use the EMI Calculator to find out the EMI you need to repay.

Compare Standard Chartered personal loan with other Banks

SBI HDFC Bank ICICI Bank Axis Bank
Bajaj Finance Indusind Bank Fullerton India TATA Capital
Ratnakar Bank Citibank Standard Chartered Kotak Bank
Bank of Baroda Uco Bank Dena Bank Federal Bank

Other Products of Standard Chartered Bank in India

  1. Standard Chartered Home Loan
  2. Standard Chartered Business Loan
  3. Standard Chartered Credit Card
  4. Standard Chartered Property Loan
  5. Standard Chartered Education Loan
  6. Standard Chartered Gold Loan