RBL Credit Card – Apply online, Offers Oct 2023

Ratnakar Bank Credit Cards 2023: Choose a credit card to suit your lifestyle from an exclusive range of credit cards. RBL Bank range of credit cards which offer a host of exclusive benefits and a best in class rewards program.

In case you have not received your card/pin call customer service of Ratnakar Bank at 1800 121 9050.

Available Credit Cards of Ratnakar Bank Ltd. are:

RBL Bank range of credit cards which offer a host of exclusive benefits and a best in class rewards program. Choose a credit card to suit your lifestyle from an exclusive range of credit cards.

Apply for Credit Card
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RBL Platinum Cricket Credit Card: A sports credit card with unmatched offers, rewards and privileges for sports enthusiasts.

  1. A unique opportunity to enjoy cricket with the Delhi Daredevils Team.
  2. Exclusive team merchandise, free tickets, gift vouchers and lots more.
  3. Amazing benefits that you will not want to miss if you are a big fan of India’s favourite sport, Cricket.

Platinum Maxima Card

A power packed rewards card with annual benefits worth
. 20,000.

Titanium Delight Card

Your daily shopping card with surprises to delight you during your mid-week break.

Insignia Preferred Banking World Card

Enjoy affluence at its best with curated rewards and luxurious holidays

IGU NHS Golf World Card

RBL Bank IGU NHS Golf World Card opens up the doors of golfing privileges for you!

Platinum Delight Card/strong>

Enjoy wide range of privileges with your RBL Bank Platinum Delight Credit Card

RBL Bank Smart Titanium Card

Enjoy the best in class rewards program with Smart Miles.

RBL Bank Platinum Card

Earn reward points on all your purchases at home and abroad and redeem for products you will love.

RBL Bank Smart Platinum Card

Setting new benchmarks, RBL Bank Platinum credit card offers the best of luxury and convenience.


Offers & Deals

Get the best deals and offers on Credit Cards or Discount offers on Flight Tickets, Special deals on Credit Cards, Cash against your Credit Card, Hotel Discounts, Convert your purchase into Easy Monthly Instalments, Transfer your outstanding balance from other Credit Cards


Particulars Titanium Platinum
Joining Fee Applicable fee as per card type as communicated at the time of applying and once charged will appear in the statement
Annual/Renewal Fee Upto Rs.2000 Upto Rs.4000
Add on card fee Rs.500 Rs.1000
Finance Charges APR upto 3.5% p.m. (42.00% p.a)
Cash Advance Transaction Fee& 2.5% (min. Rs 300) of the cash amount
Call-a-Draft Fee 2.5% (min. Rs 300) of the draft amount
Overdue Penalty / Late Payment Fee 15% of Total amount Due (Min. Rs 350, Max. Rs 650)
Over Limit Penalty Rs. 600
Duplicate Statement Fee Rs. 100
Outstation Cheque Fee Rs. 100
Cash Payment at branches Rs 75 / cash deposit transaction done at RBL branch
Cheque Return/ Dishonour Fee Auto debit

Reversal-Bank Account out of funds

Rs. 500
Surcharge on Purchase/ Cancellation of

Railway Tickets

IRCTC Service charges# + Payment Gateway. Transaction charge [Upto 1.8% of (ticket amount+IRCTC service


Fuel Transaction Charge-for transaction

made at petrol pumps to purchase fuel^

2.5% surcharge on Fuel transaction value or Rs 10, whichever is higher
Foreign Currency Transaction* 3.50% + MasterCard charges

You can avail RBL Credit Cards from network of 183 branches across 13 states in India.

