Bajaj Finserv Personal Loan – Interest Rates 2024, Eligibility, Apply Online

Bajaj Finance personal loan – Instant quotes on Interest rates offers, Documents, Eligibility Criteria, Latest offers, Application Status. ✍ 30 minutes Guaranteed approval. EMI Calculator for calculate loan EMI per month. Bajaj Finserv offers a loan for a wedding /marriage, vacations, to fund a special purchase or a loan for medical emergencies or a need of cash.

Latest Update as on 01 january 2024: Bajaj Finserv offers personal loans @ 13% onwards.

Updated Bajaj Finserv Personal Loan Details 2024

Interest Rates 13% onwards
Processing fees Upto 4.13%
Foreclosure Charges Upto 4% post 1st EMI clearance
Repayment Options Upto 5 years
Maximum loan amount Rs.25 Lakh
Part Payment Charges 2% on part-payment amount paid + GST
Turn Around Time 48 hours
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Special Offer: Get gifts upto Rs.18,490 on disbursal of loan. T & C apply.

Bajaj Finserv Personal Loan Interest Rates January 2024

CAT A 13% onwards
CAT B 13% onwards
Others 13% onwards

Avail a Personal Loan and get a free EMI Network Card – Shop for your favorite products on easy EMIs.

For Flexi Loan: 0% Part Payment Charges

How can i check Bajaj Finserv Personal Loan application status

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Why to choose Bajaj Finserv for personal loans

✓ Approved loans up to Rs. 25 lacs

✓ Upto 6 times part payment option available

✓ Nil Foreclosure charges / Pre Payment Penalty

Pre-approved Offers – If you are existing customer of Bajaj Finserv, you get latest pre approved offers on time to time from bajaj finserv.

Minimum income or Salary eligibility criteria for Bajaj personal loan

City List Minimum Income Per Month
Bangalore, Delhi, Pune, Mumbai, Hyderabad, Chennai, Coimbatore, Ghaziabad, Noida, Thane Rs.36000
Ahmedabad, Kolkata, Cochin, Jaipur, Nagpur Rs.30000
Jaipur, Chandigarh, Surat, Cochin Rs. 28000
Goa, Lucknow, Baroda, Indore, Bhubaneswar, Vizag, Nasik, Aurangabad, Madurai, Mysore, Bhopal, Jamnagar, Kolhapur, Raipur, Trichy, Trivandrum, Vapi, Vijayawada, Jodhpur, Calicut, Rajkot Rs. 25000

How to calculate Bajaj Finserv Personal Loan EMI?

To calculate emi on personal loan you can use the calculator which shows you exact results on the basis of your loan amount, repayment period and interest rates within 5 minutes maximum.

For Example – If you take loan amount of Rs. 5.00 lakh at 11.50% p.a. for 3 years, your monthly emi would be Rs. 16,488.

Loan Amount Tenure In Years Interest Rate Monthly EMI
200000 3 11.50% Rs. 6,595
300000 3 12.50% Rs. 10,036
400000 3 13.50% Rs. 13,574
500000 4 12.50% Rs. 13,290
600000 5 11.00% Rs. 13,045

Documents List for Bajaj Finserv Personal Loan

Documents Required for a Personal Loan


Color Passport size photograph (signed across the photograph)


Salary slips of last 3 months Latest 2 months salary slip

Bank Statements

Latest 3 months salary account bank statement

Employment Proof

Employee ID Card and Visiting card

Work Experience Document

Current employment Appointment Letter / Form 16 / 1 year old salary slip
Previous employment Appointment letter / Form 16 / Promotion letters/ transfer / confirmation letters / previous salary slip


Identity Proof Passport / Voters ID card / Driving License / PAN Card
Address Proof Passport / Driving License / Ration card / Latest Mobile Bill / Letter from Employer (with HR /Admin sign)

Bajaj Finserv Personal Loan Faqs

Question: Can borrower make part payments on bajaj finserv personal loan?

Answer. Yes, you can prepay you loan any time.
Question. What are the minimum and maximum loan amounts in Salaried Personal Loans?

Answer. you can fetch around 1 lakh of minimum & 25 lakh of maximum loan amount.
Question. What are the tenor / repayment options available?

Answer. You can choose a emi/repayment ranging from 12 to 60 months. You can repay the loan in Equated Monthly Installments (EMI’s) using the ECS facility or through post-dated cheques.

About Bajaj Finserv Personal Loan

Bajaj Finserv are the most diversified non-bank in the country, financing the widest set of outcomes, supporting customers biggest pursuits. Bajaj Finserv ltd. is the most popular non banking financial company in India. Aprt from personal loan it deals in Two wheeler loans, home loans, loan against shares, loan for doctors, consumer products finance & Credit Cards. Be it the desire for a bigger lifestyle to buying your home, indulging in that much deserved family holiday to expanding your business or making that big acquisition, whatever be your plan, Bajaj Finserv Lending have the capability to support every time you need it.

With 24 products across 12 product lines, Bajaj finserv one of the fastest growing and most diversified NBFCs in the INDIA. Bajaj Finserv has 150 branches and presence in over 7000 retail outlets.

Compare Bajaj Finserv personal loan with other Banks

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Other Products of Bajaj Finserv

Bajaj Finserv Flexi Loan
Bajaj Finserv Business Loan
Bajaj FD Interest Rates

Contact Bajaj Finserv:

You can visit branch or call Bajaj Finserv Toll Free Number @ 1800-103-3535

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