Bank Name
|
Floating Interest rate
|
Per lac EMI
|
MCLR Rates |
Processing Fee |
Prepayment Charges |
% Change in last 6 mths |
SBI - State Bank Of India
|
8.70% - 8.90% |
Rs.881 - Rs.893 |
8.55% |
0.35% of loan amount + GST. Zero fees on Balance transfer upto 28.02.2019 |
Nil |
1.52% |
 |
|
ICICI Bank
|
9.10% - 9.15% |
Rs.906 - Rs.909 |
8.80% |
Rs 10,000+ AT or 0.25% + AT ( Which ever is lower) |
N.A |
1.44% |
 |
|
HDFC Ltd
|
8.80% - 9.05% |
Rs.887 - Rs.903 |
16.45% |
Up to 1.25% of the loan amount or ₹ 3,000 whichever is higher, plus applicable taxes |
Nil |
1.98% |
 |
|
LIC Housing
|
8.95% - 9.15% |
Rs.897 - Rs.909 |
14.60% |
Upto 1 crore - 5000 + GST
1 crore & above - 10000 + GST |
Nil |
No Change |
Bank of Baroda
|
8.55% |
Rs.871 |
8.55% |
Upto 0.5 % of loan amount + GST |
N.A. |
No Change |
AXIS Bank
|
8.70% - 9.05% |
Rs.858 - Rs.903 |
8.70% |
Up to 1% of the Loan amount subject to minimum of Rs.10,000/- |
Nil |
0.9% |
 |
|
DHFL
|
8.70% |
Rs.858 |
18.82% RPLR |
Upto Rs. 20,000 + document charges + GST |
Nil |
2.46% |
 |
|
IDBI
|
8.90% |
Rs.886 |
8.85% |
NIL |
Nil |
0.97% |
 |
|
Union Bank of India
|
8.75% - 8.90% |
Rs.884 - Rs.886 |
8.65% |
0.50% of loan amount subject to a maximum of 15000 + GST |
NIL |
2.5% |
 |
|
Bank of India
|
8.70% - 8.75% |
Rs.880 - Rs.884 |
8.55% |
0.25% of loan amount Min.Rs.1,000/- and Max. Rs.20,000/- |
Nil |
2.45% |
 |
|
Indiabulls Housing Finance Limited
|
8.70% - 10.95% |
Rs.880 - Rs.1029 |
9.50% |
0.50% to 1.00% + GST |
NIL |
2.46% |
 |
|
Corporation Bank
|
8.65% - 9.15% |
Rs.877 - Rs.909 |
8.65% |
NIL |
NIL |
No Change |
L&T Housing Finance
|
8.35% |
Rs.858 |
|
0.25% plus taxes (for salaried & for self employed) |
NIL |
|
United Bank of India
|
8.60% |
Rs.874 |
8.80% |
0.59%, Minimum Rs.1180/-; Maximum Rs.11800/- |
N.A |
|
Tata capital Housing Finance ltd
|
8.65%(For Women) - 8.90%(For Others) |
Rs.877(For Women) - Rs.893(For Others) |
|
Upto 0.5% of loan amount + GST |
N.A |
N.A |
Shubham Housing Development Finance Company
|
12%-14%(For Salaried) - 15%-17%(For Self-employed) |
Rs.1101-Rs.1244(For Salaried) - Rs.1317-Rs.1466(For Self-employed) |
|
up to 3% of loan amount + GST |
N.A |
|
HSBC Bank
|
8.65% - 8.75% |
Rs.877 - Rs.884 |
8.15% |
N.A |
Nil |
N.A |
Deutsche Bank
|
10.50% |
Rs.998 |
9.35% |
12000 + Service Tax |
Nil |
N.A |
Standard Chartered
|
8.51% |
Rs.868 |
8.95% |
Rs.10000 + GST |
NIL |
1.55% |
 |
|
Federal Bank
|
8.95% - 9.20% |
Rs.897 - Rs.913 |
8.9% |
Upto Rs.7500 + GST |
N.A |
No Change |
Allahabad Bank
|
8.50% - 8.90% |
Rs.868 - Rs.886 |
8.45% |
N.A |
NIL |
2.92% |
 |
|
Central Bank of India
|
8.50% |
Rs.868 |
8.50% |
0.50% of the Loan Amount subject to maximum Rs.20,000/- |