City Branch Address
Ahmedabad Viva Complex Branch, Viva Complex, Ellis Bridge, OPP Parimal Garden, Ahmedabad – 380006
Aurangabad Aurangabad Branch, AG Towers, N-3, Plot#303, Cidco Jalna Road, Aurangabad – 431001
Bangalore Koramangala Branch, #631, 3rd Cross, 100 Feet Road, 3rd Block, Koramangala, Bangalore – 560034
Bangalore Gandhinagar Branch, #197, 6th Cross, Gandhinagar, Bangalore – 560097
Bhopal Bhopal Branch, #2, INSIDE Akanksha Complex, Zone-1, MP Nagar, Bhopal 462001
Gurgaon Gurgaon Branch, #2, ABW Tower, Iffco Chowk, Village Sukhrauli, Gurgaon, Haryana – 122001
Chennai Nungambakkam Branch, #1, INSIDE Rashmi Towers, Valluvarkottam High Road, Nungambakkam, Chennai – 600034
Chennai Chennai Branch, #56, INSIDE HMH Plaza, GN Chetty Road, T Nagar, Chennai – 600017
Coimbatore #726, RG Chambers, Avinashi Road, Coimbatore – 641018
Delhi Rajouri Garden Branch, #J-13/52, Rajouri Garden, New Delhi – 110027
Delhi Karol Bagh Branch, #17A/53, Ground Floor, WEA Karol Bagh, Guradwar Road, New Delhi – 110005
Delhi Capital Court Branch, #14-15, DLF Capitol Point, Baba Kharg Singh Marg, New Delhi – 110001
Noida Noida Branch, #P/7, Sector 18, Noida – 201301
Hyderabad Ameerpet Branch, #6-3-865, My Home Jupally, OPP Green Park, Green Lands, Ameerpet, Hyderabad – 500038
Bhiwadi Bhiwadi-Bhagat Singh Colony Branch, #A/4, Ground Floor, Bhagat Singh Colony, Alwar Bypass Road, Bhiwadi – 301019
Indore Indore Branch, #3, INSIDE The Grace, Kibe Compound, Chhoti, Gwaltoli, Indore – 452001
Agra Ground Floor, Block No: 41/4, Sanjay Place-Shop No.5,6,7,8, And Basement Floor-Shop No.5 & 7, Agra Uttar Pradesh, 282002
Kolhapur Tarabai Park Branch, #6, 7&8, Siddivinayak Apartment, Near Vijayraj Hotel, Tarabai Park, Kolhapur Maharashtra, 416003
Kolkata Brabourne Road Branch, #25, INSIDE Thapar House, 1st Floor, Brabourne Road, Kolkata Kolkata West Bengal, 700001
Kolkata JL Nehru Branch, #57, INSIDE Horizon Building, JL Nehru Road, Kolkata Kolkata West Bengal, 700071
Mumbai Vile Parle E Branch, #6, Ground Floor, Galaxy Arcade, MG Road, Vileparle [E] Mumbai Maharashtra, 400067
Mumbai Juhu Branch, Dure House, Juhu Tara Road,, Mumbai Near JW Marriot Hotel Mumbai Maharashtra, 400059
Mumbai Lower Parel W Branch, One Indiabulls Centre, Tower 2, 3Rd Floor, 841 Senapati Bapat Marg, Lower Parel W, Mumbai Maharashtra, 400013
Mumbai Kandivali W Branch, #295, INSIDE Shri Building, Near Mayur Talkies, Shantilal Modi Road, Kandivali (W) Mumbai Maharashtra, 400067
Mumbai Borivali W Branch, #2-6, Shroff Arcade, Near Thakare Hall, Sodawala Lane, Boriwali Mumbai Maharashtra, 400092
Navi Mumbai Vashi Branch, Aarti CHS Building, #29, Sector 2, Vashi, Navi Mumbai Navi Mumbai Maharashtra, 400705
Nagpur Nagpur Branch, #3-4-5, INSIDE Aditya Enclave,, Central Bazar, Ramdaspeth, Nagpur
Nashik Nashik Branch, #1A, Riddhi Park, Tilakwadi Corner, Sharanpur Road, Nasik Maharashtra, 422002
Pune Camp Branch, Ground Floor, 11 Molebina road, Camp Puneá Pune Maharashtra, 411001
Pune Swargate Branch, #No 8,, Vega Centre, Shankarshet Road Pune Maharashtra, 411042
Surat Surat Branch, #4, Twin Tower, Sahara Darwaja, Ring Road, Surat Surat Gujarat, 395003
Udaipur Udaipur Branch , #99, 1st Road, Bhupalpura Verma Circle, OPP Collector Bungalow, Udaipur Udaipur Rajasthan, 313001
Kakinada Kovvada Branch, #1-93, Kovvada Panchayat,, Kakinada Rural Mandal, East Godavari District Kakinada Andhra Pradesh, 533006
Panipat Panipat Branch, #1196/7, Ground Floor, OPP NK Tower, GT Road, Panipat Panipat Haryana, 132103
Hoshangabad Plot No. 34/1, Al Aziz Tower,, Babai Piparya Road, Anand Nagar, Hoshangabad Madhya Pradesh, 110057
Hauz Khas Hauz Khas Branch, #M-6, Hauz Khas, New Delhi New Delhi Delhi, 110016
Moradabad Moradabad Branch, INSIDE Parsvnath Plaza, Neelgiri Commercial, Complex, Delhi Road, Moradabad Moradabad Uttar Pradesh, 244001
Tirupati Tirupati Branch, #87, Motor Workers Colony, Tirupati-Tiruchanur Road, Padmavathipuram Tirupathi Andhra Pradesh, 517502
Tiruchirapalli Sassa Complex,Samayapuram- Manchanallur Main Road,, Vengangudi,Trichy Dist Vengangudi, Tiruchirapalli Tamilnadu, 621112

Available Products of Ratnakar Bank Ltd.
Ratnakar Bank Business Loan
Ratnakar Bank Home Loan
Ratnakar Bank Personal Loan
RBL Loan Against Property
Ratnakar Bank Car Loan
Ratnakar Bank Credit Card
RBL Fixed Deposit Interest Rates
Source: The Ratnakar Bank Ltd. Official Website.

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