EMI Cards benefits: Buy on EMI without Credit Card. Simply Swipe, Sign and Buy any consumer durable or life style product of your choice with your EMI (Existing Member Identification Card), only from Bajaj Finserv Lending. Now simply Swipe, Sign and Buy any Durable or Lifestyle product of your choice with your EMI (Existing Member Identification) Card, only from Bajaj Finserv. No need to gather another set of documents or go through the process of applying for a loan.
If you are an existing customer of Bajaj Finserv, you can opt for Bajaj Finserv EMI Card.
Special Offers on Bajaj EMI Cards for August 2019
- NIKE – EMI starting from 1667 INR upto 3 Months
- VIJAY SALES – EMI starting from 999 INR upto 12 Months
Just walk into any of Bajaj Finserv partner consumer durables or life style product outlets across more than 100 cities in India with your EMI Card,(You can apply for an EMI Card with our Durable and Lifestyle products loan. If you are an existing customer you can also apply for EMI Card online from your Customer Portal login,swipe your card and walk out with your favourite Durable or Lifestyle product.
Features of EMI Card – Bajaj Finserv
- Pre-approved loans up to Rs.4 lakh – From televisions and smartphones to furniture and groceries, buy products on easy EMIs across 60,000+ partner stores.
- Repay easily – Divide your purchase into easy EMIs of 3, 6, 9, 12, 18 or 24 months, according to your ease.
- As an existing customer, you get exclusive pre-approved offers from time to time, across a host of partner retailers and manufacturers.
- Interest free EMI Finance
- Accepted across all major Durable and Lifestyle stores in your city
- No approval and documentation at the time of use.
Eligibility and Documents for Bajaj Finserv EMI Card?
- Pan Card, Aadhaar Card, A Cancellation cheque, ECS Mandate
- An individual between 21 and 60 years of age
- Regular source of income
- EMI Card is issued only to existing customers
The EMI card carries a pre-approved loan in your wallet. You can avail of your loan facility to purchase any consumer durable & lifestyle product of your choice.
Minimum documentation for bajaj finserv emi card
For using your EMI card, you don’t need to give any documents. Your EMI card carries all the necessary information required.
How to get an EMI Card of Bajaj Finserv?
Visit any of our partner stores to avail your Bajaj Finserv EMI Network Card. You can apply for an EMI Network Card when you purchase electronics, gadgets, and lifestyle products from our any of partner stores like Vijay sales, Ezone, Croma etc when you purchase on easy EMIs. You can reach out to in-store representative for assistance.
- Walk into any of the bajaj finserv partner stores.
- Select the product you want to purchase.
- Submit some basic documents.
- Get your EMI Network Card in your Bajaj Finserv Wallet app.
Fees and Charges
All you have to pay is a one time charge of Rs.299 (to enjoy lifetime membership of EMI card).
- Joining fee for Gold EMI Card: Rs. 412
- Annual fees of Rs 117 (Rs. 99 + GST) is applicable to all the customers holding an EMI Network Card.
Processing fees varies from product to product purchased on the EMI Network.
Frequently Asked Questions on Bajaj Finserv EMI Card
What is the Bajaj Finserv EMI Network Card?
The Bajaj Finserv EMI Network Card is a unique product that helps you to convert your purchases into easy EMIs with just a simple swipe. It acts as a pre-approved loan in your wallet and can be used to buy your favourite electronics, appliances, furniture, gym membership, clothes, flight and hotel bookings, etc.
How can I access the EMI Network Card on the Bajaj Finserv Wallet?
The Bajaj Finserv Wallet, powered by Mobikwik, helps you view your EMI Network Card, the available loan limit, EMI offers, stores near you, and details of your active and closed loans. You can download the app on Play Store or App Store. Log into the app using your mobile number and OTP to view your EMI Network Card. You can also give a missed call to 9278066666 to get a link to download the app.
What are the benefits of the EMI Network Card on the Bajaj Finserv Wallet app?
With the Bajaj Finserv Wallet app, you can:
1. View your EMI Network Card number, available limit, active and closed loan details.
2. Find Bajaj Finserv partner stores where you can transact using your EMI Network Card.
3. Look for the EMI offers available for you.
Do I have to make any down payment when I transact using my card?
It depends on the product you are looking to purchase. Certain categories such as gym memberships, travel bookings, and others may involve a nominal down payment. Purchases from most categories however, do not involve a down payment.
Is the EMI Network Card a credit card?
The EMI Network Card is not a credit card. By using the EMI Network Card, customers can purchase any electronics, gadgets, home décor and furnishing, or fashion products across 60,000+ stores in 1,300+ cities with minimal documentation on No Cost EMI.
Can someone else use the EMI Network Card on my behalf?
For safety and security reasons, Recommend that only the card holder uses the EMI Network Card for making the purchases. The liability of the loan taken using the EMI Network Card rests solely with the holder of the EMI Network Card.
Can I apply for family card(s) on my EMI Network Card?
Yes, you may apply for family cards for up to two family members.
How do I repay the loan availed on my EMI Network Card?
You can repay the loan by paying your balance outstanding through Equated Monthly Instalments (EMI). In case you need more details, please feel free to write to email@example.com, quoting your loan account number.
Can I foreclose the loan? How do I do it?
Yes, you can foreclose after 6 months from the loan disbursement date. Visit the customer portal-Experia, walk into one of bajaj finance branches, or contact us on firstname.lastname@example.org to foreclose your loan.
Do any offers / discounts available on bajaj emi card?
Yes. There are more than 1,000+ offers given by partners from time to time. You can view these offers on the Bajaj Finserv Wallet app, on bajaj finserv website, or at the partner store.
Do I need to pay a charge to the retailer for any transaction I make on the EMI Network Card?
You may have to pay an additional transaction charge, depending on the schemes running at the dealer stores at a particular point of time.
What if I lose my EMI Network Card and someone else uses it to make purchases?
You can contact us at 020 – 3957 5152 to get your EMI Network Card blocked. For security reasons, we recommend that only the EMI Network Card holder uses it for making purchases. The liability of the loan availed using the EMI Network Card rests solely with holder of the EMI Network Card.
What if I lose my smartphone on which I had logged in to Bajaj Finserv Wallet app and linked my EMI Network Card?
We recommend you call us at 020 – 3957 5152 to place a request to block your card and update your details.
How do I get my EMI Network Card statement?
You can view your transaction details online on the customer portal – Experia. Simply log in using your username and password. You can also write to email@example.com call us 020 – 3957 5152 (call charges may be applicable) to get the details.
Where can I get my customer portal username and password?
Your user ID is printed on the reverse of your EMI Network Card. Alternatively, you can send SMS ‘EXPERIA’ to +91 92275 64444 from your registered mobile to get the username and password.
How do I download Experia app?
To get Experia app SMS EMI to 56070 or visit the Play Store or App Store.
How can I change my contact details registered with my EMI Network Card?
For any change of your registered contact details such as home address, email ID, mobile, and telephone number, you will have to login and update the same in customer portal – Experia.
Can I get a replacement of the EMI Network Card if my existing EMI Network Card is lost, stolen or damaged?
You can call the customer care at 020 – 3957 5152 to place a request to block your lost EMI Network Card. You may also place a request for a new EMI Network Card. The fees for reissued cards are applicable as per the policy.
How do I apply for an EMI Network Card?
You can apply for EMI Network card from authorised Consumer Durable or Lifestyle Finance store like Vijay Sales, Ezone, Croma, etc. when you purchase on easy EMIs. Bajaj representative will help you in applying the card.To find the nearest store. To know about the EMI Network Card fees.