Best Credit Cards in India Nov 2019 – Compare online 50+ Credit Card
List of Top 50+ Credit Card in India on the basis of ✔ Income/ Salary ✔ Traveling ✔ Dining ✔ Entertainment ✔ Shopping ✔ Rewards Points ✔ Petrol Fuel Offers ✔ Lifetime Free Cards. EMI Schemes on Ebay, Snapdeal, Flipkart, Amazon, Jabong, Myntra Shopping Offer You can also check Zero Fee, Free Life time credits which offers basic deals.
Confused among features & benefits of different credit cards? Check these features before applying for any credit card: ✔ Fees and charges ✔ Latest offers on Travel ✔ Offers on Entertainment ✔ Offers on Dining ✔ Savings on fuel ✔ Benefits on online transactions & shopping ✔ Accidental cover ✔ Rewards points & cash back
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Credit cards are now a need that very few of us can ignore. In today’s world, everything is online and most people prefer plastic money over cash. So, in order to determine the best credit card as per your requirement, you must be aware of the benefits and features of different cards available in the market. The best way to choose a credit card is to be very true with your requirements and spending tendencies. If you choose a card whose reward structure matches your need, you can surely save yourself from debt. For eg. If you travel a lot by flight, a airlines miles card would be beneficial for you and if you drive a lot, a fuel card would be more useful.
Get 4000 Reward Points on purchase of ₹ 1,20,000 or more in a year and get a gift voucher of ₹ 1,000
10% value back on Pizza Hut/Domino’s every Wednesday
HDFC Bank Regalia Credit Card
Joining Fees – NIL
Annual Fee – ₹ 2500
Complimentary Taj Epicure Plus Membership
Complimentary Priority Pass Membership to over 850+ airport lounges
Lowest foreign currency markup of 2% on all foreign spends
0% of the fuel surcharge
HDFC Bank Teacher’s Platinum Credit Card
Joining Fee – NIL
Annual Fee – ₹ 500
Reward Points – 2 Reward Points per ₹ 150 spent.
Weekend Bonanza – 3X Reward Points on weekend spends.
2,400 Reward Points on weekend shopping
Gift of 500 Reward Points on Teacher’s Day (5th Sept.) every year
0 Lost Card liability post reporting card loss to bank
Standard Chartered Platinum Rewards Card
Annual Fee – 250
5X Reward Points on fuel spends in India
Earn 2X Reward Points for every ₹ 150 spend across all categories
Get 5X Rewards at leading hotels, dining outlets and more, both in India and overseas
Standard Chartered Super Value Titanium Card
Annual Fee – 750
1 Reward Point for every Rs. 100/- spent on all categories
5% cash back on all fuel spends at any petrol pump
5% cash back on mobile and telephone bills
5% cash back on utility bill payments
2.5% surcharge reversal on all petrol pumps
A Credit card is a product which gives you
Freedom to carry cash for your shopping thus adding convenience.
Credit of max 45 days from the day you spend without any charges.
Discounts, Cashback & Rewards on usage on buying certain products.
Things to Keep in Mind Before Choose the Best Credit Card:
Annual Fee – It’s the fee that is charged by bank for giving you a particular Card or service. There are few Credit cards in Indian Industry which are Free.
List of Best Petrol Credit Cards
Best Fuel Credit Card
Citibank Indian oil platinum card
Earn 4 Turbo Points for every Rs 150 (2.67%) of fuel purchased, Full waiver of the fuel surcharge (2.5%) on fuel purchases, 1 Turbo Point equals Rs 1 worth of fuel.
ICICI Bank HPCL Platinum Credit Card
Up to ₹ 100 Cashback on fuel purchases at HPCL pumps month on month, year on year can be availed when the Card is swiped on ICICI Merchant Services swipe machines, Save on 2.5% fuel surcharge, ₹ 500 Promotional Cashback
Standard Chartered Super Value Titanium Card
Earn 5% cashback on fuel spends in India, One time 100% cashback upto Rs 1,500 on fuel spends within 1st 90 days
HDFC is the Indian market leader in issuing credit cards closely followed by SBI Card and ICICI Bank.
1. If you need a credit card only for ad-hoc basis or just at times that you don’t want to carry cash- opt for any credit card which has no fees. It will save you from any unnecessary charges.
2. If you have your own vehicle and you spend on petrol or diesel for more than 2000 a month- Opt for a petro card and start using that card for your refills- this will increase your overall savings.
3. If you are a frequent flier – Opt for travel cards- it will help you in getting miles or few tickets free in a year and can be the free holiday that you been looking for.
We hope this article was helpful and now you can make a diligent choice about the credit card to apply for.
Updated Information on Credit Cards in India
ICICI Bank launches Emeralde Credit Card …. read more