Bank of Baroda Personal Loan | Interest Rates 2020 | Eligibility

Bank of Baroda Personal Loan: Get quotes on Interest Rates, Processing Fees, Eligibility loan amount, lowest emi per month. Compare with other banks online at Deal4loans.

Bank of Baroda offers loans for wedding / marriage, Consumer durable, Holiday vacations, Traveling, Medical Emergency etc.

Interest Rates 11.45% – 16.45%
Processing Fee Rs.1000 – Rs.10000/- or 2% of Loan amount
Repayment Period Upto 3 Years
Loan Amount Upto 2 Lakh
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Bank of Baroda Personal Loan Interest Rates 2020

  • BOB Personal Loan – 11.45% – 14.45%
  • Personal Loan to Pensioners: 10.45%
  • Personal Loan for Earnest Money Deposit: 11.60%

Check All Banks Personal Loan Rates of India

Key Benefits of Bank of Baroda Personal loan

  • Helps you take care of all kinds of expenses at a short notice.
  • The Loan may be availed to meet expenses related to marriage, travel, honeymoon, holiday and medical expenditure or for any other personal use.
  • The Personal loan is also available to Pensioners/Defence Pensioners
  • Loan is also available for Earnest Money Deposits for buyers of home/flat/plot.

Eligibility Required for Bank of Baroda Personal Loan:

Use Personal loan Eligibility Calculator to know how much loan amount you can get from the bank on the basis of your income, job profile.

  • The beneficiaries of this loan can be:
    1. Permanent confirmed employees (minimum 1 year service) of
      • Central/State Govt/ /Autonomous Bodies/Public/ Joint sector undertakings.
      • Reputed Limited companies / MNCs & Educational Institutions.
    2. Self Employed Professional Doctors, Architects, Interior Designers, Engineers, Chartered Accountants, Technical & Management Consultants & practicing Company Secretaries only, with a stable business (minimum 1-year).
    3. Insurance agents subject to
      1. The agent is doing insurance business for the last -5- years
      2. The agent has regular and stable income and maintaining SB a/c with the bank for crediting commission cheques received from their principals.

How Much Loan Amount you can get:

  1. Minimum : Rs. 20000 and
  2. Maximum of Rs. 2,00,000 (Subject to condition)
  3. For Civil Pensioners : Maximum limit Rs. 1 lac
  4. For Defence Pensioners : Maximum limit Rs. 2 lacs
  5. For Earnest Money Deposit : Maximum limit Rs. 5 lacs

Repayment Options available for you:

  1. Up to 36 months (maximum) in Equated Monthly Installments.
  2. No pre-payment charges. However, penalty of 2% on overdue amount

Bank of Baroda Personal Loan EMI Calculator

Bank of Baroda personal loan emi calculator helps you to know how much emi per month you have to pay against the personal loan. You just need to enter loan amount, interest and repayment period calculator will show you monthly emi.

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

For Example – If you take loan of Rs. 2.00 lakh at 12.00% for 5 years monthly emi would be Rs.4449/.

Loan Amount Tenure In Years Interest Rate Monthly EMI
200000 1 12.00% ₹17,769.76
200000 2 12.00% ₹9,414.69
200000 3 12.00% ₹6,642.86
200000 4 12.00% ₹5,266.77
200000 5 12.00% ₹4,448.89

Documents Required for Personal loans at Bank of Baroda:



ID Proof Any One-Govt. I Card/ Passport Copy/ Voters ID card/ Driving Licence/Copy of PAN Card Any One-Passport Copy/ Voters ID card/ Driving Licence/Copy of PAN Card
Address Proof Ration card Tel/Elect. Bill/ Rental agr. / Passport copy/Trade licence /Est./Sales Tax certificate Ration card Tel/Elect. Bill/ Rental agr. / Passport copy/Trade licence /Est./Sales Tax certificate
DOB Proof Birth Certificate or 10th Class Passing Certificate Birth Certificate or 10th Class Passing Certificate
Financial Docs
  • Latest 3 months Bank Statement (where salary/income is credited)
  • 3 Latest salary slips
  • Proof of Continuity current job (Form 16 / Company appointment letter
  • Proof of Qualification Highest Degree (for Professionals / Govt employees)
  • Photographs


Self employed (Professionals)

  • Bank Statements(latest 6 months bank statement /passbook)
  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
  • Qualification proof of the highest professional degree

Self Employed (Individuals)