Nil |
2.38% |
 |
|
UCO Bank
|
8.55% - 8.80% |
Rs.871 - Rs.887 |
8.55% |
Nil till 30.09.2018 |
NIL |
2.45% |
 |
|
Canara Bank
|
8.65% - 8.85% |
Rs.877 - Rs.890 |
8.60% |
0.50% of loan amount + GST |
|
1.96% |
 |
|
Kotak Bank
|
8.75% |
Rs.884 |
8.95% |
Upto 1.25% of Loan amount |
Nil |
4.65% |
 |
|
Dena Bank
|
8.50% - 8.65% |
Rs.868 - Rs.877 |
8.50% |
N.A |
Nil |
2.5% |
 |
|
Vijaya Bank
|
8.50% |
Rs.868 |
8.50% |
Upto Rs.4000 + GST |
N.A |
0.49% |
 |
|
Syndicate Bank
|
9.75% |
Rs.948 |
8.65% |
N.A |
N.A |
2.43% |
 |
|
Citibank
|
8.90% - 9.40% |
Rs.893 - Rs.926 |
8.45% |
Rs. 5000 (Application fee) |
NIL |
No Change |
PNB Housing Finance
|
9.10% |
Rs.906 |
|
0.50% Or 10,000 + GST , whichever is higher. |
NIL |
No Change |
Oriental Bank of Commerce
|
8.65% - 8.75% |
Rs.877 - Rs.884 |
8.65% |
0.50% of the loan amount, subject to maximum of Rs.20000/- plus GST |
NIL |
No Change |
Indian Overseas Bank
|
8.50% - 8.75% |
Rs.868 - Rs.884 |
8.50% |
0.50 % (max. Rs.25,000/-) |
N.A |
1.95% |
 |
|
Indian Bank
|
8.60% - 9.70% |
Rs.874 - Rs.945 |
8.60% |
0.230% on loan amount + GST or Max Rs.20470/- |
Nil |
2.92% |
 |
|
Punjab National Bank
|
8.65% - 8.70% |
Rs.877 - Rs.880 |
8.45% |
0.50% of loan + GST |
NIL |
2.43% |
 |
|
State Bank of Travancore
|
8.30% - 8.60% |
Rs.855 - Rs.874 |
7.95% |
0.35% of Loan Amount or Rs 10000 plus GST whichever is less, subject to minimum of Rs 2000 plus taxes |
NIL |
N.A |
Bank of Maharastra
|
8.75% - 8.95% |
Rs.884 - Rs.896 |
8.75% |
As per applicable |
Nil |
No Change |
Dhanalakshmi Bank
|
9.70% - 10.00% |
Rs.880 - Rs.965 |
9.70% |
1.00% of loan amount + GST |
N.A |
|
Development Credit Bank
|
8.50% - 16.00% |
Rs.868 - Rs.1391 |
9.72% |
1.00 % of loan amount + GST |
Nil |
N.A |
DHFL Vyasa Housing Finance
|
9.75% - 10.25% |
Rs.945 - Rs.982 |
|
1% of the loan amount |
N.A |
|
GIC Housing Finance
|
10.25% |
Rs.982 |
|
Rs.2500 + GST |
N.A |
|
Gruh Finance Limited
|
8.35% - 15.05% |
Rs.858 - Rs.1320 |
|
Upto 1% of loan amount + GST |
N.A |
|
India Infoline Housing Finance Ltd.
|
8.50% |
Rs.868 |
|
Upto 1% of loan amount + GST |
N.A |
|
Karnataka Bank
|
8.60% - 9.00% |
Rs.874 - Rs.900 |
8.95% |
N.A |
N.A |
|
Sundaram BNP Paribas Home Finance Ltd.
|
9.80% - 11.05% |
Rs.952 - Rs.1036 |
|
Upto 0.75% of loan amount + GST |
N.A |
|
National Trust Housing Finance Ltd.
|
13.5% - 15.5% |
Rs.1207 - Rs.1354 |
|
2.50% of the amount Or Rs.5000/- |
N.A |
|
Orange City Housing Ltd.
|
14% |
Rs.1244 |
|
Upto 1% of loan amount + GST |
N.A |
|
Reliance Home Finance Private Ltd.
|
8.35% |
Rs.884 - Rs.1244 |
18.40% PLR |
Up to 2% + GST |
N.A |
|
Repco Home Finance Ltd.
|
8.75% |
Rs.884 |
8.75% |
1% of loan amount + GST |
N.A |
|