Personal Loan EMI Calculator

Process - 1

₹ 273,923 crores worth of Personal Loan Applications received! (last updated on 16 June 2024)
Get instant quotes on Interest Rates & EMI on personal loan from top 10 banks of India & your CIBIL score absolutely FREE.
Loan Amount
Employment Status

Process - 2

Just calculate Personal loan EMI Sample Calculations
Personal Loan Amount    Rs.
Interest Rate % Per Annum
Loan Tenure Years
Sample Results
Loan Amount
Rs. 2,00,000
Monthly Instalment (EMI)
Rs. 5,516
Total Interest Amount
Rs. 64,748
Total Amount (Principal + Interest)
Rs. 2,64,748
Year Principal Interest Balance Amount
1 Rs. 39,766 Rs. 26,426 Rs. 1,60,234
2 Rs. 45,930 Rs. 20,262 Rs. 1,14,304
3 Rs. 53,054 Rs. 13,138 Rs. 61,250
4 Rs. 61,316 Rs. 4,914 Rs. 0
Bank Name Interest Rate
Estimated EMI as Per Lac (for 5 years)
Yes Bank 10.45% - 16.99%
Rs.2147 - Rs.2485
Kotak Mahindra Bank 10.50% - 16.99%
Rs.2149 - Rs.2485
HDFC Bank 10.75% - 13.45%
Rs.2162 - Rs.2298
IDFC First 10.99% - 21.00%
Rs.2174 - Rs.2705
ICICI Bank 11% - 17.50%
Rs.2174 - Rs.2512
Standard Chartered 11.00% - 12.50%
Rs.2174 - Rs.2250
Citibank 11.49% - 16.50%
Rs.2199 - Rs.2458
SBI Personal Loan 11.95% - 16.55%
Rs.2222 - Rs.2461
Tata Capital 11.99% - 17.00%
Rs.2224 - Rs.2485
SMFG India Credit 11.99% - 26.00%
Rs.2224 - Rs.2994
Bajaj Finserv 11.99% - 16.00%
Rs.2224 - Rs.2432
Indus Ind Bank 12.99% - 20.00%
Rs.2275 - Rs.2649
Axis Bank 15.00% - 20.00%
Rs.2379 - Rs.2649


If you are looking for how much you have to pay per month for the Personal loan that you want to take, you are at the right place.

To get the exact amount
  1. You need to know your Loan amount
  2. The rate of interest that bank is going to charge you
  3. How much time would you require to repay the loan

If you know the above three variables, use our calculator and find the exact EMI, amount, total interest and the extra amount you are required to pay for the loan. Just in case, the information is not matching your criteria, please fill in your professional details, on the basis of same and we will let you know:

  1. Maximum loan amount offered by each bank.
  2. Rate of interest to be charged from the borrower.
  3. What is the net interest pay out and tenure to repay the loan?
Personal loan EMI is calculated on the basis of:
  1. Loan amount
  2. Interest rates
  3. Tenure
  4. Other loans EMI
  5. Your work profile-Salaried or Self-employed
  6. The company in which you work. For e.g.- If you work in top 5000 companies, Banks are ready to fund more Personal loan at lower rates.
  7. Your Credit History- Some Bank caps the loan amount if your credit score is low.

You Can Calculate Personal loan EMI for below mentioned Banks: list as follows:

SBI, HDFC, Axis Bank, Bajaj Finance, Bank of Baroda, Bank of India, Union Bank, Canara Bank, Allahabad Bank, ICICI Bank, Yes Bank, Citibank, PNB, uco bank, Indiabulls, Mahindra finance & others.
Disclaimer: Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.