  • Bank Statements(latest 6 months bank statement /passbook)
  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
  • Proof of continuation (Trade licence /Establishment /Sales Tax certificate)
  • Photographs

Compare Bank of Baroda personal loan with other Banks

SBI HDFC Bank ICICI Bank Axis Bank
Bajaj Finance Indusind Bank Fullerton India TATA Capital
Ratnakar Bank Citibank Standard Chartered Kotak Bank
Bank of Baroda Uco Bank Dena Bank Federal Bank

List of Bank of Baroda Branches for Personal loans in India

Bank of Baroda Delhi Personal Loan Branches
Ramdel,Dr.Ram Manohar Lohia Hospital,Baba Kharag Singh Marg,Delhi-110053
C-14,Dilshad Colony, Dilshad Garden, Delhi – 110095
9 12,Main Road Kailash Nagar,Delhi, 110031
Plot No 10&11, Local Shpng Cntr,I.P.E, Delhi -110092
Karawa,2,Mukhiya Market,Karawal Nagar, Delhi,Pin-110094
Mkchow,Plot No. 13,Block -F,Pocket – 19,Sector-8,Rohini,New Delhi-110085
Nehrup, 55, Madhuban, Nehru Place, Delhi. Pin-110019
1St Floor, Aggarwal He Plot No 5, Netaji Sub Delhi – 110034
Bank of Baroda Mumbai Personal Loan Branches
Ambarn,Shop No.A-1-4, A/103,Triveni Sangam Chs,Near Datta Mandir,Vadavli Section,Ambernath (E)- 421501
189, Khajina Mahal S.V. Road, Andheri (W) Mumbai – 400058
Devdarshan Building Station Road Bhandup W, Mumbai – 400078
Bhayan,Bhayandar(W)Branch,Shop No 2,Ground Floor,Kailash Darshan,Geeta Nagar,Phatak Road,Bhayandar-W- Thane,401101
Boreas, Near Pf No. 6 Of Borivali Railway Station, Landing Of Bmc Bridge, Borivali East, Mumbai-400066.
Borivl,Bank Of Baroda,BorivliW,Brjaya Talkies Compound ,S V Road Borivali (W),Mumbai,Maharashtra-400092
Jaydev House, Plot No93/A,Charkop Kandivali, Mumbai – 400067
Bank of Baroda Chennai Personal Loan Branches
25-Paladiamman, Koil S Treet, Adambakkam,Chennai – 600088
Adayar,Anu Acade No 1 15 Th Cross Street, Sastri Nagar ,Adayar,Chennai,Tamil Nadu-600020
Ambatt,Seven Star Complex, M.T.H Road ,Ambattur,Chennai,Tamil Nadu-600053
52, Montieth Road Egmore, Chennai – 600008
10 First Main Street,United India Colony, Kodambakkam, Chennai – 600024
Bank of Baroda Bangalore Personal Loan Branches
2, Prithvi Building Kg Road, Bangalore 560080
48, Haines Roadfraser Town, Bangalore, Karnataka – 560005
72 Nitesh Lexington Av I Floor, Brigade Road, Bangalore – 560025
933B, 21St Main bangalore, Jp Nagar – 560078
9Th Main Iii Blockjayanagar, Bangalore -560011
Kalban, No.310, 1St Main Road,H.R.B.R. Iii Block,Kalyan Nagar,Bangalore Pin-560043
Rajaji, 1001/52, 80 Feet Road, 4 Th Block, Rajaji Nagar, Banglore Urban, Karnataka, Pin-560010
Bank of Baroda Hyderabad Personal loan Branches
Asraon,Lig, B-32, Dr. A. S. Rao Nagar, Ecil ,Hyderabad,Ap-500003
Gopal Rao Complex,Alwal, Hyderabad – 500010
Srisailam Harsha M-Cube,Sy.No.495/E/Ee Attapur Villag,Rajendranagar Mandal,Ghmc Hyderabad. Pin- 500048
Rbvr Reddy College Rdbarkatpura, Hyderabad – 500027
16-4-777/301 Amir Manzil, Chanchalcuda, Hyderabad – 500024
Charmi, 22-7-294, 1St Floor, Nizambagh, Charminar, Hyderabad Pin-500002
Hayath, Bob, Hayathnager Branch, Plot No.1, Sy. No. 275, Sp Bagh, Hayathnager, Hyderabad, Telangana, Pin-500070
3.6.509 Street No 6, Himayatnagar, Hyderabad – 500029

Other Available Loans & Cards from Bank of Baroda

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