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Kotak Bank Home Loan

Kotak Bank offers you home loan for purchasing a residential property. The home loan solution is designed in such a way that it goes with customer need & suits his/her pocket.

Features & Benefits of Kotak Bank Home Loan
Wide range of Offerings : Apart from the plain vanilla home loan, you can also avail of the exact scheme that suits your needs. You can choose:
• Kotak Flexi Home Loan
• Fixed Deposit Linked Home Loans

Home Loan
Loan Amount
Occupation
Annual income
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Kotak Home Loan Interest Rates

Kotak Mahindra Bank Home Loan  – 8.75%
Processing Fee – Zero
Free Personal Accident Insurance cover : Upto Rs. 1 crore along with your loan, which ensures that you are covered for any accidental mishaps and your family, is well protected.

Pre-Approval facility : You can get a sanction for your loan amount based on the income, assets and employment information you provide during your consultation with Kotak Mahindra Bank. You may come across a property which you need to close at a short notice. In such a situation, this sanction can help so that you don't miss the opportunity. The sanction is good for 6 months, giving you time to shop for the home of your choice.

Insurance options on your Home Loans : You can also avail of a reducing insurance cover at an exclusive premium, so that you are rest assured that should any unfortunate mishap occur to you, your family is safeguarded from any repayment burdens over the tenure of the loan.

Documentation & eligibility required for Kotak Bank Home Loan
  Salaried Self-Employed
Age 21 years to 60 years 21 years to 65 years
Income 1,44,000 (p.a) 1,44,000 (p.a)
Loan Amount Offered 2,00,000 - 1,00,00000 2,00,000 - 1,00,00000
Tenure 5 years to 25 years 5 years to 25 years
Current Experience 2 years 3 years
Processing Fee Zero till 10 sep 2016 Zero till 10 sep 2016
Loan to value ratio 85% of the property value 85% of the property value
Documentation 1) Complete application form
2) Address Proof
3) Age Proof
4) Income Proof
5) Last 6 months bank statement
6) last 3 months salary slip
1) Complete application form
2) Address Proof
3) Age Proof
4) Income Proof
5) Last 6 months bank statement
6) Bank statement


Disclaimer : Please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.

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