home loan

Home Loan Interest Rates

(Last updated on 23 March 2023)
Compare Home loan rates of all major banks of India. Check Interest Rates 2023, Processing fee ✓ Per lakh EMI ✓ ROI floating Rates ✓ Lowest fixed rates for salaried, Women and Self-employed/Professionals from Nationalised / Government Banks / Private Banks through Deal4loans.

Are you looking forward to purchase your first place? Shopping for a home is exciting, exhausting and a little terrifying, especially in this market. In the end, your plan is to end up with a home you adore at a price you can manage to pay for. Arm yourself with the list mentioned below to compare and narrow down the choices to get the best for you. To lend a helping hand to our customers, deal4loans has consolidated all the necessary information regarding current rate of interest on home loans provided by all the major banks at one place. Please keep visiting this section to check latest rate of interest for home loans.

Get instant quotes on Home Loan Interest Rates from top 17 banks online & your CIBIL score absolutely FREE.

Loan Amount
Occupation
Annual Income
City
54,02,013 loan quotes taken till now.
► Home Loan Rates starts from As low as 8.60%
► Compare Top Banks – SBI, HDFC Ltd, ICICI Bank, PNB Housing etc.

Compare Home Loan Interest Rates of All Major Banks of India 2023

Bank Name
Loan Amount
Loan Tenure
Bank Name
 Floating Interest rate
 Per lac EMI
 Benchmark Rates on Processing Fee Prepayment Charges % Change in last 6 mths
SBI - State Bank Of India 8.85% - 9.65% Rs.890 - Rs.942 7.70% Nil till 31.03.2023 Nil
1.52%
ICICI Bank 8.75% - 9.80% Rs.884 - Rs.952 5.4% 2999+GST for CIBIL Score above 700, .50% + GST for Score below 700 N.A
1.44%
HDFC Ltd 8.65% - 9.35% Rs.877 - Rs.922 17.45% 3000 + Tax (Salaried), 5000 + Tax (S. Employed) Nil
1.98%
LIC Housing 8.65% - 10.25% Rs.877 - Rs.982 15.80% Below 1 Cr: Upto Rs.10000 + AT
Above 1 Cr: Rs.20000 + AT		 Nil No Change
Bank of Baroda 8.45% - 9.80% Rs.865 - Rs.952 7.70% Upto 0.5 % of loan amount + GST N.A. No Change
AXIS Bank 8.60% - 9.05% Rs.874 - Rs.903 8.05% Up to 1% of the Loan amount subject to minimum of Rs.10,000/- Nil
0.9%
PNB Housing Finance 8.50% - 10.35% Rs.868 - Rs.988 0.50% Or 10,000 + GST , whichever is higher. NIL No Change
India Shelter Housing Finance 11.99% – 18.00 % Rs.1100 - Rs.0 2% - 3%(Including GST) NIL No Change
DMI Housing Finance 12.00% - 18.00% 18% 1.5% + GST NIL No Change
IDBI 8.00% - 11.15% Rs.836 - Rs.1042 7.85% NIL Nil
0.97%
Union Bank of India 7.90% - 9.60% Rs.830 - Rs.939 7.70% 0.50% of loan amount subject to a maximum of 15000 + GST NIL
2.5%
Bank of India 7.80% - 9.65% Rs.824 - Rs.942 7.60% 0.25% of loan amount Min.Rs.1,000/- and Max. Rs.20,000/- Nil
2.45%
Piramal Housing Finance 9.50% Rs. 932 N.A 0.10% - 0.25% (GST) N.A
L&T Housing Finance 8.35% Rs.858 0.25% plus taxes (for salaried & for self employed) NIL
Tata capital Housing Finance ltd 7.75% Rs.821 - Rs.0 Upto 0.5% of loan amount + GST N.A N.A
HSBC Bank 7.44% - 7.55% Rs.802 - Rs.809 7.80% N.A Nil N.A
Federal Bank 9.05% - 9.20% Rs.903 - Rs.913 8.50% Upto Rs.7500 + GST N.A No Change
Allahabad Bank 7.40% - 8.15% Rs.799 - Rs.846 8.45% N.A NIL
2.92%
Central Bank of India 6.85% - 7.30% Rs.766 - Rs.793 7.50% 0.50% of the Loan Amount subject to maximum Rs.20,000/- Nil
2.38%
UCO Bank 7.15% - 7.25% Rs.784 - Rs.790 7.55% 0.5% of the loan amount, minimum Rs.1500/- & maximum Rs. 15000/- NIL
2.45%
Canara Bank 8.60 %- 10.80% Rs.874 - Rs.1019 7.65% 0.50% of loan amount + GST
1.96%
Kotak Bank 8.30% - 8.90% Rs.855 - Rs.893 8.10% Upto 1.25% of Loan amount Nil
4.65%
Syndicate Bank 7.30% - 9.25% Rs.793 - Rs.916 8.65% N.A N.A
2.43%
Citibank 8.50% onwards Rs.868 onwards 6.50% Rs. 5000 (Application fee) NIL No Change
Oriental Bank of Commerce 7.00% - 7.60% Rs.775 - Rs.812 8.65% 0.50% of the loan amount, subject to maximum of Rs.20000/- plus GST NIL No Change
Indian Overseas Bank 8.45% - 8.70% Rs.865 - Rs.881 7.65% 0.50 % (max. Rs.25,000/-) N.A
1.95%
Indian Bank 8.40%- 8.50% Rs.862 - Rs.868 7.65% 0.230% on loan amount + GST or Max Rs.20470/- Nil
2.92%
Punjab National Bank 8.40%- 9.55% Rs.862 - Rs.935 7.65% 0.50% of loan + GST NIL
2.43%
Bank of Maharastra 7.80% - 9.70% Rs.824 - Rs.945 7.50% As per applicable Nil No Change
GIC Housing Finance 8.20% Rs.849 - Rs.0 15.00% Rs.2500 + GST N.A
India Infoline Housing Finance Ltd. 9.00% Rs.900 Upto 1% of loan amount + GST N.A
Karnataka Bank 8.24% - 10.31% Rs.851 - Rs.986 8.30% N.A N.A
Reliance Home Finance Private Ltd. 9.75% - 13.00% Rs.949 - Rs.1172 18.40% PLR Up to 2% + GST N.A
Repco Home Finance Ltd. 7.70% - 10.40% Rs.818 - Rs.992 8.75% 1% of loan amount + GST N.A

You can compare all the home loan banks on the basis of loan amount for upto 30 lakh, above 30 lakh to 75 lakh and above 75 lakhs. Most of the banks offer different rates as per the loan amount.

 
Before apply for home loan, Calculate your home loan emi with Home Loan EMI Calculator

Disclaimer: Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.
Banks/ Financial Institutions can contact us at customercare@deal4loans.com for inclusions or updates.