Bajaj Finserv Personal Loan | Interest Rates 2018 | Eligibility | Apply Online

Bajaj Finance personal loan – Instant quotes on Interest rates April offers, Documents, Eligibility Criteria, Latest offers, Application Status. ✍ 30 minutes Guaranteed approval. EMI Calculator for calculate loan EMI per month. Bajaj Finserv offers a loan for a wedding (marriage), vacations, to fund a special purchase or a loan for medical emergencies or a need of cash.

Bajaj Finserv Personal Loan Details

Interest Rates 11.99% – 16.00%
Processing fees Upto 2.00%
Foreclosure Charges Upto 4% post 1st EMI clearance
Repayment Options Upto 5 years
Maximum loan amount Rs.25 Lakh
Turn Around Time 48 hours
Min. Income 40000 – For Metro & 30000 – for Small Cities

Compare Bajaj Finserv Personal Loan | Interest Rates | Eligibility & your CIBIL score absolutely FREE.
Loan Amount

Employment Status

Special Offer: Get gifts upto Rs.18,490 on disbursal of loan. T & C apply.

Bajaj Finserv Personal Loan Interest Rates April 2018

CAT A CAT B Others
11.99% -16.00% 11.99% -16.00% 11.99% -16.00%

Foreclosure Charges: 4% of Principle Outstanding for all product.
Part Payment: 0% (Subjected to Less then 25% of Principle Outstanding on 1 April of every financial Year).
4% (Subjected to More then 25% of Principle Outstanding on 1 April of every financial Year)
For Flexi Loan: 0% Part Payment Charges

Already applied for Bajaj Finserv Personal LoanWant to Check Application Status (Check Here)

Why to choose Bajaj Finserv for personal loans in India:-

✓ Approved loans up to Rs. 25 lacs

✓ Upto 6 times part payment option available

✓ Nil Foreclosure charges / Pre Payment Penalty

Pre-approved Offers – If you are existing customer of Bajaj Finserv, you get latest pre approved offers on time to time from bajaj finserv.

Minimum income or Salary eligibility criteria for Bajaj Finserv (Finance) personal loan:

  1. Rs. 40000 per month minimum income required for Ahmedabad, Bangalore, Chennai, Coimbatore, Delhi, Faridabad, Ghaziabad, Gurgaon, Hyderabad, Kolkata, Mumbai, Noida, Pune, Surat and Thane customers.
  2. Rs. 35000 Income per month required for customers from Chandigarh, Cochin, Jaipur, Nagpur city.
  3. Rs. 30000 income per month required for Aurangabad, Baroda, Bhubaneswar, Indore, Madurai, Mysore, Nasik, Trivandrum, Vijayawada, Vizag borrowers.

Which are the Documents required for Bajaj Finserv Lending Personal Loan:

Documents Required for a Personal Loan


Color Passport size photograph (signed across the photograph)


Salary slips of last 3 months Latest 2 months salary slip

Bank Statements

Latest 3 months salary account bank statement

Employment Proof

Employee ID Card and Visiting card

Work Experience Document

Current employment Appointment Letter / Form 16 / 1 year old salary slip
Previous employment Appointment letter / Form 16 / Promotion letters/ transfer / confirmation letters / previous salary slip


Identity Proof Passport / Voters ID card / Driving License / PAN Card
Address Proof Passport / Driving License / Ration card / Latest Mobile Bill / Letter from Employer (with HR /Admin sign)

Bajaj Finserv Personal Loan Faqs

Question: Can borrower make part payments on bajaj finserv personal loan?
Answer. Yes, you can prepay you loan any time.

Question. What are the minimum and maximum loan amounts in Salaried Personal Loans?
Answer. you can fetch around 1 lakh of minimum & 25 lakh of maximum loan amount.

Question. What are the tenor / repayment options available?
Answer. You can choose a emi/repayment ranging from 12 to 60 months. You can repay the loan in Equated Monthly Installments (EMI’s) using the ECS facility or through post-dated cheques.

