Best Credit Cards in India Oct 2018 – Compare online 50+ Credit Card
List of Top 50+ Credit Card in India on the basis of ✔ Income/ Salary ✔ Traveling ✔ Dining ✔ Entertainment ✔ Shopping ✔ Rewards Points ✔ Petrol Fuel Offers ✔ Lifetime Free Cards. EMI Schemes on Ebay, Snapdeal, Flipkart, Amazon, Jabong, Myntra Shopping Offer You can also check Zero Fee, Free Life time credits which offers basic deals.
Confused among features & benefits of different credit cards? Check these features before applying for any credit card:
✔ Fees and charges ✔ Latest offers on Travel ✔ Offers on Entertainment ✔ Offers on Dining ✔ Savings on fuel ✔ Benefits on online transactions & shopping ✔ Accidental cover ✔ Rewards points & cash back
Instant Apply for Best Credit Cards Online through Deal4loans
Credit cards are now a need that very few of us can ignore. In today’s world, everything is online and most people prefer plastic money over cash. So, in order to determine the best credit card as per your requirement, you must be aware of the benefits and features of different cards available in the market. The best way to choose a credit card is to be very true with your requirements and spending tendencies. If you choose a card whose reward structure matches your need, you can surely save yourself from debt. For eg. If you travel a lot by flight, a airlines miles card would be beneficial for you and if you drive a lot, a fuel card would be more useful.
Latest Offers on SBI Credit Cards for 2018
# Gift your wife a jewellery from Joyalukkas and get 25% on gold jewellery with #SBICard
# Surprise her with a diamond ring on this festive season! Buy a diamond jewellery from Joyalukkas worth Rs 50,000/- and get 1 gram gold coin absolutely free with your #SBICard
# Get additional 5% on shopping from Reliance trends with #SBICard
# Its time to get fit! Be a member of VLCC and pay back in EMIs with #SBICard
# Travel via spicejet.com flights and pay back in EMIs with #SBICard
# Celebrate this festive season with Central and get additional 5% discount with your #SBICard
# Shop at Great Eastern Electronics stores (home appliances, gadgets and more) and get 5% cashback on your #SBICard
# SHOP at Big Bazaar to get 5% discount on your #SBICard
# On this Durga puja, buy gifts from MAX and enjoy 5% cashback with #SBICard
# Want to buy the latest iPhone? Visit your nearest Apple store and take advantage of EMI deals with #SBICard #Convert2EMI
# Buy a refrigerator from your nearest LG store and pay back in EMIs with #SBICard
# Plan a trip with Traveltriangle and get discounts on your #SBICard
✓Enjoy ₹ 100 discount every month on up to 2 movie tickets
American Express® Gold Card
✓ Joining fee : ₹ 1000 plus taxes* ✓ Annual Fees onwards : ₹ 4500 plus taxes* ✓ 4,000 Bonus Membership Rewards® Points, to be awarded on using the Card 3 times within the first 60 days of Cardmembership, upon payment of annual fee. ✓ 1,000 Bonus Membership Rewards Points for simply using your Card 6 times on transactions of Rs. 1,000 and above every month. ✓ Benefits on your travel bookings with MakeMyTrip.com ✓ Enjoy greater flexibility in spending with “no pre-set” limit2 ✓ Redeem from the fabulous 18 carat and 24 carat Gold Collection. ✓ Enjoy up to 20% off every time you dine at select restaurant partners. ✓ Get BookMyShow Vouchers worth Rs. 1,000 on Card Approval.
HDFC Bank Moneyback Credit Card
✓ Annual Fee – Nil ✓ Joining Fee – Nil ✓ 2 Reward Points (RP) on Rs 150 spent. 3X Reward Points on online spends ✓ Redeem Reward points as CashBack on your MoneyBack Credit Card (100 Reward Points = Rs 40) ✓ Fuel Surcharge Waiver capped at ₹ 250 every billing cycle (ST applicable).
