Personal Loan Pune Interest Rates June 2019 – Instant online approval

Apply Personal Loan in Pune: Get Quotes on Instant E-approval, Special Offers, Best interest rates 2019 and lowest EMI options from all major banks in Pune through Deal4loans.com. Pune is regarded as fast growing destination for IT and manufacturing companies. A hub for automotive industry, Pune represents almost all categories of automobile industry.

Personal loan Pune details

Interest Rates11.49% – 21.05%
Max. Loan Amount25 Lakh
Processing FeesNil – 2.5%
Loan RepaymentUp to 7 years
Pre Payment Charges1 – 4%

₹ 273,923 crores worth of Personal Loan Applications received! (last updated on 25 June 2019)

Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks. Check CIBIL score absolutely FREE.

Loan Amount

Employment Status

City


Personal Loan Interest Rates 2019

BanksInterest Rates
HDFC Bank10.99 – 20.75%
ICICI Bank11.70 – 18.85%
Bajaj Finserv11.99 – 16.00%
Fullerton India14.00 – 33.00%
Kotak Mahindra11.50 – 20.00%
IndusInd Bank12.99 – 17.00%
Standard Chartered11.50 – 14.50%

Processing Fees / Prepayment Charges

BanksProcessing FeePre Payment Charges
Bajaj FinservUpto 2.00%Upto 4% post 1st EMI clearance
ICICI Bank1999 to 2.50%Zero or 5.00%
Axis Bank2.00%Nil
Kotak1.5 – 2.00%5.00%
HDFC Bank0.8% – 2.00%4.00%
Fullerton India2.00%Upto 7.00%, 0% after 3 year
Standard Chartered
Up to 1%Upto 5.00% of loan amount

Infosys | Cognizant Technology Solutions | Tech Mahindra | Tata Consultancy Services | Persistent Systems (India) | Wipro | Symantec | MphasiS | Accenture | IBM | Zensar Technologies Limited | Capgemini | IBM India | Cybage Software | Synechron | Syntel

Eligibility of Personal Loan amount in Pune

– Depends on your Credit Score, Bank Policies, Company in which you are working, your Income or salary, Area in which you are live, Work experience etc. Or better to pay your credit cards or loan amounts on time to get more loan amount from banks at the time of apply new personal loans.

Personal Loan EMI Calculator Pune

To calculate your personal loan emi in Pune, you have follow simple 3 steps, which are as follows:

  1. Enter Personal Loan amount
  2. Interest Rate (bank offered to you)
  3. Repayment period
  4. Submit & EMI calculation’s on your screen

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

For customer’s satisfactions or help here’s some examples which helps you to know how much you have to pay for the personal loans for the respective yearly repayment period. Examples of personal loans amount in Pune.

Pre-calculated emi for personal loans in Pune with the help of personal loan emi calculator:

Loan AmountTenure In YearsInterest RateMonthly EMI
100000216.80%Rs. 4,935
150000316.55%Rs. 5,314
200000415.25%Rs, 5,592
275000415.05%Rs. 7,660
300000314.15%Rs. 10,275
365000313.55%Rs. 12,395
400000313.05%Rs, 13,487
500000413.70%Rs. 13,588
800000512.85%Rs. 18,141
1000000512.60%Rs. 22,549

Best Banks for Personal Loan in Pune

SBI Personal LoanBajaj Finance Personal LoanICICI Bank Personal Loan
Standard Chartered Personal LoanHDFC Bank Personal LoanKotak Bank Personal Loan
UBI Personal LoanTata Capital Personal LoanIndusInd Personal Loan
HSBC Personal LoanIDBI BankFullerton Personal Loan
AXIS Bank Personal LoanBank of Baroda Personal LoanBOM Personal Loan

Checklist of Documents required for Personal Loan in Pune:

Following documents are required by financial institutions to process the loan application :

in case of Salaried

  • Identity proof
  • 3 to 6 months Bank statements
  • Residence proof
  • Salary slip
  • Guarantors & their same set of documents

In case of Self Employed

  • Balance Sheets
  • Profit & Loss Account
  • Partnership Deed & other mandatory documents etc.

List of Bank Branches for apply personal loans in Pune

BankAddressPincode
Axis BankSurvey No. 15, Ground Floor, Marigold Premises, Vadgaonsheri, Kalyani Nagar, Pune, Maharashtra411014
Bajaj Finserv6th Floor, ‘Bajaj Brand View’, Cts 12b+31, Pune Mumbai Road, Wakdewadi,411003
HDFC BankManik Moti Bhilding, Pune-Satar road, Pune – Bangalore Hwy, Katraj, Pune, Maharashtra 411046
ICICI BankChatrapati Rajaram Maharaj Path, Mayur Colony, Kothrud, Pune, Maharashtra411038
Indusind BankUnit NosG-1, G-2, G-15 and G-16, Sai Corporate Gat No 1209 Pune – Nashik Road Chakan410501
KotakShop No 2, Ground Floor, Ackruti Chambers, Gultekadi, Swargate, Pune-Satara Road, Pune, Maharashtra411037
Tata CapitalFC Annex Office no 1 & 2, FC Annex, FC Road, Bhamburda, Pune 411004
Fullerton3rd floor, Mega Center, B-406 B-410, Hadapsar, Pune411028
Indusind BankGE-132, Fortaleza Complex, Opp Gold Adlabs Mariplex, Kalyani Nagar, Pune411014

Private Finance Companies available in Pune

Private financier are available in Pune. Unlike banks, your previous credit history or your CIBIL score, you had with a particular bank does not matter to these companies. They provide you with instant loan within a short period of time.

In contempt of the fact that these private financier companies help you when you are in the utmost need of money but has its conditions, it comes with a higher interest rates of about 1.7% to 2.5% more than any regular banks.

(As your financial companion we do not endrose to employ loans from companies until and unless you are in an immense problem.)

Name of the companyAddress
Goodwill Financial ServicesFlat no. 11/12, 1st floor, Survey no. 123,Rombaug Colony, Paud Road, Kanifnath Society, Kothrud, Pune-411038
G.S.K IndiaWalhekarwadi Road, Near Ganpati Mandir, Laxmi Nagar, Chinchwad Pune-416119
SGK Finance Service LtdSr. no. 43, No. 101, Shanti Kunj Society, Bibwewadi, Pune-411037
Sanobar Financial ServicesNo. 2, Segal Auto Rider Road, Pimpri Chinchwad Pune-411019
Winfin EnterprisesNo. 50, Flat no. 9, Sai Corner, Rasta Peth, Pune-411011
Shubham Money LendersShop No. 2, Survey No.8-10, Gurud Datta Complex,Satav Wadi,Hadapsar, Land Mark:Near Union Bank of India ATM, Pune-411028