About Bajaj Finserv:

Bajaj Finserv are the most diversified non-bank in the country, financing the widest set of outcomes, supporting customers biggest pursuits. Bajaj Finserv ltd. is the most popular non banking financial company in India. Aprt from personal loan it deals in Two wheeler loans, home loans, loan against shares, loan for doctors, consumer products finance & Credit Cards. Be it the desire for a bigger lifestyle to buying your home, indulging in that much deserved family holiday to expanding your business or making that big acquisition, whatever be your plan, Bajaj Finserv Lending have the capability to support every time you need it.

With 24 products across 12 product lines, we’re one of the fastest growing and most diversified NBFCs in the INDIA. Bajaj Finserv has 150 branches and presence in over 7000 retail outlets. Bajaj Finserv recognized as one of the Best Employers in India, for the second year in a row in the Aon Hewitt Best Employers Study, 2015. This prestigious award was conferred to bajaj finance at an awards ceremony held in Mumbai, on 17 April 2015. 10 Best Multinational Workplaces in Asia 2015. Bajaj Finance Limited has been ranked amongst the top 25 best places to work in Asia by the Great Place to Work (GPTW) Institute.

Other Products of Bajaj Finserv Are:

Bajaj Finserv Home Loan
Bajaj Finserv Credit Card
Bajaj Finserv Flexi Loan

Bajaj Finserv Two Wheeler Loan
Bajaj Finserv EMI Card

Contact Bajaj Finserv:

You can visit branch or call Bajaj Finserv Toll Free Number @ 1800-103-3535

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Average rating:  
 32 reviews
NRI personal loan

I need personal loan . I am working in UAE

Perfect Service

very Good Service, thanking for good service.

by Umar farook on Bajaj Finserv Personal Loan
I wnt personal loan. My pan card number aaopf8837c

Good financial company

Remaining amount

How to my remaining balance amt of personal loan

by Balakrishnan on Bajaj Finserv Personal Loan
We want personal loan

I am a bajaj finserv card holder.i want personal loan for 75000 rs

Personal loan

We want personal loan

by abhishek jain on Bajaj Finserv Personal Loan
good service.....

i am happy with services...

Good Services...

I got perfect satisfaction regarding Personal Loan

Good Services

Thanks from my heart and salute for cooperation us to built a smooth life.

Splendid service.

Splendid service very helpful Bajaj Finance...

by shivam singh on Bajaj Finserv Personal Loan
it's very good plate form here all things is possible

thanks a lot to this . i have accept all here here you can build and archive your dream so amazing

excellent services

Excellent services by BAJAJ

GOOD SERVICE..................

GOOD SERVICE, i got loan approval within 48 hours, thanks Deal4loans.


Got a comparison between SCB & Bajaj, both are good in their respective offers.

by Balbir Singh on Bajaj Finserv Personal Loan
Superb Website helped me in getting a detailed CIBIL report Free of cost basis which I got loan approved with much ease. Product explained in detail by the Loan Expert.

good service

good service.......................

Good service

It give least ROI , I am happy for it . Thanks to SCB.

by laxman kumar gameti on Bajaj Finserv Personal Loan
presonal loan

150000 loan amount required

by Vithal bansode on Bajaj Finserv Personal Loan
Personal loan

Hi i am bajaj finance old customer from 2014 but still i am struggling to get personal loan they should at least let us know it is possible to get or not🎁

by I want loan rs 2 lakhs on Bajaj Finserv Personal Loan
Personal loan required

I have bajaj emi card. Now i want personal loan rs 2 lakhs , and how to purchase gold on bajaj emi card and witch store it is available i


Dear Sir,
i want to loan on bajaj finance one lakhs rupess

by Bhuwaneshwor on Bajaj Finserv Personal Loan
Personal loan

I'm Bhuwaneshwor from Chandigarh
I wanna one lakh rs for the loan

emi card issue

My bazaz finserv emi card pls my forward my address
Bazaz finserv account: 4M50CD51017475


Ail 100000 loan amount required.

by Nitesh Kumar on Bajaj Finserv Personal Loan
Over draft Loan Querry

Is there any Overdraft facility for personal loan. As I am getting continuous call from many sources regarding the offer. They are demanding for 3 Salary slip, PAN CARD, ADHAAR CARD, PHOTO, CHEQUE COPY through mail. They are claiming that they will sanction over draft loan of equivalent to your Salary( take home). I would like to know , Is it Fake or actual. Her name is KANIKA from some where in Karolbag, New Delhi.. Mob No:87506xxxxx.

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