Personal Loan Pune Interest Rates Dec 2018 – Instant online approval

Apply Personal Loan in Pune: Get Quotes on Instant E-approval, Special Offers, Best interest rates 2018 and lowest EMI options from all major banks in Pune through Deal4loans.com. Pune is regarded as fast growing destination for IT and manufacturing companies. A hub for automotive industry, Pune represents almost all categories of automobile industry.

Personal loan Pune details

Interest Rates 11.49% – 21.05%
Max. Loan Amount 25 Lakh
Processing Fees Nil – 2.5%
Loan Repayment Up to 7 years
Pre Payment Charges 1 – 4%

₹ 273,923 crores worth of Personal Loan Applications received! (last updated on 13 December 2018)

Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks. Check CIBIL score absolutely FREE.

Loan Amount

Employment Status

City

Personal Loan Interest Rates 2018

Banks Interest Rates
HDFC Bank 10.99 – 20.75%
ICICI Bank 11.70 – 18.85%
Bajaj Finserv 11.99 – 16.00%
Fullerton India 14.00 – 33.00%
Kotak Mahindra 11.50 – 20.00%
IndusInd Bank 12.99 – 17.00%
Standard Chartered 11.50 – 14.50%

Processing Fees / Prepayment Charges

Banks Processing Fee Pre Payment Charges
Bajaj Finserv Upto 2.00% Upto 4% post 1st EMI clearance
ICICI Bank 1999 to 2.50% Zero or 5.00%
Axis Bank 2.00% Nil
Kotak 1.5 – 2.00% 5.00%
HDFC Bank 0.8% – 2.00% 4.00%
Fullerton India 2.00% Upto 7.00%, 0% after 3 year
Standard Chartered
Up to 1% Upto 5.00% of loan amount

Infosys | Cognizant Technology Solutions | Tech Mahindra | Tata Consultancy Services | Persistent Systems (India) | Wipro | Symantec | MphasiS | Accenture | IBM | Zensar Technologies Limited | Capgemini | IBM India | Cybage Software | Synechron | Syntel

Eligibility of Personal Loan amount in Pune

– Depends on your Credit Score, Bank Policies, Company in which you are working, your Income or salary, Area in which you are live, Work experience etc. Or better to pay your credit cards or loan amounts on time to get more loan amount from banks at the time of apply new personal loans.

Personal Loan EMI Calculator Pune

To calculate your personal loan emi in Pune, you have follow simple 3 steps, which are as follows:

  1. Enter Personal Loan amount
  2. Interest Rate (bank offered to you)
  3. Repayment period
  4. Submit & EMI calculation’s on your screen

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

For customer’s satisfactions or help here’s some examples which helps you to know how much you have to pay for the personal loans for the respective yearly repayment period. Examples of personal loans amount in Pune.

Pre-calculated emi for personal loans in Pune with the help of personal loan emi calculator:

Loan Amount Tenure In Years Interest Rate Monthly EMI
100000 2 16.80% Rs. 4,935
150000 3 16.55% Rs. 5,314
200000 4 15.25% Rs, 5,592
275000 4 15.05% Rs. 7,660
300000 3 14.15% Rs. 10,275
365000 3 13.55% Rs. 12,395
400000 3 13.05% Rs, 13,487
500000 4 13.70% Rs. 13,588
800000 5 12.85% Rs. 18,141
1000000 5 12.60% Rs. 22,549

Best Banks for Personal Loan in Pune

SBI Personal Loan Bajaj Finance Personal Loan ICICI Bank Personal Loan
Standard Chartered Personal Loan HDFC Bank Personal Loan Kotak Bank Personal Loan
UBI Personal Loan Tata Capital Personal Loan IndusInd Personal Loan
HSBC Personal Loan IDBI Bank Fullerton Personal Loan
AXIS Bank Personal Loan Bank of Baroda Personal Loan BOM Personal Loan

Checklist of Documents required for Personal Loan in Pune:

Following documents are required by financial institutions to process the loan application :

in case of Salaried

  • Identity proof
  • 3 to 6 months Bank statements
  • Residence proof
  • Salary slip
  • Guarantors & their same set of documents

In case of Self Employed

  • Balance Sheets
  • Profit & Loss Account
  • Partnership Deed & other mandatory documents etc.

List of Bank Branches for apply personal loans in Pune

Bank Address Pincode
Axis Bank Survey No. 15, Ground Floor, Marigold Premises, Vadgaonsheri, Kalyani Nagar, Pune, Maharashtra 411014
Bajaj Finserv 6th Floor, ‘Bajaj Brand View’, Cts 12b+31, Pune Mumbai Road, Wakdewadi, 411003
HDFC Bank Manik Moti Bhilding, Pune-Satar road, Pune – Bangalore Hwy, Katraj, Pune, Maharashtra 411046
ICICI Bank Chatrapati Rajaram Maharaj Path, Mayur Colony, Kothrud, Pune, Maharashtra 411038
Indusind Bank Unit NosG-1, G-2, G-15 and G-16, Sai Corporate Gat No 1209 Pune – Nashik Road Chakan 410501
Kotak Shop No 2, Ground Floor, Ackruti Chambers, Gultekadi, Swargate, Pune-Satara Road, Pune, Maharashtra 411037
Tata Capital FC Annex Office no 1 & 2, FC Annex, FC Road, Bhamburda, Pune 411004
Fullerton 3rd floor, Mega Center, B-406 B-410, Hadapsar, Pune 411028
Indusind Bank GE-132, Fortaleza Complex, Opp Gold Adlabs Mariplex, Kalyani Nagar, Pune 411014

Private Finance Companies available in Pune

Private financier are available in Pune. Unlike banks, your previous credit history or your CIBIL score, you had with a particular bank does not matter to these companies. They provide you with instant loan within a short period of time.

In contempt of the fact that these private financier companies help you when you are in the utmost need of money but has its conditions, it comes with a higher interest rates of about 1.7% to 2.5% more than any regular banks.

(As your financial companion we do not endrose to employ loans from companies until and unless you are in an immense problem.)

Name of the company Address
Goodwill Financial Services Flat no. 11/12, 1st floor, Survey no. 123,Rombaug Colony, Paud Road, Kanifnath Society, Kothrud, Pune-411038
G.S.K India Walhekarwadi Road, Near Ganpati Mandir, Laxmi Nagar, Chinchwad Pune-416119
SGK Finance Service Ltd Sr. no. 43, No. 101, Shanti Kunj Society, Bibwewadi, Pune-411037
Sanobar Financial Services No. 2, Segal Auto Rider Road, Pimpri Chinchwad Pune-411019
Winfin Enterprises No. 50, Flat no. 9, Sai Corner, Rasta Peth, Pune-411011
Shubham Money Lenders Shop No. 2, Survey No.8-10, Gurud Datta Complex,Satav Wadi,Hadapsar, Land Mark:Near Union Bank of India ATM, Pune-411028