✓ Joining Fee – ₹ 3,000 + service tax ✓ Annual Fee – ₹ 2,000 (2nd year onwards; waived off if spends cross ₹ 2,50,000 in the previous year) ✓ Welcome Gift: Sennheiser HD219 Headphones ✓ Buy 1 ticket and get the other ticket free any day of the week, on www.bookmyshow.com. Get up to 2 free tickets per month valued at up to ₹ 250 per ticket. ✓ Minimum 15% discount on dining bill at 800 tie-up restaurant
HDFC Bank Titanium Times Card
✓ 25% discount on Movies & upto 15% discount on Dining ✓ Welcome gift vouchers for shopping, apparel, dining & much more ✓ 5 Reward Points on every ₹ 150 spent for Weekday Dining ✓ 2 Reward Points on every ₹ 150 spent – All other spends
✓ Joining Fee : Nil ✓ Annual Fess: ₹ 2000 p.a.(2nd year onwards) ✓ Renewal fees: ₹ 2000 p.a.*✓ 5 X rewards on Dining, Entertainment, Utility Bills Payments & fuel ✓ Benefits worth ₹ 18,000 ✓ Get additional 10,000 reward points on further achieving 3.5 Lakhs of annual spends on the card ✓ Use your card for purchases of Rs 2 Lakhs or more in a year and get 10,000 reward points
✓ Joining Fee –Nil ✓ Annual Fee – ₹ 750 (2nd year onwards) ✓ Benefits worth – ₹ 7500 ✓ No surcharge on Fuel ✓ 5% value back on Big Bazaar every Wednesday ✓ Get 4000 Reward Points on purchase of ₹ 1,20,000 or more in a year and get a gift voucher of ₹ 1,000 ✓ 10% value back on Pizza Hut/Domino’s every Wednesday
HDFC Bank Regalia Credit Card
✓ Joining Fees – NIL ✓ Annual Fee – ₹ 2500 ✓ Complimentary Taj Epicure Plus Membership ✓ Complimentary Priority Pass Membership to over 850+ airport lounges ✓ Lowest foreign currency markup of 2% on all foreign spends ✓ 0% of the fuel surcharge
HDFC Bank Teacher’s Platinum Credit Card
✓ Joining Fee – NIL ✓ Annual Fee – ₹ 500 ✓ Reward Points – 2 Reward Points per ₹ 150 spent. ✓ Weekend Bonanza – 3X Reward Points on weekend spends. ✓ 2,400 Reward Points on weekend shopping ✓ Gift of 500 Reward Points on Teacher’s Day (5th Sept.) every year ✓ 0 Lost Card liability post reporting card loss to bank
Standard Chartered Platinum Rewards Card
✓ Annual Fee – Nil
✓ 5X Reward Points on fuel spends in India ✓ Earn 2X Reward Points for every ₹ 150 spend across all categories ✓ Get 5X Rewards at leading hotels, dining outlets and more, both in India and overseas
Standard Chartered Super Value Titanium Card
✓ Annual Fee – 750
✓ 1 Reward Point for every Rs. 100/- spent on all categories ✓ 5% cash back on all fuel spends at any petrol pump ✓ 5% cash back on mobile and telephone bills ✓ 5% cash back on utility bill payments ✓ 2.5% surcharge reversal on all petrol pumps
A Credit card is a product which gives you
Freedom to carry cash for your shopping thus adding convenience.
Credit of max 45 days from the day you spend without any charges.
Discounts, Cashback & Rewards on usage on buying certain products.
Things to Keep in Mind Before Choose the Best Credit Card:
Annual Fee – It’s the fee that is charged by bank for giving you a particular Card or service. There are few Credit cards in Indian Industry which are Free.
List of Best Petrol Credit Cards
Best Fuel Credit Card
Citibank Indian oil platinum card
Earn 4 Turbo Points for every Rs 150 (2.67%) of fuel purchased, Full waiver of the fuel surcharge (2.5%) on fuel purchases, 1 Turbo Point equals Rs 1 worth of fuel.
ICICI Bank HPCL Platinum Credit Card
Up to ₹ 100 Cashback on fuel purchases at HPCL pumps month on month, year on year can be availed when the Card is swiped on ICICI Merchant Services swipe machines, Save on 2.5% fuel surcharge, ₹ 500 Promotional Cashback
Standard Chartered Super Value Titanium Card
5% cash back on all fuel spends at any petrol pump, 2.5% surcharge reversal on all petrol pumps
HDFC is the Indian market leader in issuing credit cards closely followed by SBI Card and ICICI Bank.
1. If you need a credit card only for ad-hoc basis or just at times that you don’t want to carry cash- opt for any credit card which has no fees. It will save you from any unnecessary charges.
2. If you have your own vehicle and you spend on petrol or diesel for more than 2000 a month- Opt for a petro card and start using that card for your refills- this will increase your overall savings.
3. If you are a frequent flier – Opt for travel cards- it will help you in getting miles or few tickets free in a year and can be the free holiday that you been looking for.
We hope this article was helpful and now you can make a diligent choice about the credit card to apply for.